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'P�T'yb ;�t:w �'�Z. _ ._ . . _. .. _ _ ._ _._ _ .. _ _ -_. - '_ <br /> 'JA�E«F _ <br /> - - . .- '1:J^ ' ' _ _ .��. _ _ _ -'.-' ' . __ " __ ____'___."__'. ."._ '.'_' '_ _ . <br /> � : � � " .. _' ' �t 6 --. - . . . . . � _ <br /> r:= �. .._ _ _. - - - - � - ' . _ . - -- - � - - � � ..__, c. • _ -_ <br /> . . ' ., -� -�.. .- . _ - <br /> "-' -- � - — '-�---, ��:..,�.:a."` - ''�i�aar - -- ._ . . . _ _,,... .- - <br /> : , <br /> �•-- > •� ' ._.�.�r_-s......,,�..,..� <br /> . . -_�:...1.��1 . ' — - ...-- <br /> _v .£:: _ .r _ � � � .:92 ��'�� �c�� � r �-- <br /> ---. � c� - <br /> � <br /> - - , . - . - __ Fr�t2-t�� , � - - <br /> _ , ,-::.�, ;..�: . .; .;,� <br /> Iflw�ntta,eacetc�setiieCon»ersionOpnaa.Ydnustfirstmaatcermincondai�u�.�.T�c►seoanditionsac+ethat:(i)Inii►st ------ �=" � __ <br /> gi�tti�eNoteHoidereoticeth�clwaott�dasa{iiloathoCon��crsionDu�lmustn�tb�iadefaultu�dortt�ei�iM�+o�rtbe � ° =" <br /> ���^��------S�rit„v l�snasr�e�t;�iiitla 9 dats sp�cifeed bv.thr Notelic+lder,[muet.Fc+}the Nate Halder a.oan��rrs�n fceaf E$.S. ---- �_ ''` �_ <br /> r "{,;'.�, S 100.04 � - : :and Sivi I must sign aad gi��e�Nate[fc►Idet�sa��rits d5r 3�ote ttoTd�t� -. ;. x..� <br /> .� ,�:„�,�r4z��,'s�_ t�11I�:S[O�'�0."{IhCCUaS�GIS1011. ' . ' r ZQ _F .` <br /> � �i �s,, '�-`_•`= ' �$)C�a[�itldRstt • . ' _ _ • - <br /> , :� �.>..�-,.:�.:—.�—.: - • . -. � . • - - -- -` -- <br /> .�:_- , t . y3 , _ - <br /> �kt��._ 1 _:: � My�=f�inrerest ratt�ill beequal to�t6e Federal �latianal�tongag��ssociaaonc required ne�Sictd - _ <br /> - -- T-.,�T-'- ,.n°��,s, _ as�a d3te�imae-of day sp+ocified i�y the Note Holder ft►r('s)if-tlie asgi�tecas af�kis:+�.is�eate�ihan IS _ . �� - - - `- <br /> .�;,.;.,: =.�,,.,_:,..•:.�. . - - �� � - <br /> .. �:_:,:. ,:.;. .�:.;•=; .^;; years.30-yea�fiud rate mortg�ges co�ered 6y.applicab te 6 Q-da�►man d ator}de li��ery camRU finen ts,p i us f i v e- ; : • . <br /> ��.:'h_=`.y- .� i, <br /> - ���;_,�,.;..., ._. elghtbs o�ooe p�rcentage point(0.5'.5�1,s�u�d�to the nac�st c►ae-eigbih of one pe�ttage pc►int IO.tS x►,or ' :°�.,-_�:'..;_'t:' <br /> - (iil i f i t�ori g i a a l term a f t his N a te is 1 5}�e a�s o r l e s s, 1 5-y e a r f i x e d r a t e*�+**�r.o�+f�d b y a p p l i c a b le.6 q-d a y .. . . <br /> . . �.,_.�.