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<br /> � TOGETHER WTfN all the improvemeau now or hereafter erected on the property.and aU easemenu.appnrtenanoes.and .' ; ' ° ��
<br /> be covered by this Security(� �: .
<br /> ` . . futures now or heceafter a Pa►t o f t he pro p e r t y. A ll re placements and additions shali alsu � , .
<br /> . .. Instrument.Aq of the fas�egoin�is referred to in this Security In.strumerit as the'P�°Pe�N•" �� .
<br /> . .. e•,,..�
<br /> . ,... ' SORROWER COVF.I�IANPS that Borrower is lawfuity seised o fo e����ofnv�eyo�Borrower w�artaau andt lP�! �`` , ,� " . `
<br /> 1�=_.,� wnvey the PropenY and that the Property is unencumbered.except
<br /> -��-��`'' --- . -
<br /> defend generalty the titic to the Propeny against all clain�s and demands.subjeM to any encumbrances of cecotd. ,,.i ..
<br /> • THIS SECURITY INSTRUMENT�°mbines uniform covenas►ts for national use and non-un�form coveaaots witl�1�t� -
<br /> • � . variations by jurisdiction to conscitute a uniform secur�ty instrument oovering real ProPenY• ��
<br /> � UNIFORM•COVENANTS•Sorrower and Lender covenant and agree as follows:
<br /> ' ent and Late C6atges. Horrawer shall promptlY paY when due the� � ���• 'l" .<`�.
<br /> _ - � - - i. ray�or rr���a��na mc� �m� _ ., _�.:���.-�.��::_,;—
<br /> n .
<br /> ent and late charges due under the Note_ " ,. `..
<br /> • � _ principa!of and interest on the debt evidenced by the Note and any prepaYm , :. _ .,.
<br /> 2. Fundc for Taxes and Insurance. Subject to applicable law or to a written waiver by I.ender.Borrower S�y ata[te�s . ,�'�`r' . --,,
<br /> ' � ` ` Lender on the daY n►onthly payments are due under the Note,antil t1►e Note is paid in full,a sum("Funds")for.(a)y ___
<br /> : � :'., Instsument as a lien on the Property:N)Y�Y t��Old payments r, `;.
<br /> � � � and assessmenu w hi c h m a y a tt a i n p r i o ri t y over this Security remiwns'(d)Y e a r lY flo o d ins u t a n ce p i e m i u m s, :�.:;.-'g_
<br />- .� � . ` or�und renu on the Prnperty i f any:(c)Y e a r t Y ha�.ani or pro perty insurance p • _ :_:
<br /> _ y..' mortgage insurance premiums.if any and(��Y S�PaY�le hy Borrower to[.ender. in acco n d a n c e w i t h ^'.;,��_:.
<br />- , if as�y: (e)Y�Y � • '.. ,.
<br /> � " the provisions of paraSraPh S.in lieu ofotd Fundse in�an amoun eno�t troanecec�the maximum1amounre call�fEscm federally , , ----
<br />: . . [.ender may. at any tune. collect and h . ' '� -_
<br /> 1� �.< . . related morcgage loan may require for Borrower's escro 26acco�Se�►(eRESPA").nnless an�Settle�app'��o the Fnnds _
<br /> •.� ...� -
<br /> 1974 as amended fron►time to time, 12 U.S.C.Section 9 :,�_
<br /> .-. .�. - sefs a lesser amount. If so. Lender may. at any time.b 1�o�cudrre t da�d ra n�ab�l'e tes�m t�eseof e�xpenditures of future �. � ,'��.
<br /> � �� ` i.en der may e s ti m a t e c h e a m o u n t o f F u u d s d u e o n t h e _ ��r���,
<br /> ' Escraw Items or othenvise in acwrda��`�'��applicable law. or enri • ` "
<br /> The Fun d s s h a l l be hetd in an insrtiturion whose deposits are insured by u federal agency. instrumentaliry• �Y , . ;.. ��';;,;s.,
<br />:. -- � ` ..' - (including Lender,if Lender is s�ch an institution)or in any Federai Home Loan Bank.l.ender s h a l l app lthe eesFcmw ac�conm tor .... �`�'.``''�. -
<br /> ��..n
<br />:� , , EscroN,Items,Lender may not charge Barrower for holding and applying the Funds.�ble law yermtts 1-ender to make such ;`;���
<br /> : ; �eri f y ing t he E scron I t e m s,unless�►re Borrower to War a onetime c�harSenf°and�dep�n dent r e a l e s t a te t a�c r e porrin g service �,.:-;-; ,��•_
<br /> r. � � � '` a charSe.However,I.ender may i'�ecl p y " '.:r i
<br /> � used by Lender in connection with this taan, unless apPticabte iaw provides otherwise. Unless an agreement is made or ,^{�,% -���
<br /> urterest or eamings on the Funds. ,::•r�_-=--
<br /> ,.:,,, --
<br /> appticable law requires intemst to be paid.Lender sfiall not be requimd to pay Borrower arri+' ..;`{=.
