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201108174 designated� substitute notice address by notice to Lender. Borrower sh�ll�romptly notify Leucler of Borrower's ch�nge of address. IP Lender specifies a procedure for reporting Bori•ower's change of address, then Borrower shall only re�oi•t a change of address through th�t specified procedure. 'T1�ere�nay be only one designated xlotice address under this Security Insts•uinent at any one time. Any notice to Lender shall be given Uy deliveriilg it or Uy mailing it by first cl�ss mail to Lender's address statecl herein unless Lencler has designated another address by notice to Borrower. Any notice in connection with t11is Security Instrument shall not ve deemed to have Ueen given to Lender until actually received by Lender. If any notice required by t11is Security Instruinent is also required turder Applicable Law, the Applicable�,a.w requireiilent will satisLy t�e eorl•esponding requiremei�t under this Security Iilstruinent. 16. Governing Law; Severability; Rules of Con�truction. This Security Instrument sh111 be governed by federal law and the 1aw of the jurisdictiou in wliich the Proper�y is loca�ed. All riglzts a11d obligations contaiued in�his �ecurity Insti�.unent ara siibject to any requirements aud Iiuvtations of Applicable Law. Applicable Law inight explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall i�ot be construed as 1 prohibition against agreement Uy contract. In the event th�t a�y provisi•on or clause of�his SectiYrity InstrLUnezlt or the Note conflicts with A�plicable Law, such confliot shall not�ffect other provisions oP�l�rs Security Instruinent or the Note which can be given effect without the coiiflicting�rovision. As used in this Security Instruinent: (1)words of the inasculine gender shall mean�nd include corresponding neuter words oi•words of the feminine gender; (l�)words in the singulas• shall mean and include the plural and vice versa; and(c)the word"may" gives sole discretion without any oUligation to talce aiiy action. 17. Borrower's Copy. Borrower sha11 be given one copy of the Note and of this Sectu•ity Instruiilent.. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used ii1 tl�is Sectioi� 18, "Interest in the Property" ineans any 7ega1 or benafici�l interest in the Property, including, but not limited to, those bene�cial rnterests transferred in a boi�d for deec�, contract for deed, installmant sales co�itract or escrow agreement, the illtient of which is the transfar of title l�y Borrower at a future d�te'to a purchaser. If a11 or any parti of tilie Pro�erty or any Interest in the Property is sold or transferred(or if Borrower is not a natl.u•al person ancl a beiieficial interest iu Borrower is sold or�ransferred)without Leneler's�rior writte� eonsent, Lei�der ma.y require iirunediate�ay�lent in fiill of all suins sectu�eci by this Security Instrument. ' Ilowever, this o�tion shall not be exercised by Lender if such exercise is prolaibited l�y Applioable Law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice s1i111 provide a period of i7ot less thaiz 30 days froiri tl7e date the notiee is givei�in accord�nce with Section 15 within which Boxrower must p�y all sums secured by this Security Instrumeilt. If Borrower fails to pay these suiils prior to the expiratioii of this p�riod, Lender may involce any remedies pern�itted by tihis Security Iristrunzent without fitrther notice or deinaiid on Borrower. 19. Borrower's Right to Reinstate After Acceleration. IFBorrower nieets certain coiiditions, Borrower sh�ll have the right to h�ve enforcament of this Sectirity Instrutiloi�t discoi�tinued at any tiine prior to the earliest of; (a) iive days before sale of the Property pizisuant to any power of sale contained in this Security Instruinent; (U) such other period as Ap�licable Law miglit specify far tihe terinination of Borrower's riglit to reirlstate; or (c) entry of a judgment enforciilg this Security Instruiiient. Those conditions�re that Borrower: (a)pays Lender all sums which then would be due ui�der this Security Instrument�nd the Note as if no acceleration had occurred; (b) cLires any deI'aul't of�ny other covenants or agreeinents; (o)l�ays all expeilses inctilrred i11 enforcing this Security Instrtlm�nt, incYuding, btiit not li7nited to, reasonable attoi7ieys' fees, property inspection and valuation fees, and other Fees incurred for the purpose of protectiiig Lender`s interest 231201 NEBRASKA-Single Fam ily-f-annie M ae/Freddle M ac UNIFORM INSTRUM ENT Form 3026 1/01 VM P OO VMP6(NE)(1106) WoltersKluwer Financial Services Page T2 of 17