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<br /> TOGETHER W ITH ull chc impr��vcmm�t,now on c�rcufter erec[ed on the property. and all cu+cmentti. appurtcnanccs, xnd
<br /> . : fixtures now or hrreafter a purt uf tlic prc�perty. All replacements and uddition� .h:dl al.o he c��vcred by this Securiry
<br /> Instrument. All u(thc fureguing iti referrcd tu in thiti Seruriry Intitrument ax the"Prciperry.'
<br /> ' BORROWER COYENAi�lTS thiu Borrnwer is luwtully seiscd af thc estutc hercby conveycd :tid ha.thc right tu�rant and
<br /> ' ' ronvey the Properry und that thc Pruperty i, unenrumbcrcd, exrept for encumhrunces of recc�rd. &�rrawer warrants and will
<br /> defenJ generally ihe title to the Property again�t ull clai�ti►ti an�d�nutnd+.sul�j��t to an��encumhranc����t'record.
<br /> � THIS SECURITY[NSTRUMC:NT combines uniform covenants far nationul use imd non•unifnrm cuvenunts with limitett
<br /> .;,.•:�=; vuriations by juri�diction tu a�nstitute a uniform�ecurity instrument coverinb rcal property.
<br /> ••.;a►,i UN[FORM COVENANTS.Borrc�wcr and Lendcr covcnant utid ugrcc as fall��ws:
<br /> ' ; 1. Payment o�Princlpal imd Interesh. I'repuyment nnd I.nte Char�cs. Borruwer �hall prampUy puy when due thc
<br /> � principal of and intcres�on thc debt eviJcnceJ by thc Note nnd any prcpaymr,nt and liuc�hnrgcs duc un�lcr thc Nolc.
<br /> •. ' ' 2. Funds for'!'nxev nnd Insuruncc. Subjcrt tu upplirablc luw ur tn a u•rittcn wuiver hy I.cihlcr, Hurrowcr �hull piry tci _
<br /> Lcndcr an thc day momhly paymcnt+nrc duc undcr thc Nntc. until thc Nutc iti p��iil in Itill.n�um 1 "funds") I'ar: lul ycurly tnxcti --_
<br /> and usscss�ricntr whirh muy attuin prinrity uvcr Ihis Srrurity Intitrumcnl ns u licn un thc Nrnperty; (bl ycnrly Icai�chold p:rymcntti
<br /> or gn�und rentti un thc Nr��per�y,if uny: lr1 yrurly hu•rnrd or pr��perty insurunrc prrmium�;ld 1 y�urly tlui�d insurimcc prcmiums. �
<br /> ' if uny: lc) yuirly mc�r�gupe intiuruncc prcmiums. if nny�: antl (�l s�ny +�mts p�iynblc hy I�nrrn�vcr tu I�:ndrr, in urcurdimcc ��rith �'-�tr
<br /> �, thc provisi�ms uf puraignipli N, in licu uf th�paymcnt ut'mnrtgubc insurnncc prcmium�. 'I'hc,c i�c�innrc rullcd "I:tirruw Itcros."
<br /> '`-� I.cncicr muy. ut auy timc. rullcct and huld FunJti in iui anu�unt niit ta cxcced thc n�nxirount nntunnt n Icn�lcr fur u fcdendly __
<br /> �' related mortgnbe luun m:ry rcNuire ti�r F3urruwer's esrruw ucrount under thc Icdcrul keul Etitate Sculement Pruccdure5 Act af : `4.
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<br /> �� 1974 us xmendul from timc t�� timc. 12 U.S.C. Scction 2601 et sey. ("RESI'A"). unlrss unuthcr Inw thnt upplics to the Funds : _
<br /> �� � sets a Icsscr amount. If �o, l,cndcr muy. at any timc, co l lcct an d ho l d F u n ds i n a n a m n u n t n o t i o c x c c r d thc csscr umount.
