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<br /> S. Htnt�rd ur Propert� lu+u�•n�uc. Eiorrc,n•cr r.lu+ll krrp �h�r unpruvemrnt. ni��< <xutin� �u• hrr�al�rr urrrtrd ��n �hc
<br /> ..� f'ruperty in+urcd again,l lu„ hy lirc. haiurds includ��l �ti•ithin Ihc lcrm "rrtcndrd cu���ragc" an�t any othcr ha�urd�. inrludinE
<br /> � n„�,a,,,,- mx,���,�. tirr which Lrndcr rcyuirrti imw•ancc,T��tiurunct.,hall'hrlrlunrn'hy11lk,rrowcr tiul jert„t����l�cnilrriti1eq�rru��d
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<br /> � that Lcncicr r�quirr,. Thc in�uraiirc rarri�r proviJing ll�
<br /> whirh tihall nu�bc unrea�onubly withhcld. If Burr�,wcr lail� w mumtain ru��r.i8� d�',�rihrd ahu�•r. I���dcr m,iy. a� Lcn�lcr'ti
<br /> �''r optiun.cihiain covera�:c to pr��tcct Ixndcr'ti rightti in thc Pnsperty in accurdancc with paraEruph 7.
<br /> ,J�� All insuranrc p��licie, und renewals ,hall he arccpt�thlc u� l.ender and shull incluJe .i �Inndard mortgage clnutic. l.�nd�r
<br /> . ,�,; sh.dl havcihc right to hold thc polirics and rencwal�. If l.�ndcr rcyuires.Borrowcr shull prcimptly�!ivc to L.�ndcr all rercipts uf
<br /> ; pAid prcrninmti and renewal notices. In thc evcnt of lo+s, Hurrowcr�hull givc prc�mpt n�iticc to thc imur:mre rurricr and l.r.ndcr.
<br /> Lcndcr rnay makc pronf oF las�if not mudc prompNy by B��rrowcr.
<br /> Unless lxnder und Borrower cnherwise agree in writing. insurance pn�ceedti shall be applird to rest��ratinn ur repair uf the
<br /> � � Property damuged,if the restoration or repair is economicullY fe:isible unJ Lander's security is not Iessened. lf the restorution or ,__
<br /> . ;; repair is not economically feasible or L.ender's securiry ����u�d b� ��tisened, the insurar.ce proceeds�hull he appliecl t��thc sums � �..-:
<br /> aiJ secured by this Security lnstrument, whether or nnt then duc, with any excess paid to Borrower. If Borrower abundons the ';V
<br /> Property,or docs not s�nswer within 30 days a n��ticc frc�m fAndcr that thc insurancc can•ier has offcreJ to setde u claim, thcn �..,"`
<br /> . :� Lender nuy collect the insurance ptaceeds. Lender may use the praceeds to repair or restore the Propeny or ro pay sums �_.
<br /> � , sccur e d by t his S e curit y Instrument. �1�hcthcr or nat then due. The 30-dny period will begin when thc notice i5 givcn. �.___
<br /> Unless Lender and Borrower otherwise agree in writing. uny application of pr�c e.�:ds co principu l a h n l l not extend or ��.__.
<br /> . postpone ihe due date o�thc monthly ps+ymcnts referrccl to in puragraphs 1 und 2��r chunge the amnunt of thc payments. lf �'.'.�t�4
<br /> ' under paragraph 21 the Property is acquired by I.ender, Borrower's right to any insuraiMe policies and proceuls resulting from -q,;
<br /> ' damage ta thc Property prior to the acquisition shall pass ta L.cnder tc�the cxtent of thc sums secured by this Security lnstrument
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<br /> immediatcly prior to thc acquisition. �''
<br /> 6. Occupancy,PreservAtion,MAintenance and Protectbn of the PropertY+ B�rrower's Lonn Application;I.enseholds. ��
<br /> Borrowershall occupy,establish,and use the Property as Borrower'ti principal residencc wi�hin siaty days ufter tfne execution of � _
<br /> , this Securiry instrument and shall cantinue to occupy the Praperty as 9orrower's principal residence for at leust one year after __
<br /> the date of occupancy, unless L.ender otherwise agrees in writing, which consent shal I not be unrrasonnbly withheld,or unless
<br /> ' extenuating circumstances exist which are beyond Borrower's control. Borrower shall not destroy. dumage or impair tlie
<br /> . . Fi�Nc�:y.alicw thc P:OYCrt� r„��rprinrace, or commit waste on the Property. Borcawer shull be in default if any forfeiture
<br /> aetion orproceeding, whether civil or criminal, is begun that in Lender's good tanh judgmen� cuuid �esuii ir� t'c�'cii��� OF�h�
<br /> � Property or othenvise materially impair the lien created by this Security Instrumcnt or Lender's security interest. Borrower may _
<br /> cure such a default and reinstate,as provided in paragraph 18,by causing the uction or proceeciing to be dismissed with u ruling
<br /> `•�'� that, in l.ender's goad faith determination, precludes forfeiturc of the Borrower's interest in the Property or other material
<br />'`�.�"����� impairrnent of the lien creuted by this Security Instrument or L.ender's securiry interest. Borrower shall also be in default if
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<br />-�-.,,�;.y,�,,� Borrower,during the loun applicntion process,gave materially false or inaccurate inforn�ation or statements to Lender(or failad
<br /> ����'', to provide i.ender with any material information)in connection with the loan evidenced by the Note,including,but not limited -_
<br /> .1.-�'y,_�,I�n
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<br /> to, representation�concerning Borrower's occupancy of the Property as u principal residence. If this Security I��strument ts on a
<br /> ��`t°�•�, leasehold, Borrower shall comply with all the provisions �f the lease. If Bonower acquires fee titic to the Property, t e
<br />-a�'�^7���' leasehold and the fee tide shall not merge unless L.ender agrees to the merger in writing.
<br />"'`�-"�'�-- 7.Protectfon of Lender's Rights 1n the Property.If Borrower fails to perForm the covenants and agreements contained in _
<br /> - ��:�� this Security[nstrument, or there is u lesal proceeding that may signiCicantly affect Lender's rights in the Property(such as a
<br /> =�=��`"';i�:.� praceeding in bankruptcy, probate, for condemnation or forfeiwre or to enforce laws or regulations), then Lender may do and
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