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<br /> • .` ` � TOGETHER WITH all the improvements now or hereatter erected on ti�property.and all casemcats.appurtenances.and � ; 'F�._ .,�,�. : ,_
<br /> . ��-°
<br /> �'=-:�-� fixtures no�v or hereafter a pati of the property- All rePlacements and additions shall also be covered by this Securiry
<br /> ` °'Y Insuument.All af the foregoing is refemecl to in this Secarity Instrument as the'PropertY•" ,
<br /> .;� -
<br /> ��`T "" gpRROWEEt COVENAAi'fS thai$orruwcr is IawfuUy seised of the e,ctate hereby conveyed ar�has the right to grant and ` _
<br /> � • ° ,. � convey the Property and that tfie Praperty is anencumbered. except for encumbrances of record. Borrower warrants and will �-�:- � ,,�
<br /> ainst all claims and demands.subject to any encumbrances of record. ;_ ``•= .'� .
<br /> . defend generally the tide to the Property ag -'-,x?u . •. �.`�:
<br /> ' THIS SECURTfY INStKllMENT combines uniform covenants for national use and non-wuform covenants with limited < _
<br /> mstmment ooverin real ro e � � - -
<br /> � � �;� �'. varFations by jurisdicrion to consrimte a uniform sepuiry' g P P T�Y• • :,_
<br /> � ,' UIVIFORM COVENANTS.Bortower and i�nder wvenant and agree as follows: � _ _
<br /> r .. �': 1. Payment of Prindpal and Intecesh Prei�aYment and Late Charges. Borrower shall promptly pay when due the r�� , 4 ,.-
<br /> a .• principal of and intecest on the debt evidenced by the Note and anY P�PaY�ent and late charges due under the Note. .�,z �;s r:-
<br /> ' 2,F�mds for Taxes and Iagm'anoe.Sbb}ect to applicable Law or to a written waiver by Lender.Borrower shall pay to 4 r r .—•
<br />- . . � Lender on the day monthly payments are due under the Note,until the Note is paid in fuli,a sum("Funds")for.(a)yearly taxes =--
<br />' : �`-''<-'. and assessmenu ahicb may attain priority over this Secvrity t,astmment as a lien on the Property;N)Y�Y l�ehold paymenu ",:
<br /> ,. �:r... :..
<br />'.r • . � ' or ground renu on the Propercy.if any:(c)Yearly ha�ard or property insutance premiums:(d)Year1Y flaod insurance pnmiums, . ..
<br /> - . _ if any.(e)yearly mortgage i��ma»ne p�miums,if any:and(�anY sumc payable by Borrower to Lender, in aocordance with _ - —
<br /> ' ...`�'y the pmvisions of paragraph 8, in liou of the payment of mortgage insurance pcemiums.These items are c�1Led"Escrow Items." ;
<br /> -� ' ,;"� �:-� Lender may, at any time,wllect and hold Fnnds in an amount not to exceed the maximum amount a le.-�der for a federaliy �
<br /> ���� � ',•��� related mortgage loan may tecN�re for Borrower s escrow account under the federal Rea1 Estate SettIement Procedures Act of —
<br /> '_,�' � . � .S
<br /> : � „�,�� 1974 as amended from time to dme, 12 U.S.C.Section 2601 et seq. ("RE3P/1").unless another law that applies to the Funds '�' ~� _
<br /> � sets a lesser amount. If so, Lender may.at any time. collect and hold Funds in an amount not ta exceed the lesser amount. � ---
<br /> S".•V
<br /> � ' ` '�r Lender may estimate tiie amount uf Funds due on thc basis of cument data and reasonable estimates of expenditures of future � � '
<br />- -:••,._-. ... �
<br />-''i •-= . Bscrow Items or otherwise in accordance with applicabte law. �.;_
<br />� • � The Funds shall be held in an institutian �vhose deposits are insured by a federal.agency, insuumentality. or cntity ,, w
<br />� �. (includiag I.ender,if Lender is such an institutioN or in any f'cder�l Home l.oan Bank•1.ender shaU apply the Funds to pay the s_�+1��
<br /> `� � Escrow Items.l�nder may nat chargc Borrower for holding and applying thc Funds,annually analyzing thc escrovr account.or :, ��,�"
<br /> � verifying the�scrow Items.uniess 1-ender pays Borrower interest an thc Funds and applicablc law permits Lcrtder to make such _-
<br /> ' � • o charge.However.Lender may require Borrower to pay a one-time rharge far an independent real estate tax reporting service �'" t .� —
<br /> ;�.� -. ,�,.�
<br /> � used by Lendcr in wnneccion with this loan. unless applicable law provides otherwise. Unless an agreement is made or '•. � • �--