• �'= .. _ <br />',.:Y-` , mandato r y delive r S r rommitments.plus five r fightds of one percentage point 1�.625�1.rounded co the nea�es[ ; �, - <br /> �'::('•�;.:- -.`;:..� . one-eighth of one pet+centage paint(O.1?S�c►-tf tdis requiied uet yoetd cannot be determitted because the app1�- �;- : . ., _ <br /> `' ' ��"'� cable commitments are not available.ttie Nate Hotder w�ll detettttitte aty iRterest rute 6y usirtg comparabte <br /> ;f�. - . .; :��. ,• <br /> _ :,,•_ , <br />. '�f,;` - ' • infoimation.Myaea►raEecakutatedundetthisSection5(B1wilinotbegt�eaterthaatheMa�cimumRatestatedinSection =�k;,,.::: .., .- <br /> . �"�;�:.,,,,,:�: . ��v�:`<<..,..: <br /> ;�;'�"� 4(DI above. MY I NTEREST RATE W ILL NEVER BE C�ERTER.THAN i i.5Q0 PERGENT. :��'�,�,�f...:�,:_. <br /> ��.. _ . , . : - �:�.�_: ,.. � - : <br /> ; �k���� . ,. (C)1�P��t Amor�t�1 Stkctire Date '��.,e��•�=`:�:::' ,, : .- <br /> L , r �t'I'���` � ' <br /> - �'�l'��'' �'•L: .,_�--;'� ' '. .. . � ". . - ti��I- [••i_:`.-', _ <br />� ` �d�';`�t`::r -` �f I cit �:to execcise the Conversian Option.the Kote.�aill determine the amaunt af the monthl ���'"�`;`` '�'`�% <br /> iv� _ - . - - - ,c,��'._, r.. <br /> f -�; '�(I � . '`S i.�: .I. <br /> ;g .►ai��r'; _ TG�"F�'7 ..,�,�..' -,ija°.� r:ji,:�Li�:.'�' �. <br /> � .� 3�� '�. ,�kr,� , i�aiert��anld be sufficient to rcpay the unpatd.��tECe�eB�;��i�i exgected to oKe on the Conversiot�.�ate in i��; J j �� `�-' <br /> � w �,:� ` ,-�.r:,,�r.�• L.� �I`od �n,Fturii d�te at m new fixed interest;rsbe���a i�j��it�c�ify equai payments_The resnit of ttt�i,s.i-alcu- t �zF., .x,, f r - <br /> , <br /> , , ��,����, ' � . { t �.�.. Y Y ,,,..�_�� ,�..�� _:;.! ,�w- <br />�;. r_ `.r?� ��#-�°r�E '�' 'fa�s'�ecil.3:���.h ne�r amount of m�r awathlv�a�yiu.ea�:..�t�ing with my first monthl�.pay�ett�•z�tier the � ;' . ' �:� ,r,�, <br />�;,���` .x:�i�''�ai:�t�`�_%{'t;� `` �` as a� ' antil the Maturity date,_ � , . _f �,���-�� <br /> :t, � s' :s �f}t t�;;t�s,' 'CohreisyolirDb�I will PaY the nev��aQUti� my�? �-�r��. . :' �_ < ;; �� <br />.�p�;�Y� �.,�t��Ff�lf Y`.j�f {�, ,` {r� ■l�tl�Vrl�i�iS/��.�`�r'Y/l���i'i��".dC■1.7tlLa'�`LZA��7��1.Y{�i�ifV����,�. . ��' � ' ::� '!��_' <br /> G �.-. '-.t'f },kt � _ �f,�; . .., . , . ; •. �.:: : . . _ -._ <br />��as. � [y 4� �G- - ..._.. .._.�r... _ _ . . . _ ._ .. . �..... <br />"/:{ti/r, ,`r�4�f: t��i•r;`��r(. 'i.,.. <br /> �.,-.,; ,,. 