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<br /> `• `' t TOGE'fHER WI'E'H all the impmvements no�v or t�ereat�er erected on the pmperty.and atI easements.apputtenances.aa�1 '� . .,
<br /> � ; , fixtures nnw or hereafter a part of the pmperty. AU replacements and acLdidons sltall also b� covered by this Security ' .-
<br /> . " . • [nstmmen�All of the foregoing is referred to in this Security lnsaiunent as the'Praperty.' � . .. • .� ,� .
<br /> . • ' BORROWER COVE1�iANTS that Borrower is Iawfitlly seised of the estate herehy comreyed and has the right ro grant aad; � 7 ' � .
<br />-,;� . � ° _� _� comrey the Pcopertq aud that die Pcogerty is uBenc�beted.exvept for encumbrauces of tecord. Bormwcr aarrants aud w� � : ., .
<br /> _ .. defend genetaUy the dde to the Property against aIl claims and demands.subject ro any encambrani:es of recoN. E'$' �` t <� . .
<br /> •• THIS SECURTfY INSTRUMENT combioes unifomm covenants for oatiorral use and non-umifoim covenanh with limi t� ' - �`��
<br /> � .• variaaoac by jurisdicdon to comtitute a�Orm�ty sasdnmera coveriag real property. ' 4
<br /> - ,� - 60 `r °-`. :
<br /> '' � UNIFORM COVENANTS.Bomnwer and lxnder wvenant and agree as follows: , '
<br /> ; • 1.Pay�t of Ptlndpal aad IYtteres4;Prepa9meat and Late Charges. Borrower shall pmmpdy pay when due the� . . .'"
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<br /> < . , � Principal of and iniecest on the debt evideuced by the Note and anY P�Paymeni and late c6arges due under Ifte Note. " � . ' � °"_
<br /> ';� E�, _ � 2.F'mids for Tases sud Iasvrauce.Subject to applicable law ur to a written waiver by Leader.Borrower sLall pap to ,- __
<br />�` ' , ` L.ender on the day moraWF Pa➢ments are dne nnder the I�Iote.una'1 the Note is paid in full,a sum("Funds'}for.(a)yeady ta�ces ` -.f ., .-__
<br /> • . . . and a�ents which may attain pziority over this Secaritq fnsuument as a lien oa the ProPertY:(b)Yearly teasehotd papments , - ---
<br /> ` . at ground rents on tbe Property.if aaY.(c)qearly Har�+d or pmperty ins�uance prewiams:(d)yearly flaod ins�n,noe p��, .< -�. _-_
<br /> if any;(e)Y�Y��8e��P�•if anY:anci(�anp s�ms PaYable by Borrower to I.ender.in accoidance with . _
<br /> the provisons of paiagraph 8,in liea of the gayment of mortgage insutauce piemi�s.Theso items are called°Fsctnw Items.' ,"_: .m�-.��
<br /> . � . `: ! I.ender may, at si►y time,co]Iect and hold Fnnds in an amovnt not w exceed the maximum amount a lender for a federally �-_---
<br /> � ��.; related mortgage loan may reqnire for Boxmvrrcr's escrow account under the fedetal Real Estate Setttement Proced�res Act of �
<br /> ' �. _° ` 1974 as ameuded finm time to trme, 12 U.S.C.Section 2601 et seg.(`RESPA'),unless ano;�er law titat apglies to thc Punds ..'=�.=�:.___
<br /> . . - sets a lesses amou�t. tf so, Lender way. at an9 time,collect and hold Fands in an amonnt not to exceed the tesser amonnt. ' ,. �_--
<br /> -- " �. -:� � I�nder map es�mate the a�want of Fands due on the ba�s of c�rreni data and reasonable e.�timates of expendiwres of future . ,-:� —
<br /> — Escmw Items or othe►wjse in accordance wlth applirable l�w. -� ' ° �-
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<br /> . .. . Tbe Funds shall be held in an insdartion whose deposits are ins�ued by a federal agency, insuamentality. oz entity �•` •;•:L.�-•.,.:_-
<br /> : . .i;; (inclnding Ixnder,if I.ender is sach aa uu�itadon)or in any Federal Home Loan Bank.l.ender sHail apply the Funds to pay the - �`"'—_
<br /> � . , ,�;•' Escrow Items.Lender may noi cvarge Bomuwer far holding and applying the Funds.ammally aaalyzing the escmw actaunt,or � _-
<br /> -- • � • ." verifying the Escrow Items,unless I.ender pays Borrower intemst on the Fuads and app2icable law peanits Lender ta make sach � "-::�.�-----
<br /> `� � a charge.However.Lender may zequire Borrower to pay a one�time charge for an independeni real estate tax rep�rtin�servlce "_..__
