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<br /> , ( . 5 ��� PAGE 4 0F 4 �� ~�� .
<br /> ���a�! AQDRIONQL TERMS
<br /> . �• � • •
<br /> - ' .� ; IJ�I[ED WARR1HiY:�dy sote and a�cta�re remedy agains!poo or your a�i�ee s6a116e limited to my dgpts aad remedies uader tGe��ress WdITED�ARNONTY�ou e�ad tn ;. . ` }
<br /> . , � me at tGe time 1 sign ttis CoaUact My e�ciasire dpnts and remeGies undu the wartaM�t shail 6e in fieu at a!I ather rigbts ar remedies,at haw or�n epairy.ehere pe�ttEd
<br /> . i � �aDDiiaEle state las. � � . '.
<br /> �, :. All(�ANUF/.CNRED PIINU07f PRODUCTS ARf HQf 6UARAHiEED A6AlNSf COHOfNSAilOM.61QfSfURE FORI�11Ti0H OR FliOSL PRODUCiT ARE N0T 61)ARlliiE�A6AlNST EORROSlQN OUE � �
<br /> �,` 1 10 AOYEASE CU6fADC CUHDtT10!15.
<br /> BiiYfR.i�AD ikE SBARATf"LlMff@ flARRiNiY"�f1tEN IS A SBABATE iANliiQi INS[[fiti3�6EiT P�iAtNl#6 SOL.�Y iB 6�1W�fACiilR�PRO�U£1511f iHE pAEfSE'flHt CORPBt{Atfl� � -. � ,�`
<br /> — - -- ; B1 NS ,
<br /> _ ' �.� i AND Y1HlCH"1151IfED WARRANiII°HAS BEEN DfUYERFD TO EACH RESPECTIYE BUUER IN CONNECDON PJRH iHlS SALE.THf POREGOINfi PRUYRIONS RE6ARD�fl6 CONUIIiSAilOt1 UG HOT
<br /> RAN HO
<br /> � ,3 APPLY TO SIOIHG.
<br /> . . � �� .. . 1.
<br /> -. , � FurtSer,The Pacesettet fAtputatian makes fl0 REPRESftiTAiI�H 08 WARRJUIiY OF ANI IDHD OR NANRF�dAiSOEYER.E1lPRfSS OR IEIPUED,Wtill B6P�CT TO TflE ENftl6Y . :
<br /> - , ; .� SAYiI16,41 COULO UR IdA1 ACHIEYE 8Y tlSE OF THE PROOUCJfSI.l unQerslsrtd ffiat aa�enec�saringx i ma�acAiere is EepenQeut upon a num�er of tactors,Includiog,trut ant _ �' `...
<br />_ Iimite0 t0.ffie type,qu3nti2y and qua}it�►oi i�nlatlDn in my 6uma,Ute p�ttiCUlat Sia ait�slyfe ol my 6ome.the rype of quality ut r,00shnstlnn of mp rtome.�p parG�vlar hie _.' �: •.
<br /> ,; .;� sryte,tGe n�6er at apentags in my 6ome,pmper mooitoring ot tdermostat settings.ctimatic comliUons and tocatian af mp Aame,and eren tke ippa nf en2rgy cans�ed tor , � '� "
<br /> 6eating and air condiUaniag purposes.
<br /> �T , . '<� PREPAY!bIENT AIYD ACC1tUAL OFTE�FCV�:tiCE CHAItGE:Evtn thouoh I dn not have to pay more than the regulaz scheduled monffiIy paymen�I 6ave the right � ��•�`"-�-
<br /> ` to prepay the whole amount oaing to you in fu11 at any ame or m part from time to dme.1 understand that the finance charge(intecest)is computed daily.I know my - . '
<br /> �'� , •;� finance charge will be less if 1 matce an eariy payment,artd it w-ill be higher if 1pa late:l aiso recogni�r that arsy necessazy adjustment to my total finaace chaige will � =�:,�-�,
<br /> be�eflected in my final biU•I atso know tGat the amounts shon-n on Qage 2 for dieYFjnance CAarge.Toral of Payme�ns,and the TotalSale Priee are estimates based on _
<br /> _, • , , � .,� the as.wmption that you aill tecr.ive each of the payments exactlp on its due date:and!know that there will be no refund if 1 pcepay because ihere is rtothittR to refund - ��
<br /> '' . -- ;,� when t am charged on a daify bacis.I L-r.ow that�f all tebata.refimds�d credits to ahich 1 mi�ht be entitled�!e las than ane doltaz(SI.O(?lr-uo et�Cimd wi}!be made.I ` —
<br />`�• � .� may votuntanly prepay the amount l owe you.in fuli or in par[,a!any dme.If I cnake a partiaT prepaymenG I mast continue to make my eeauiar paymems antil l have . �� •_.
<br /> . � paid a!1 amounu owed I I.row that if f prepay Lha n hole amoant,yau may caUec[ar retain fmm me a mimmum charge not greater than 510.7J0 ..,�;,
<br /> r SPECIAI�ORDER GOODS:I imow that qou haoe measured ny house and its openings so that you can make the Pcoducts to fit my particular house and that the goods <'._.:.