<br /> $orrower and l.ender may agree in writing.ho IIe�rshoan'n t credi an,d deb�'�ts to the�unds an hee purpos�eVfor w h�each •.,�A
<br /> � � ;•�? without charge. an annual accouaring of the Fu g for all snms secured by this Security 1nstrumen� , `��
<br /> ' � debit to the Funds wac made•'I'he Funds are pledged as additional security ,', �,� _
<br /> - �� If the Funds held by Lender exceed the amounts pemntte�ta 1�e held by applicabte law.Lender shall account to Borrower ;•l -in--
<br /> ' - for the excess Funds in accordance w�11��e��°en due.Lend�lmay so notify Borrowe�in wridn8•and.inl uch�orrower , `*:�~��-.
<br /> � '�i dme is not suffcient to pay the Escrow Items wh �. .���-
<br /> �: . �: � •,�_�TM=
<br /> • shall pay to Lender the amount necessary to make up the deficiency. Borrower shaU make up the deficiency in no more than� '^
<br /> ' T:�
<br /> � twelve monthly payments,at Lender s sole discretion. ; �'---
<br /> ' '� • llpon payment en full of all sums secured by this Security Instrument. Lender shall promp�l�I io�dacqu s tion or sale +�_;.•.r,• � _
<br /> h 21,Lender shall acquire or sell the Property.1.ender,p' �,�, -
<br /> . • Funds held by I.ender.lf,under paragrap � —
<br /> ��� . " � . shall a 1 any Funds held by l.ender at the time of acc{uisition or sate as a credit against the sums secured by
<br /> Pro e PP Y � `-'_ -�-
<br /> of the p ny -
<br /> " this Security Instrument. •� `�°'
<br /> 3.Applicatian oY paYments.Unless applicable�a es due under the;�ote;seco d n o amou u�ableeuncter p g phP2s ' ,-__
<br /> ' r a ment charg �. ''�� �
<br /> . . � 1 and 2 shall be applied:first.to any P ep Y ,,-Y, .�-�,;,;r:
<br /> third.to interest due:fourth,to principal due;and last,to any late charges due under the�lote. � r. ._.�.
<br /> : � 4,Charges;Lieas. Borsower shaU pay all taxes.assessmenu,charg�e nss�and�undsre�nts, f anu�Borro er shall pay � f'�j' ;' ' ��"
<br /> Y . •
<br /> which may attain priority over this Security lnstrument.and Icasehold pay S� . • f
<br /> ... • these obligations in the manner provided in paraSm P� fumish totLe der allanat'ces of amoums t be,paid under this paragap y '
<br /> � to the person owed payment. Borrower shall pro p y
<br /> If Borrower makes these payments directly.Bonower shall promptly fumish to Lender seceipts evidenciag the payments. rees in . '
<br /> ' � � Borrower shall promptly discharge any lien�vhich has priority over this Security Instrument unless Borrower: (a)ag
<br /> , . . writing to ehe payment of the obligation secured by thc I'i�n iT��anns K�ht in the l.ender'abopinion toperatc of prev nt'the
<br /> ' ' by. or defends against enforcement of the lien m, lcg p S .
<br /> � � � enforcemenl of the lien:or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien tu
<br /> _ � • this Security Instrument. If Lender determines that any part of the Property is subject to a lien which may attain priority over : .
<br /> _ . . : ' this Securiry Instrument. Lender may give Bonower a notice identifying the lien• Borcower shall satisfy the lien or take one or
<br /> ; ' more of the actions�et farth above within 10 days of the giving af notice. �rm 3028 9►°0 � •
<br /> - � � . - Pa90 2 0�8 _ . .
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