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<br /> ... . - � F DEED O�TRU�iI'WiTH�UTURE ADVAIIICES . . ,
<br /> ' , 2?TH FEBRUARY ,�9 9S .b and among . ,�`'� `
<br /> - THIS DEED OF TRUST.is maQe as af the daY of Y . , . : .' '
<br /> . �"�, ._ .
<br /> " ` ' theTn�stor, KARlA M RIOS A/K!A KARLA M BERAN, A SINGLE PERSUN AND MARGARET A. BERAN, A ,�� . ' � -•..�'�`"_
<br /> SIN6LE PERSON �'` -c
<br /> ,_ � ' " , _ whosemaiGngaddressis 2323 BELL�[OOD #185 GRAND ISLAND NE 68801 (herein'Tnisflo�',v�hetheroneormore). �� � `s_T -
<br /> � FIVE POINTS BANK, A NEBRASKA CORPORATION ` � ��L'
<br /> • . ` the Ttustee —
<br />�- - �� whosemailingaddress is P 0 BOX 1507 GRAND ISLAND NE 68802 (herein'Tnistee7,and _ � _:__
<br /> '. : �., the Benefiaary, FIVE POINTS BANK - . " '' —
<br /> .�-:�_
<br />_ ' whosemaitingaddressis 2015 N. BROADWELL AVE. GRANO ISLAND NE 68803 (herein•lende�. �� � ��-��
<br /> :;. .= r�° . �_..
<br /> ' � FOR VALUABLE CONSIDERATIaN,inctuding Lenders extension of aedit idenUtied here(n to �����,��.�
<br /> � KARLA M RIUS A/K/A KARLA M BERAN At�D MARGARET A BERAN �. � `"a^
<br /> . (herein'Bomawer.°whether orre or more)and the trusi herein created,the�eoeipt : �. t�- �-�-
<br /> "r_" L.Y�::-.�:
<br /> - ' • � of whicb is hereby admowledged.Tnistor hereby Ir[evocably granis. Uansfers, conveys and assigns M Tnistee. IN 7RUST,WITH : -�i:.
<br />:� ' POWER O�SALE.for the benefit and security of Lender,under and subjed ta the terms and conditions hereinaftsr set torttb the reai . J_,�._
<br />.::•, . . ... ` � .+ ProPeAYdescribedasfoltows: 9 ..� •,°.�'
<br /> . . ��..
<br /> ' LOT TWENTY FOUR (24) EXCEPT 7NE EAST 22.5 FEET THEREOF, AND ALL OF LOT TWENTY FIVE (25)�;�b°� °-�,, _, _—.__
<br /> ` , � � BI.AIN ADDITION, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA ' ' `�' `��
<br /> � � �; � . r�:
<br /> � � � . ..�;,,..
<br />_,,1 . ,.i .�. �
<br />' " � � Together with all baildings,improvements,flxNres,straets.alleys.passagexrays,easements,dghts,priviteges and appuRenances .`'"=�'�'
<br /> � � : .
<br /> ;t�� :�•s located thereon or in anywise peASlning thereto,and the rerds,issues and profits,reversions and remainders thereof,and such per- - • ='�;'
<br /> � ....�...':_- � ''-
<br /> �.r---- � � •.� sanaf property that ls attached to the imDrovemenis so as W constltute a ftxture,induding,but not limited to,heating and caoling equi�
<br /> . � �� � men�and together witfi tha homestead or ma�ital irtteresta,ii any,which interests are hereby released and waived;all of whfich,lnctud- `�_�=:
<br /> "� (ng repiacements anA additions thereto,is hereby Qeclared to be a paR ot the real estate secured by the lien ot this Deed of Trost and
<br /> � .�*_;,�.�.
