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<br /> " ` � wTUGETAER WITH all the improvem�tts aow or hereaRer erected on the pmperty,and atl easemems,aPPurteoanoes,aad • h:,:` �
<br /> �d additions sball also he covered by tLis Secu�ity� <.
<br /> • fixtu� aow or hereafter a part of tE�e gmperty. A11 repluements cu4
<br /> . . , tnsaumeni.Atl of the foregoing is�etened to in this SecaullY Insuament as the'ProP�Y•� �( . . ,
<br /> . . $OFtROVUER COVENANIS th�Bosmwer islawfiilly seised of the estate hereby ooaveya!aad has the right to graat and�� �
<br /> . . • ooavey the Pcoperiy and that the Pmpetty is�menc�ubered.exoePt for encumbranoes of reoord. Botmwer warrants and w�18 ` . . . .
<br /> � � � defea�geaerally the titie to the PmpertY aSainsc all claims and demands.subjea w anl►encumbrances of teoord. b ,
<br /> e � '�
<br /> "� ! THIS SECURITY 1NSTRUMENT oombiaes uaifo:m wvenants for natioaal use and noa-�mifoma ooveaants with limited� . . ,
<br /> i� , < -
<br /> • ,,. � vaduions by jwrisdicttan to wnstitute a uniform seauity insmimeat aoverin8 real PmPei'LY• , .
<br /> . � • , ; UNiFORM COVENANTS. Bormwer and Iender wveaaat and agreE as fouowa: when due the '
<br /> ,` � 1. Fayme�ot Frtady�al snd I�t;PrePa3rmeat and Late Charg�. Borme�rer shall pmmPUY PaY �('t .�}
<br /> -. - - -�! p r i a c i p a!o f a r t d i a t e�e s t o n t h e d�ht evldeaced b y the Note and aaY Pt'ePayment and late cbarges due uader the Note. - _ -
<br /> . 2.�Lads[or Taxes and Y�surance. Su6ject to appl�cable law or to a anitten waiver by I�e n der,B orrower s h a Z l p a y t o � -�
<br /> end
<br /> . _ L e n d e r o a t h e da y monWI y pa y m e nts are due uader the Note,ua ri l t he Note is pa l d in f a l l,a s u m(°F u n d s')j a�r.�(�a 0 y�e a r t Y� `. '� .�..:
<br /> • � � •� aad assessa�ems which may attain prIority over thls Secauity Instrument as a lien on the Property;(b)Yeaz1Y P�� _ ;
<br /> . • or gcound renis on the PmpertY.if aay.(c)YearlY baz�d ar P�P�S►insurance pieminaos:(�Year1Y ttaad ins�p��• �-° ___
<br /> • '.� � i f a�r:(e)Y e a r l J►m�rt g a g e i�su�a�P�• ��;�(��Y�PaY�te by Borrower to Ix�der,in ar.cosrlance wid► ; . � . r'
<br /> . the pcovisions of patagraph 8,in lieu of the paynnent of most�age�ce Preminms.T6ese items are c a l t e d°F scrow I t e m s.' " �. :
<br /> " �� �er may, at any time, ooUect and hold Fnuds in an aznoaat not w exceed the maaimnm amount a lender for a federallY �.,.:`�`..�. -
<br />. • �eiated mnrtgage toaa may rertuire for Borrower's escrow acoaunt�der the fedecal Real Fstate S�tlement Pcacedutes Acx af ',�:C. �;.::.�o-�
<br /> ' ::..:: :
<br /> � .:,-�� 1974 as ameaded from time m Hme.12 U.S.C. Se�tion 2601 el seq.('RFSPA'7,ualess auother law that applies to the Ftmds � _:
<br /> ' • . sets a tesser amount.If sa, Lender maY,a�e�Y �, collect aad hold Fnnds ia aa amowit not to excced the�o f f u t n c e "'r'�;--,'-
<br /> ..���, - . Iender may esdmaze the amoant of Funds due on the basis of current data and reasonabie�of expendi . _-_____
<br /> �', � , Fscrow Items or otheiwise in accordaace with appllc�b2e law. �ty� ar�ty ---
<br /> ' The Fuads shail be held 'm an insaitotion whoss deposits sie insured by a federal agenc�►, the F�mda to pay the -- ._
<br />` � (induding I,ender,if L.ender is such an instiuidon)or in aay Fedcial Aome Loan Bank.Lender shall appil►
<br /> I ender � ��y���or �
<br />� . �. - � - Esccow Items.I�ender may not cl�arge BorrawerBomawe �st on the Fnnds aad a�ap�law permits Lenclz�to make sa� '��''.��.�:.,-
<br /> . ` :J; v e r j f y i ng tlie Fscmw Items,ualess L�ender pay r�al estate tax r e�w rt'm�s e c v ice ,
<br /> (� a charge.Hawever.Lender may r�Bomnwer to pay a onertime charge for an independent � 1'
<br /> � � `'=� used b y I.ender in coanectiva w i t h t L i a loan. a n l e s s a p plicable law pmvides otherariss. iJnless an ag�eement is maQe or `
<br /> w Boaower auy interest or rainings on the F u n d s. �'`-
<br />� . _ . .. applicab2e law requties interest to be paid.Lender shall not be cequired Pa3+ '•����-.