<br /> 7 pmbably will not fi[any o�her 6ouses,so 1 know tha[f canno[cancel this contrac[ae any ume afrer the perind of time given to me by law in which to cancel.Afrer that ,':
<br /> , ,� ltgal pertod of time.1 know that 1 Bave the obligation tn pay}�nu in fult the amount owed. a��-
<br />- ' � COM.4IENCEIIlENiT OF 17iE FIlVAlYCE CELIRGE:The finance charge 1 interest)is estimated to start within 30 days of ihe date of this contract.exeept in the eve:ct --- �: �:�,�_
<br /> thatyou complete the installation of the goods and services on another date,then the finance charge(interest)will begin to cun an the date th3t I sign the Complebon _ �;�y_
<br /> , Cetnficate.Theamotmtoffraancecharge(intemt)maybemoceorless[hantheamountdiscloseddependingontheamaunrslpayyouandmytimelinasiomakingpayments. .•, ?�:'.—;
<br /> � DEFAULT:1 will be in default under this cantrac�if:l.1 don t make a payment when due•or 2.!b�eak any promise 1 made to you in thu wnhact;or 3.Something else �
<br /> ' happens which causes yau to believe in good faith that i do not intend to paY you as promised:or 4.I defaul[on any abfigations for which I am using my home az collateral; �� :.
<br /> � or 5.Something happens to my house whuh threateRC your righu.if any,m it. � ;'�,�r'_;
<br /> '� � COLLECf[ON COSTS:If I am in default of this a�onuact and you demand fuU paymene,for tpsot�ble attomeys'fees and for other mlated expenses such as court cnsts, = .. � �•*
<br /> ';' �� - tide searches and money you expended to collect the amount due or to protect my fiouse.if you are altowed to coilect such amounts by law —___
<br /> = ' O�fHER RIGliTS:You can choose not to enfo[ee aay of the righu under this canuact as often as you want without losing them.Or.you can delay enfottting any of the '��''�i•�
<br /> �` ri ts without tosin them.You can also ose an ri ts now or m Ihe futuse ven to ou b law. =�+'-
<br /> ,,.f, . . 8h S Y � P,� Y Y :,. ..: sk -_�
<br /> 1:i.�_.
<br /> � . �, DFJ.AYS:!know that you wiU use your 6est efforts[o install the Products 1 am pumha5ing an my house.bu[!atso understand that in some situations you may encouater � .• •,.._�s:,;��-
<br /> • delays that aze caased by sUikes.weather wndidonc,delays you have in obtainmg materials,or for other reasons thst at�6eyond yuur eontr�nl.I will not hold you liable
<br /> U7 � . .f=-
<br /> � for such delays. . : _.J.
<br /> • REQUEST FOR FIJLL P.�1M�.VT:If I am in default undec this contract.ycu can deciane all that 1 owe unGer this cantraa payabte at once.l agnae to pay you intemst � �'•�`•'=-
<br /> on that amount at the ma�cimum conRactual rate allowed by law unpl the amount 1 owe you is paid.1 aiso know that you can foreclose the mortgage I have gven to yoa. -
<br /> A�tBTfRA7'lON:If I have a dispute or claim with you conceming the quantity.quality nr perfomian:e of the Products,l undentand thatmy dispute may be submitted : .:%��;,;�
<br /> „i to and settled according to the mediation-arbivatian pmgram that may liave developed m my community.!atso know that any decision msde by an nsbitratoc(s)would be � _ �;,%' • -
<br /> ` entered in the caurt having jurisdiction over me and yau. .;;';,-�.
<br /> - SALYAGE VAI.UE:I know that the windows,woodwork,siding,brick and other materials that have to be mmoved by you for this instaJiation have(�saivege value. • • �" ---=
<br /> ° , Whea you cemove them,you cnn have them for whatever purpose you want. , T�.��-
<br /> • SpEC1AL S1TUAi'IONS:pue to the uniquenesc af some of the Products that you seU.1 understand that in spccia!situations your Regional Office may have to�eview ' . .� -`-
<br /> � • and approve this contract.l also understand that thic sale occurmd in my hume and that you and 1 may not have had all the correct mforma6on impo[tant to Nis transaction � � �_
<br /> at our tingeRips;(give you my consent to cortect any obviouti erron that may have occurted when the blankc in this wntract were completed. ' ' •�;,.•'_
<br /> � ` INVAI.ID PRUVISIONS:If any pmvision of this wntract violatec the law and is unenfomeable,the mst of[he contrut wiU be valid.(farty part oY's.*.:s wntract tequues •�
<br />}`'; .� payment of mure interest than the law pennit+,then you will only have the right to mllect fmm me the amount of interest which the law allows ypu co colicet. -
<br /> • � . CO:VIPLE7'Eh'FSS OFTHIS COh"fRAC7i This contract,can oniy be changed if both you and 1 a�ee in writing. • . ,, ;;'-;
<br /> „_.w�::.