1.Until l3onaRer`:�ts�es the Conversion OjiqEon unde��tt�condiaopis:�iated in Seetion 8 of i6is Adju�Y- : <br />-{r`�"• ��`':'�`�`,` 'r'`E''r able Rate Rid�r;Unifei�iv.!�i�rynant 17 of the Security Instrume�itis:`smended rvread as foltaws: � � , . <br /> ��J :� � �4'�<i��ti :�.� : ,.-_ �, . , <br /> iy n'''. ' �:. ���� '��,�'p�� `.Pri��q oe s U�eticial laterest fn BoEiv,�R�•tf all or any part of the Pr�perty } '�- <br /> � � os an interest ; <br /> �• C �:,ra�•• •(- <br /> ''{�.��' � .� � <br /> '.,�,,ss,<<< in it is u�ia��uarfsfert��3:t��if a be�oGciat in�err�;im Bui'.ir�s�r is sold or transfened the Bono�eer is not a ; _j;:,:.; __ <br /> � h,`r?�?�:c'��: ;`;o�tsral.person)withaa�'l�r#►5�F'g•�c�¢raritt�a�ns�at.:cer���r may,at its optian.reqaise immediate{n�yment in :�kr�t� � :�rt �� <br /> ` r ���° , , • . 6t�i of all sums securrdC�r,'�'�i�Sr�...u�itv:.�i�fr�t►As�:��u��er.this aptian sha,l not 6e exercised fiy:f;endzr if , `�»� ��%, � � <br /> ° . '.;'; ,� "•�.,�errise u,�qbibited by'�ral lav��vk+�i�.�'�����'�fri�S�ceerity lnstrument. Lender at,�;:P�a11 noC e�cise this };?;;�'•;'f{;" :��41f• ' <br /> ''' �:;�-:;; �o tion if•:h�.�:�nawer causes to be�t%'s:e��::=�:�:i infe*ma��n required by Lendiei�c4afuate the intended � ��'%�'��:`�`'��'`ti�"'' '` �- <br /> �. ;�.�;, P , _. . ; .;:,�;..r••.: t•?`r»� `3�;:°. <br /> ,' ', �r,. .! �. ..• � ' it� y���h <br /> . - . �� i ttansfer��c i�a new toan were heing made to t..ei.r..�u�f,aree`.�31b�Lender rea.t�rs,s3�?de��:rmines that Lend-; _ � , ,�,,�r,��� �,ir .:, <br /> ,z z er s secaa��v� �*ilf nnt be impaired by the laan aFtur`isption an�f that the iia���af s,h��'t�f any cavenant o'r , ,�:,, � , <br /> � <br /> , `,•;.%�����': s►�greemc�i�:nisSecurity Instrument isacceptableta��Gcnder. - -- � �'• '�`:<`=e;` <br /> 5,...�,�:':.� [ _ ,:_',`:�,'.'��, ..:� r: .; : ;<<.:., �. <br /> �.. .� �, . - •- <br /> j ' � ' To�ati,i e;�t�nd permitted by applicable law. Lender may chas�*e a rea�e�ra�rt'��r as•�:wondition to Lender� : � : � <br /> �- . 1.:.. <br /> ' • ' ---- ' -- � --'S consectt�t�s ihe toan assumptian.Lender aitia may requirc the ir:u+f�rce tn�i&�i�:�as5uii�tptii»i agreement tfiut is • , � _ <br /> a, <br /> j,_ � � , ' acqeg'ta;#i���ixnder and that obligates[he transfercc_to keep all the promi��s,a�d agreeii::nty made in the Note . � T <br /> • � ;���E�b rrtS:��ecurity instrument.Barrower will cont;nue to be ohligated un��c iha Nate and tbis Secr�sity Instra- . � '- <br />' 3 :�,.