<br /> , a p p l i c a b l e!aw re quires interest to be paid,Lender shali not be required to pay Borrower any interest ar earnings on the Funds. °.:.�...•�:_
<br /> ' • ' - Borrower and Lender may agree in writing. however.that interest shall be paid on t he Fan d s. l.en der s h a 1 1 g i v e t o B o r r a w e r. � ;..�.•': ;:.;�_,_
<br /> �� �� - without charge.an anr�uai accounting of the Funds.showing credits and debits ta the Funds and the purpose for which each .;�� ���
<br /> � debit to the Funds was made. The Funds are pledged as additional security for aU sums secured by this Security Instrument. : ,.�F--
<br /> ._.�:.�
<br /> � . � � � If the Funds held by Lender exceed the amounts permitted to be held by applicable luw.Lender shaU account to Bonower ;;�V-
<br /> � � f o r the excess Funds in accordance with the requiremenu of applicable law. If the amount of the Funds held by l.ender ut any �
<br /> ' rime is not su�ciem to pay the Escrow ltems when due.L en der may so no ti f y B o r r o w e r i n w r i t i n g.a n d.i n s u c h c a s e B o r r o w e r _
<br /> ' � � , shall pay to Lender the amount necessary to make up the d..ficiency. Borrower shall make up the deficiency in no more than __
<br /> Iy.,
<br /> 1 � � twetve monthly paymenu,at Lender's sole discretion. �_�' ` �-
<br /> - Upon payment in full of all sums secured by this Security Instrument,Lender snall promptly refund to�rrower any :::,� -
<br /> . . . . � Fun ds h e t d by L e n d e r.l f,u n d e r p a r a g r a p h 2 1.I.e nder shall a c quire or seU the Property.Lender,prior to the acquisition or sale �, �
<br /> • , .'-..�L�
<br /> . . ;.r., of the Properry. shaU apply any Funds held by Lender at the time of acquisition or sate as a credit against the sums seeuced by "=� .
<br /> � this Securiry Tnstrument. � :: .:::
<br /> � 3.Appllcat�on ot Payments.Unlcss applicable law provides otherwise.all payments rerxived by Lender under paragraphs ';r,•�..,, ..;` :
<br /> - �i�--°�-•�
<br /> • ' 1 and 2 shaA be applied:first,to any prepayment charges due under the Note; second,to amounts payable under paragraph 2: , . .
<br /> � � '. � third,to interest due:fourth,to principal due:and last.to any late charge�due under the Notc. :_,_ �` .
<br /> • . q.Charges;Llens.Borrower shall pag�al�taxes,assessments, eharges,fines and impositions attributable to the Pmperty � �,.,,,,;..., : ��5 �
<br /> • � which may attain priority over thi�Security Instrument.and leasehold payments or graund rents. if any. Borrowcr shall pay .
<br /> :.. � ' " ' � these obligations in the manner provided in paragraph 2,or if not paid in that manner.Borrowcr shall pay thcm on time directly
<br /> � ' � . ' to the person owed payment. Bonower thall prompily fumish tv Lender all notices of amounts to be paid under this paragraph. „ " � .� .
<br /> � � ` li'Borrower makes these paymcnts direcdy.Borrower shatl promptly furnish ro Lender receipts evidencing the payments. .
<br /> • � Borrower shall promptly discharge any lien which haw priotity over this Security instrument unless Borrower: (a)agrees in _,
<br /> ;, • writin�to the payment oi'the obligation sec�,ired by the lien in a manner acceptable to Lender;(b)contests in good faith the lien
<br /> c
<br /> .. . j by, ar defends against enforcement of thc lien in, legal praceedings which in the Lender's opini��n operate to preven, the
<br /> � enforcement of the lien:ar(c)secures from the halder of the lien an ugreement s:itiyfactory te�Lender subordinating the lien to
<br /> ..'; this Security Instrument. If l.ender determines that any pa»uf the Prnperty is subject to a lien which muy attain priority over .
<br /> • ; this Security Instrumcnt,Lendcr may�ive Bonowcr a natice identifying thc lien. Bc�rruwer shall satisfy �hc lien or takc one or
<br /> �7 mnre of thc artions tiet ti�rth abovc within lU days of the giving oF noticc. .
<br /> � � � Form 3028 9190 • , ,
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