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201108060 designated a substitute notice address by norice to Lender. Borrower shall promptly notify Lender of Bonower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this S�urity Instrument at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class ma.il to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will sarisfy the corresponding requirement under this S�urity Instrument. 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security Instrument are subje,ct to any requirements and limitarions of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instivment or the Note conflicts with Applicable Law, such contIict shalt not affect other provisions of this Security Instrument or the Note wluch can be given effect without the conflicting provision. As used in this Security Instrument: (a) words of the masculine gender shall mean and include conesponding neuter words or words of the feminine gender; (b) words in the singular shall mean and include the plural and vice versa; and (c) the word "may" gives sole discretion without any obiigation to take any action. 17. Borrower's Copy. Borrower shall he given one copy of the Note anc€ of this 5ecurity Instrument. 18. Transfer o�F the Praperty or a Bene�ieiat IRterest in Borrower. As used in this Secrion 18, "Interest in the Property" mean,s aIIy legal or beneficiat interest in the Praperty, including, but not limited to, those beneficial interests transferred in a bon� for deed, contract far deed, installment sales contract or escrow agreement, the intent of which is the tra�sfer of title by Borrower at a future �ate to a purchaser. If all or any part of the Froperty or any Interest in the Property is sold or transfened (or if Borrower is not a natural person and a beneficiai interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums se,cured by this Security Insmiment. I�owever, this option sha11 not be exercised by Lender if such exercise is prohibited by Applicable Law. If I�nder eRercises this oprion, Lender shall give Bonower notice of acceleration. The notice shall pmvide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Securiry Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Se,curiry Instrument without further notice or demand on Borrower. 79. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this 5ecurity Instrument discontinued at any time prior to the earliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Securiry Instntment. Those conditions aze that Bonower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no accelerarion had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurted in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest NEBRASKA-Single Family-Fann(e Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 7/01 VMP Q VMPB(NE) (1105) Wolters Kluwer Financial Services Page 12 of 17