=r�;�;I��s lender release�Barrauer in writing. �`;%::;, . � �,�:.��.,. `,�,:: � . ... - <br /> } � - � .��r;�;: i ��\ �G�f� �+.exercises the n uan ta�.�;s.ire irio-�raiL:�te a •ment in ful1. LendeF�'�,�' �teBnrrouec naire af . � �� '%;,;:s•t�• <br /> 5 • •���,.^t. �?... P P") � .�` <br /> ' '�r�'f : � '� a:�e'�zr��r:=7�T?e notice shall proc��a�a:��}3-;m��sL'� feti+than 3t►da}�fram the�ax�;.�r nuty:A:e is'delivered��' �= "l,,;i?S;,t�r. <br />.;4'•.::J`t:, ' ., ,.�;:` >. . ` .�,::.'. <br /> ;tf;,';.wt� . '�-;t�>;,,:,�• . mailed'a*i:�i�tr:v±S�i¢h fictrr.��rer mu�R �;iC•;�um��ured b� thiti Securit�� In�t�;�r��:�;;�;:•f��i!x`rawer fails to pay . , ' :`s�y;;=;{', <br /> ;�:...�'� 6� � ,,, ., , . 1�3'. . � . ,;t,ar.;<s� ,t.'- <br />� •rt;;;;:� ���' ,'���,�'<< these su.�.y+r'iar to t�e�+cpiration of tnis peric��„E:�:sdcr may im•��ke any reiri:�yiti�.-�f+�i���.�:.ed by this SecuritY''` '.'r.��rfi^;��;;. .' ,. <br />.. �, �� �;�.��.;•.�.' _, <br />• ,�r�,.:; �yy . _ , �.t.�� '� ' :-�h4t?:3<.}. <br /> ,.,..:.�, �;nr'��'�r�,i; lnstrumen9 without further nntic�or demsnd on gorro«•cr. , : �;-:; ,,'.: ;. :":'. +,:,. : ..,.. �;���Y . . . <br /> a <br /> ;•>��'<<�t';� �;<<�;.Y`-`fJt't. . , 2. lf Boirower exerciseti the Concer�ion OQtion under thc ronditinn���Eat��s:i�iior!S of this Adju�tabte-;'`:. Y'�r, . : ' . <br />�.:i':t;,�i;, � •. •..e: .`•:�; ,:� <br />. �.�.t,. ,� x.j;,:..�. � . .- Rate Rider.the amendmem�+f Unifarm Co�•enant 17 of thr 5ecurity� In�trumer,t roniai�ed in Section C l abosc .:==._•�:.'..���:�s� <br /> %1`�;}F;�'� ,:;�,�?:;t; . shaU then cease t�be in effect,and the prnvi�:�i�of Unif�irm C�+��enant 17 of the Security In�trument sda10 ; � . �_,s��,t: <br /> ,;�si(.•,° �?,� `::instead be in eifect.as follou•.: . . � • • . . L�,:? <br /> . .;>:';�` . „ � <br /> � �'�,���� . 7Yaaster o(the Praperty ur a Iicmrl�r�1 Cizi�a.}�liarruN'cr.II'aU��r.�s�y part nt ci��_�r.,peny�or any intere�t . ;.'�':;r . <br />_ ti� � - � . n�c . . , . . ' .. <br /> k ��''��i tis '"' •`10 tl IS�OId A!1la11yfCffrl�(Of 1�3�G�t I,L'i�A�it11'�;1'L�1 /ll �3/t�t15,q.�:;�S�t�It�(►P tf:1b�(,G�I?E'�1:all� H(�ff(ytSCf t�q(�l 4,.: ' i , ;.•, r. <br /> •,}ti�., �' : . t{:s'�`� < w ho t L p e1� �+.ns. o� � • • - - . , , <br /> �' natural Qer an► it u endrr� riaF�r�•i�i� .�e • Lrrt�f:�r aj:.a�it4���;,,;;ri,..r�:�yi�.,?:�i�iatnediate pa�mcnt i�: ,,.. , �<',��c�...