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<br /> ' Lender may estimate the amount of Funds duc on thc hnsis of current data anJ rcasiinuhlc cstimutc+ <�f cxpenditures of Puturc
<br /> ��� Escrow items orathenvi�c in accordanee with applicable law. _�LL _
<br /> � The Funds shull be held in un institution whase deposits ure insured by a fcdcral ugcncy, instrumentulity, or cntity _�
<br /> � (including Lcnder, if Lender is such an institution)or in any Federal Home L.oan eunk. Lender tihidl apply the Funds to pay the
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<br /> i Escrow Items. Lender may not charge Burrower for holdin�and applying the Funds, unnually analyzing the escrow account,or
<br /> �' verifying the Escrow Itcrns,unless Lender pays Borrower interest on the Funds and npplicable law permits l.ender to make such �_
<br /> :� a charge. However. Lender may require Borrowcr to pay a one-time char�e for an independent rc;al estate tax �eporting service �
<br /> ___ � '�'� used bv Lender in conne^.tion with chis loan, unless applicable law provides otherwise. Unlecs an asreement is made or _
<br /> applicable law requires interest to be paid, l.ender shull not be reqwred to pay Honower any IIIICTGI t)t Gpiiiiiigs or."c F;:.^.�'s. –
<br /> � Borrower and Lcnder may agree in writin�, however, that interest shall be paid on the Fmids. Lender shall give to Borrower,
<br />- without chargc,an annual accounting of the Funcls, sho�ving credits and debit� to the Funds und Ihe purpose for which euch
<br /> - - debit to the Funds was made. The Funds are pledged as additional security for all sums secured by this Security Instrument.
<br /> lf the Funds held by Lender exceed the amounts permitted to be held by apglicable law,Lender sBall account to Bonower
<br /> =� 4< �. for the excess Funds in uccordance with the requirements of applicable law. If the amount of th�Funds held by Lender at any
<br /> .�i6"'=`•Y •:'�"� time is not sufficient to pay the Escrow Items when due,Lender mny so notify Bonower in writing,and, in such case Borrower
<br /> "`•�'''"' � shall pay to L.ender the amount necessary to make up the deficiency. Horrower shall make up the deficiency in no more than
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<br /> , �c,� twelve monthly payments,at Lender's sole discretion.
<br />- `�� .3, Upon payment in full of all sums secured by this Securiry Instrument. Lender shall prornptly refund to Bonower any
<br /> - " = Funds held by Lcnder.Yf,under paragraph 21, Lender shall ncquire or sell the Property.Lender. priar to the acquisition or sale
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<br /> _..���,r...=.,� of the Property,shall apply any Funds held by Lender at the time of acquisitian or sale as a credit a�ainst the sums secured by
<br />::;_����-�,� this Securiry Instrurnent.
<br /> --- -- 3.Applicntion of PuymenCs. Unlcss applicable law provides otherwise,all payments received by Lendcr under paragraphs
<br /> _ �''`.»`"� 1 and 2 shall be npplicd:first,to any prepnyment charges due undcr the IVote; second, to amounts payable under parugr�ph 2;
<br /> =''t"��'`' third,to intcrest due:founh, to principal due;and lust, to any late charges due under the Note.
<br /> -'''`-�``"W°~ 4. Charges; Liens.Borrower shall pay nU taxes, ussessments, charges,fincs a��d impositions attributable to the Property �-
<br /> '�'�"` which may uttain priority over this Security Instrument, and leaschold paymcnts or ground rents, if any. Borrower shall pay
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<br /> °"_;��� these obligations in thc manner provided in paragraph 2,or if not pnid in that manner. Borrower shall pay them on time directly
<br /> ==`�=�"'�� to the person owed payment. Borrower shall pmmpdy fumish to Lender all notices of amounts to be paid under this paragraph.
<br />- �-�''''-"" ^ If Horrower mxkes these payments directly.Borrower shall prompdy furnish to Lcnder receipts evidencing the payments.
<br /> W �'"'��'���` Borrower shall prompdy dischnrge any lien which has priority over this Security Instrument unless Borrower: (a)agrees in
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<br />_:!^=.�'k;r� writing to the payrnent of the obligation secured by the lien in a manner acceptable tn Lender,(b)contests in good faith the ien
<br /> .: "�'' by, or defends asainst enforccment of the lien in, legal proceedings which in the Lender's opinion operate to prevent the
<br /> enforcement of the lien:ar(c)secures from the holder of the lien an agreement satisfacrory to Lender subordinating the lien to _
<br /> - this Securiry Insttvment. If I.cnder determines that any part of'the Property is subject to a licn �vhich may attain priority over =
<br /> ° � this Securiry instrumcn:,Lender may givc Borcowcr u notice identifying thc licn. Borrower shall satisfy the lien or take one or �,_
<br /> more of the actions set fonh above within 10 days of the giving of notice. �"�-__
<br /> Form 3028 9l90 �'"-
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