<br />. .- , Borrower aad Leader may agc�e ia wri�nS.however,that mterest shall be paid oa the Funds.Leader shall gtve ta Boimwer. -__—_
<br />. ' _ � �vithwt charge.an annual acca�mtinF g�°a ee�ed'as additional secacity forall sums secumd bY ttsis SecurltY �lns�ame�•� _ ---
<br /> . debit to the Funds was made. e P 8 Hcable law,Lender sball accaimt w Bormwer �.
<br /> . . � If the Ftmds held by Lender eaceed thc aaaotmts permitted w be held tsy app �-" . -_
<br />.' ; '. . • for ihe excess Funds in acwrdance wlth the r�ui�e�of applirabte law.If the amount of the Fnads heid by Lendcr at any -_
<br />: . .. d�e ia not Lender thepamount necessu5+w make uP the ed fi enc�y$Borrower sLall maIce the d�ency in no more tl�an - �
<br /> �pay all - _
<br /> -. ' ' tweive monthlY PaYmeats+at Lender's sole discredon. `�
<br /> ' � � - Upoa payment in full of all sums seaued by tbis Seeurity Instr�ment. Lender shall pmmptly:efand to Bomawer a�l . "_�,.�`-.
<br /> - � - Fuads held by Iender.If,�mder patagraph 21,Lender shall acquire or sell the Property,Ixnder,Prlor w the acqulsit�on or sale ,--
<br /> . , pf the Property,sha112pP1Y anY Funds held by I.ender at the tIme of acquisitlon or sale as a credit against the sums secured by ..._^`�=�``
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<br />� '. 3.Appliratton of Paymeats.lJnless applicable law pmvides otherwise.all paymenis received 6y Lender nnder paragcaphs .. � `';�,.-:
<br /> . 1 aad 2 shaU be applled:firat. to anY P�FaY�t�B�due imder the Note;second,to amauats payable nnder paragragh 2: ,:, ,��
<br /> � third.w interest dae:fourth,w principal due;and last.to any late char�es dne uader the Note. �-` ,.-. -. ::�=
<br /> . 4.C6arges.Lfeas.Borrower shaU pay all taxes.assessments,charBes,5nes and imposidons ataibutable to the PropertY .':: :�y:._
<br /> . ` ' yvhfch may aatain priorlty over this Se�ariry Insaumeni. �d leasehold payments oz gmund rents,if a�r.So�er shaU paY ,�, ::: � .,_�.
<br /> e . . �-
<br /> , these obligations in the manner pmvided ia paragraph 2,c�if not patd ia that manner,Borrower shall pay them an time direa1y ;,�,��'- , _ _
<br /> to the person owed pa}rmeat.Borrower ahall promPflY fumish w Lender all notices of amounts to be paid uader this paragraph• .t ..
<br /> . . . � If Borrower makes these payments dire�xty,Borrower shall pmmptly fumish to Leader rereipts evadancing the payments. ' .
<br /> . �. Bonower ahaU pmmptly discharge aay lien whieh has p�tority over this Security Insuu�ent unless Boimwer:(a)agcees in
<br /> '. � writing to ths payment of the obligation secured by the lien in a manner acceptable tfl Lender,(b)contesta in good faitb the lien
<br /> , , . by, or defenda against enforcement of the lien in, lega7 proceedings which in tLee Lendet's opinion operate to prcwent the
<br /> n e
<br /> � � enforcement of the lien;or(c)secures from the ho2der of the lten an ageement satisfactosy w Lender subordinating the lien w
<br /> � this Secvriry Insm�men� If Lender deterndnes tLat a�r part of the Property is subject to a lien which may attaia priority over . • ,
<br /> 1
<br /> � tWa Securtty Iastrument.Lender may give Borrower a notice identifying the lien.Botrower shall satisfy the lien or take one or .
<br />- � more of the acdons set forth above within 10 day+s of the giving of notice. �
<br /> ' "'+ � Form 3018 9190
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