<br /> ' � • � all of the toregoing being referred to herein as the'Property'. � � � _° --
<br /> . ' This Oeed of Trust shail secure(a)the payment oi the pftncipal sum and interest evidenced b a miss nate or credit agree- . . . �~�"'-°
<br /> . ' �:t ment dated FEBRUARY 27, 1998 .having a maturity date ot MAR�H � 200� '"��
<br /> . �•;
<br /> '�G. � in tfie orlgirsat prinGpal amount of$ 14,725.25 . and any and ail modittcatlons.extensions and renewats � �=_
<br /> thereoi or thereto and any and ail future advances an0 readvances to Bo�rower(or any of them ti more than ane)hereunder pursuant .,`,�_
<br />, . ; f to one or more promissory notes or credit agreemenis(herein called'Note�;(b)the payment of other sums aQvanced by Lender to _ _-
<br /> ' •; protecl the securlry oi the Note;(c)the pedormance ot afl covenants and agreements of Trustor set brth heretn:and(�at1 present and _ __
<br /> - � � future indebtedness and obligaUons ot Borrower(or any of tham if more fhan one)to Lender whether direct,indirect,absolute or conUn- ��,:••, • -•--
<br /> ' � � gent and whether arising by note,guaranty,overdraft or otherwise.The Note,this Deed of Trust and any and all other documents that � •
<br /> �;;. •-� � secure the Note or otherwise executed in connection therew(tt�,inctuding without llmitation guarantees, security agreements and
<br /> ' • � assfgnments oi teases and rents,shall be referred to herein as the'Loan Instruments. , •
<br /> � � � � � Trustor covenants and agrees with Lender as tollows: ,.
<br /> . � • 1. Payment of Indebtedness.All indebtedness secured hereby shail be paid wiien due.
<br /> • . 2. Titfe.Trustor is the owner of the Property,has the rigM and authority to convey the Properly,end warrants that the 8en creat � : .
<br /> � ed hereby is a ftrst and prior lien on the Property,except for Ilens and encumbeances sef forth Dy Trustor In wr(Ursg and deliveted to , ,
<br /> ' Lender befare execution of this Deed of Trust,and the execuBon and detivery of this Deed oi Trust does not vlolate any contrac!or - �. .
<br /> �� �� � otherobligatlon to which Trustor is subject. �
<br /> ' 3.Taxea,Assessmenm.To pay before detinquency all taxes,speclai assessments and all other charges agatnst the Property � .
<br /> now or hereafter tevied. , .
<br /> � 4.Insurance.To keep the PropeRy insured agal�st damage by flre,ha�ards inctuCed within the term"extended coverage'.and .
<br />_ such othar hazards as Lender may require,In amounts and with companies acceptabte to Lender,naming Lender as an additional ,
<br /> ' named insured,wilh tosa payabte to the Lender. In case of loss under such policies,the Leneer is authorized to adjust,coltect and .. .
<br /> � compromise,ait claims thereunder and shail have the optlon oi apptying aU or part o!the insurance proceeds(i)to any indebtedness
<br /> secured hereby and in such order as Lender may detertnine,(ii)to the Trustor to be used for the repair or restoraUon oi the Propetty or .:. •
<br /> • � � (iii)for any other purpose or obJect satistactory to Lender without affecting the Uen of this Deed of Trust ior the futl amaunt seeured • . �
<br /> . hereby before suct�payment ever took place.Any appliraUons ot proceeds to indebtedness shall not excend or postpone the due date
<br /> � ot any payments under the Note,or cure any detauit thereunder or hereunder. �
<br /> • � 5 Escrow. Upon written demand by Lender,Trustor shall pay to Lender, in such manner,as Lender may designate,sufficlent � .• •
<br /> • � , sums to enabla Lender to pay as they become due one or more ot the tottowing:(i)all taxes,assessment�and other charges against
<br /> � thv Property, (ii)the premiums on the property insurence required hereunder,and (iii)the premiums on any mortgage insurance .
<br /> �' , required by Lender. �
<br /> � •; 6. Maintenanco, Repairs and Compiiance wFfh Laws. Trusior shall keep the Property in good conditlon and repalr; shal!
<br /> ' { pro��tty repair,or reptace any imptovement which may be damaged or desUoyed;shall not wmmit or perrrsit any waste or deteriora- . _
<br /> � • i tion o1 tha Property;shall not remove,demolish or substantlally aiter any ot the improvements on the Property;shali not commit,suHer
<br /> or permit any act to be done in or upon the Property in violaUon oi any law,ordinance,or regutation;and shall pay and prompUy dis- •
<br /> � charge at Trustor's cost and expense aU liens,encumbrances and charges levied.imposed or accessed against the Property or any •
<br /> • � part lhereol. .
<br /> 7. Eminent Domaln.Lender is hereby assigned ail compensation,awards,damages and other payments or relief(hereinafter �
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