<br /> ` ' ,� s used by Lender in connecHon with this toan, uWess applicable law provides oWecarise. Undess an agreement is made or '`` °ER�
<br /> - ' � � • applicable law requims interest w be paid,Lender shall not 6e reqwred to pay Borroarer auy interest or earnings on the Faads. ' =_
<br /> ":' ' Boirower and Lrnder may agtee in wrlting.however,that inteiest sball be paid on the Fands. Lendec sl�ail give Yo Bomnwer, � .. .�,%_•-
<br />�-•'` •�, without c�arge, an annual acconnting of the Funds, shavring credits and debits to the Fands aud tLe purpose for arhicH each , , . _,--
<br /> ��'•° debit to the Fnnds was made.The Fonds are p2edged as additional security for all sums secuned by tLis Security Insmimeat. ,�,3�
<br />•��.:; : . .. .'� If the Fands held by Lender eaceed the amounts pemuaed to be held by applicable law,Lender sball acconnt to Boaower � �. , '.:�
<br /> • • f for the�cess Funds in accozdance with tbe requirements of appiipb1e law.If the amount of the Funds heid by Lender at any `;' -� ��- ___
<br /> :-. dme is not suff cient to pay the Bscrow Itsms when due,Lender maq so notity Borrower ia wciring,aad.ia sach case Bmmwer :�. , -:��.
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<br /> �'; . sl�all pay to Lender the amount necessar5+to make up the de8cieacy. Borrower shall make up the deSciency in no mote tban � '��:';�--
<br />� � . twelve monthl :.�. �.
<br /> q payments.at Lender's sole disctedon. . ' ���
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<br /> ., ` . Upon payment in fiill of all soms secuied by this Security Instrumeni, I.endet shall pmmptly retand to Bornower any � :�—.
<br /> . Fands held by l.ender.If,ander paragraph 21.L�ender s4aU acquire or sefl the Property,Lender.prior to the acquisition or sale : '" -��x`
<br /> � � of the Property,sLall apply any F�nds held by I.ender at the time of acquisidon or sale as a ciedit against the snms secuned by •- • ��:
<br /> �.r � .' tLls Secaticq insuamene. � ����-
<br /> ` � . 3.Applieatton of Payments.Unless applicable law provides otherwise.aU paymeats received by Lender under paragaphs • -
<br />�. 1 and 2 shall be applled:fiist.to any prepayment charges due under the Note; second,to amounts payable under patagraph 2; � �: . -
<br /> �,�"� . tLird.to interest due;fou:tb,to piincipal due;and tast,m auy late cLarges due under the Note. ..
<br /> ' . .� 4.Ctearge4;I�ens.Borrower shall pay all taxes.ass�ents, charges, fines and imposldons attriirotable to the Property • • . . -
<br /> � whlch may attain prioriry over this Securiry Insnrament,and leasehold payments or gound rents,if any. Borrower shall pay . '
<br /> these obligadonc in the manner provided in pacagraph 2.or if not paid in t6at manner.Borrower sha11 pay them on time directly
<br /> - to the person owed payment. Borrower shall prompdy fumish to Lender all nodces of amounts to be paid under this patagtaph. � . .� •
<br /> , .. If Bonower makes these payments direcdy,Borrower shaU promptly fumish to Lender receipts evidencing the payments. . ' :
<br />-�:�:� . ' Borrowet shall prompdy discharge any lien wlrich Las priority wer tlils Security lnstrument tWess Borrower:(a)agrees in . • .
<br /> wriang to the payment of the obligadon secured by the lien ia a manner acceptable to Lender;(b)wntests in good faith the lien � �
<br /> �� .� , by, or defends against enfomxment of the tien in. legal proceeclings wluch in the L.ender's opinion operate to prevent the ` _ .
<br /> •, .� , enforcement of the lien;or(c)secures from the holder of the lien an agreement sa6sfacwry to Lender subordinating the lien W ' ' . .
<br /> • . this Security inswment. If Lender determines that any part of the Property is subject to a lien which may attain priority over � � �
<br /> , ! t1�3s Security lastniment, Lender may�ive Bonower a notice identifying the lien.Barrower shall satisfy the lien or take one or •
<br /> ,`� � more of the actions set foith above within 10 days of the�ivin�of notice.
<br /> i .
<br /> . i Form 302 1 �
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