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20110�149 and has an address of ZO�O WQOCIWaI^d AV2 Dett^Oi t, MI 48226-1906 . Borrower owes Lender the principal sum of One Hundred Twenty Nine Thousand Two Hundred Eighty and 00/100 Dotiars (LT $129 2$� . �� j, Tlus debt is evidenced by Borrotver's note dated tke same date as this Secwity Instrument ('Note"), which provides for monthly payments, with the full debt, if ttot paid earlier, due and payable on NOVem�7�1^ 1 2041 .� Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the perFormance of Borrower's covenants and ageements under this Securiry Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to the Trustee, in hust, with power of sale, the following describad pxoperly located in H a 11 County, Nebraska: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF. SUBJECT TO COUENANTS OF RECORD. Parcel ID Number :400180030 which has the address of 403 EaSt St (StreetJ Wood Ri ver �crry� Nebraska 68893-9115 [Zzp CodeJ ("Property Address"); TOGETHER WITH all the impzovements now or hereafter erected on the property, and all easements, appurtenances and fixtures now or hereafter a part of the properly. All replacements and additioas shall also be covered by this Security Insiniment. All of the foregoing is referred to in tfus Security Instrument as the "Property." Borrower understands and agrees that MERS holds only Iegal title to the interests granted by Borrower in this Security Insfrument; but, if necessary to coarply with law or custom, MERS, (as nominee for Lender and Lender's successors and assigns), has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing or canceling this Security Instrument. BORROWER COVENANTS that Bonower is lawfully seized of the estate hereby conveyed and has the right to grant and convey the Property and that the Properiy is unencumbered, except for encumbrances of record. �orrower warrants and will defend generally tbe title to the Property against alI claisns and deanands, subjec� to any encumbrances of record. THIS SECURITY INSTRi7MENT combines uniform covenants fos national use and non-unaforan covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. Uniform Covenants. Borrower and Lender covenant and agree as follows: 1. Payment of Principal,interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and late charges due under the Note. FHA Mortgage WITH MERS-NE Revised 4/98 Amanded 7/04 VMP � VMP4N(NE7 {1105).00 Ill ll�llllllll�ll llll�l�l IIIIIIIIillli IIII Page2of10 9 � �t � i