� <br /> .'• }t <br /> �'�,'I� � � � `i full of all+ums.recaued bv thi�Se�urit�'Y�t:t�nie¢i. H�nccetr. chi.rq�tu�ts d����uai i?�i�c:rci.rd by Lcnder iC''�",� ',�' k ,�:,'. . � <br /> �1ia,xi�. . � exercisc is prot�ibited i�y E�eral la�ti a�oi�he d�ua oft[�i,Srcurin In,truai�ryr_ ',�. � :. .. .��'� : ;, . <br /> ' i���;�� .. • :. , . � . . � �� �,,�, . . t?;, : <br /> i � I f l.trt d�"t'���'n:i��s.`t!►i.��iptiott.G��r Se�r hs F t ri ve H�,r ro��e r s���ic<<�s:�c z�f�r.rti«r�."�he.nntice tihall prucide�' �` '%� <br /> �t��� t i, .r��`: .. , �, <br />�,?:Q�;;.� :',:^,��: � . ! � riad ofe!l�les�tliz�a��ds •fr.�:ea tI:�3�::ce ihc nnticr i.et�li���rrd�,r muit�d«itEicc��i�9arr�n�cr mu�t psy • <br /> :r>'i'iy.� /�.'. <br /> ���•t !,c=.•, , pe . Y <br />~`�'�.,�. �t��'i�:� ,::�?�:� :IU SII[IIS�CItY�t�IZ"�tItLS�S�Ctttlt "IfltiL+l�Clf{'i�R[. �L�r�CF(tiV6'Cf�:tflS Ct?(1:1� 1�1Q�1•�0/tl�pvi�,e tte t1t�ryQit'�ti<m�.f'the. <br />:;ar•t','�,.. .,�r�.;.. ,.' . • } S .. <br /> i� �. • '��y���-�' <br />��r;�'' • r'r;.���y��:-.,�,�•.,'. �.;�;=�d, pe�ivd.[.ender m:�} me�kr an} hmr�r��+r:ca��tc�d�?y� thi.tiertuity Im�ru�nrnt a.ithoaa�t�acft�c�utice ur dem:utel _ <br />,.� .• sr,��;:T�;�.., ,:.,: ._:f an Bormwer. � � <br /> . . "4i*"�;:'� . ' -�';"'f;'' , ' <br /> '.":,-:,�..;. � `'' ;:�' . BY SIGNING H�1,(nti;$orruwcr ac.:�pt�anJ u}:ter+a��he trrm,.�ttd�u�enunt��;une�crreJ in th��:�Jju�t�htr <br /> t,�i�",'�..�' � <br />. � '�:rtis:y. <br /> ''t .',, �:a��� Rat�Rider. � - ' . <br /> � . . , <br /> _. -*`�;', ; . , � '�.�,, � <br /> - . ... ........ tSld�l • �• . . . . . . �haH <br /> ��== � ........................ ... 'K..���,���r . I „ BURV\\l7 i: - <br />. • � ��a���l �' t`���i�'i� , . <br />_ _._. _ , ......_�' .�__ � � f ....... . ,.. . . ..........«,... ... {��~`_.C'-''?•..� ��._�.. .. . 15ra11 . __. .. .' _ ._ - --.. _.__.-- <br />'- -� -. - . -- -���G(1`Tf�VVRIJf�YI� �L 1 Ur1tV�V. k��r� ..nivi.�i�—'r�'t��,t'�f[�!� gcut��ert <br /> j .- ' � � . ,�irif�PiJi 1l.�f�f}_`-ir'.(e-f� . _ - � r�a»e�a��; . . ., : . � � .- . <br /> • ' . . � �:=�r7.':�•!cGt:'.fi: �.!�'41[�n^� ��r.^fi1:.�...}t1 ' <br /> `• 7r:.��:'�1:z:�l i'::!i�3��"! <br /> _. -• -- •. - •. — - - - - - . •- -- . <br /> ... � . ,r •�..... se� - ':. . -�'. . <br /> .���,_. �.,!,�'F... �t"i:c .4. <br /> � �J.:��^i�CJ.�S::`L`': :�J�i� - .. <br /> •: , , <br /> .: .. <br /> � ...., . ,: _ <br />