<br /> ANY HOLDER OF THQS CONSUNI�R CREDR CONTRACT S SUBJEC7'TO ALL CLAIMS AND QEEENSES WNIC0�1 THE � � ' �:�-�
<br />:. � DEBTOFi COLlLO ASS�RT AGAINST THE SELLER OF GOODS OR SERVICES OBTAIidED RURSUANT liERETO OP!WtTH '
<br /> - ' THE PROCEE�S HEREOF. RECOI�RY �IEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE � �
<br /> . � �' � ' DEBTOR HEREUNDER. � ' ...
<br /> � INSURANCE CANCELLATION:If 1 have reyuested incumnee in thiti punhase.I may eancel such reyuect for insurance for any mason within fiftcen(�S)days fmm �
<br /> •' � the date of thia contract by noufyin�yuu ar the holder of[hic contract in wnung 1 know that the canrellation of my cnverage will he arranged with the insurance camor(c) • : .
<br /> >.� and a full rcfund of my prcmium(s�togcthcr with applicaDlc finance chargc witl lx cnditcd to this wntract. .
<br /> ��r � . . PLEASE N07'E:If 1 hace requetited incuranee in this purcha�e.t�vill receive within thiny 130�days n certificate of insuranee mnre fully deseribing the insuraner eover�ge. �� -. —°-Y.
<br /> , 1 know that if there is any wnflict in the cocerrge or thc language of the certificate of in5urance and the following Nctice of Proposed lnsumnee that 1 am covemd only to � ' •
<br /> the extent stated in the follawmg Nntice of Propoced Insurance.I also know that 1 have inwrance coverage only if I have been chazged for it. �
<br /> ' � � NOTICE OF PROPOSED INSURANCE �' '
<br /> '•' 1 uilce notice that either Credit Life ar Credit AcciJent aud Health In.urance.or hrnh,will he applicahle to thi�Imtallment Sales Contran only if 1 have cho.cen it by '
<br /> � - . • �igning the rcquest for such insur�nee.Thiti insurance will only a+ver the person signing the request at the cost far each type of insurance shown.Subject to aceepWneC �
<br /> , ' My the insurance c��mpany.�he��+urancc will be effcc�ivc as of taday and will cummuc only for the number of month�atter the effective date equal to the nt�m6er of
<br /> � ' + { monthfy payments.1 undentand that this p:uticular imurance may not prov�de cocerage for my latit few payments,and that during that period of time!wiU not have any . . .
<br /> mcuranee cocer��ge.All benefitc and praceedz ot the insur�nce will be paid to yau or ta a financial instituuon if'i�purchases the Imtallmem 5ales Contract ro the extent
<br /> . ' ' `• o!itc intereyi�and any halance will he payaA'.::�me.The initial amount of Credil Life Incurartee ic the amount required to repay the Total of Payments•thereafter,the •
<br /> ) incurance decrcases by�he amuunt of each monthly payment on a�cheduled�J day basis.If 1 am jointly abligated on the InstallRCnt Sa1es Conttaet with u Co-Buyer,and ` .
<br /> � E wc havc both+igneJ the reyucst for Credit l.ifc Inwrancc.dcath henefitc will bc payabtc only witfi respect to thc first onc of us tn die.Subjcct to cac(usians,climmations . � .
<br /> :� ar waiting perial stated in Ihe imurance pulicy or certificate.Credit Accident and Health Insuranee is for the benefit amnuni of I130tb of eacin month's payment fi�r each
<br /> .� ; d�y that(am tc�tally disablcd due tn an m�ury or cicknc�ti whdc 1 owe any payment to ynu;howevcr.I undcntand thal I have to be prevented from worktng due to such �
<br /> i tntal di.abiGry tur morc ih;m fuurtecn t 14�conucmi�c Jay.bcfart ihc in�urancn c�ncfit iti paid back ro tht fint d:ry of n.y tntal disability. I also knaw that 1 caanot • . ��
<br /> � obtain any insurance from you if 1 am orer 65 y�ears of age today,and 1 atso know that tde insurance coverage provided to me moy conm{n o mnximum nmoun!
<br /> ot mverage whleb will nat pny In some cascw,the cnUre nmount thaf 1 mse yau.Duc to thc maximum amnunt nf coverasc�tated in thc incurance paticy.1 know that
<br /> . � :my unpaid amount m excets of the inwrance cocer.ige wdl stil)have tu be p��d.If the In�trllment'S�leti Comract is propa�d in full prior to the last payment Jate,any • �
<br /> � uneamed�murance pmmwmc will he refundeJ m mr in the manner prcauiheJ hy law.Within thirty 130)days,I wd1 receive the certificate of in5urance more fully deceribing '
<br /> ' � my fnwrence cucer�ge.If Ihr imurance ir noi accepteJ by the i���ur.mce cumpany.1 wdl receire a refunJ uf the msurence prem�umr I have paid.
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