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2 � 1 108045 (C) "Lender" is �LLS FARGO BANR, N.A. Lender is a NATIONP,L ASSQCIATION organized and existing under the laws of THE LTNITED STATES Lender's address is P.O. BOX 11701, NEWpiRR, NJ 071014TO1 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is WELLS EARGO FINANCIAL NATL BNR C/O SPEC. SERU., PO BOX 31557, SILLINGS, MT 59107 IE1 ° Note" means the promissory note signed by Borrower and dated �CTOSER 21, 2011 . The Note states that Borrower owes Lender ONE BUNDRED THIRTY EIGHT THOIISAND AND 00/100 Dollars (LT.S. $*****138 , 000 . 00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later thanNOVEN�ER O1, 2031 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G i"Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider � Condominium Rider � Second Home Rider ❑ Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider 0 VA Rider � Biweekly Payment Rider � Other(s) [specify] (I) "Applicable Law" means all controlling applica.ble federal, state and local sta.tutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Properly by a condominium association, homeowners association or similar organization. (K� "Electronic Funds Transfer" means any transfer of funds, other tha.n a transaction originated by check, draft, or similar pager instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tage so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automa.ted teller machine transactions, transfers initia.ted by telephone, wire transfers, and automated clearinghouse transfers. (L1 "Escrow Items" means those items that are described in Section 3. (M) "Misceilaneous Proceeds" means any compensation, settlement, award of da.mages, or proceeds paid by any third party (other than insurance proceeds paid under the covera.ges described in Section 5) for: (i) damage to, or destruction of, the Properly; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value andlor condition of the Property. NEBRASKA-Singla Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT Form 3028 1/Ot VMP � VMP61NE) (11061.00 Wolters Kluwer Finarxial Services Paga 2 of 17