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<br /> � �. .. TOGETHER WITH ali the nmpravements now or haeafter erected oa the property. aad all �nts. ` ����'•�r: '
<br /> `'` � �=,� aPPurt�anc�.nnd fixt�now or hereafter a part af thc propert� All repiac�nnents and additions shall also be covered .� ;�� .e ."• .�� :
<br /> . ` � by this Security Instn�ment.All of the foregoing is refnred to in th�s Security�n¢n„�t as the"Property:" _ ` r .
<br /> • BoRxow�Cov�ei�ris that Boaowec is lav�fnlly seised of the estate hereby caaveyed and has the nght to grant and , :
<br /> � � oonvey the Property and that the Property is unencumbeced, except for encumbrances of record.Borsower warraau and �.5,.'_��, . ,,�' �.
<br /> . , , . w�ll defeud geaerally the dfle to the ProPectY against all claims and demaads,subjec[to aay enceimbrauces of record.
<br /> Ta�s Seeusrrv Ir�sntuea�combines uniform covenants for national use and non-uniform wvenanu with linnited `" " •
<br /> ` variations by jurisdicdon to constitute a uniform secauit�r in�rr,...,enr coverinS�1�P�Y- ` `
<br /> ` :- `:�;�: UN[�uEwt Cov�arrrs.Bormwer and Lender cove�ant aad agee as foltows: �,,.:�'• �,
<br /> ` l ;'_:- ` _ 1.Pa en4 of Pi3n and Int��est; ayment and Late es.Borrower shall ro d a when due ..- ' � '
<br /> 3'm dpal PreP Char� P �P Y P Y .. .t;..,--.. -
<br /> - -- - - ' the gtmcigal of aad'mterest an the dehi evideIICed by the Notc aad anY P�Paymeni and late charges due under the Nate. ..� - --
<br /> • -r_� 2.FuatLs for Tases and dnsuranee.Subject toapplicable law or to a written waiver by I.ender,Borrower shall pay ' ; '
<br /> to Lender on,th��mn$thlY Payut�nts are due uader the Note,uatil the Note is paid in full, a s�('Fuads")for. (a) t,.
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<br /> < ��i Yeariy taxe�ea�ass�ssments whicdi may attau►priority over this Secarity Instrumeat as a�ien on the Property:(b)yearly
<br /> . ^ ,}. teaseho2d paymenis or gmnnd cents on the ProP�Y+��Y�(�?Yearly hazard or property insurance premmms;(d)Y�Y � �
<br /> ° tlood insurance premiums,if any,(e)Yearly mortgage msviaacae premiums, if any;aad(�aaY sums Pa3+abie by Borrower ','
<br /> �- � -R to Leader, in accordance with the provisions of paragrapH 8, in lieu of the payment of mortgage i*+�,*�n�premiums. .
<br /> "'S " ' 37use items aze called"Escmw Items."Lender may,at any dme,oollect and hoid Fands in an amowat not to exceed the '
<br /> _° °` � . - ma�mm�m amount a leader for a fedeialiy zelated awrtgage loan may requice for Borrower's escrow account under the ,. . '„r�=:��-.�
<br />;.� federal Real Fstate Seulemeai Pmcedures Ad of 1974 as amended fmm time to time. 12 U.S.C. § Z601 d sey � , -'":sti.
<br /> •�` ("RF.�PA"),unlc.ss aaother law thatagplies to the Funds sets a tesser amount.ff so,I.ender may,az any time,wllect and .. °'��:::-
<br /> . • " hold Funds in an amount not to exceed the lesser amount.Ixnda may estimate the amount of Funds due on the basis of
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