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<br /> 'f1115 SF.CLltl'I'Y ��s�rttt,�tt:a•i' cnmbincs unilornt covcnnnt� li,r natlonal usc �nJ nun•uniform cuvcnrui�5 �sith IitnilcJ
<br /> v�rinti�mS by juri+Jicii��n i��c��ns�itulc��unilhrm+ccurity i��strument cnvcring rcul property.
<br /> ' � • l:\IFOR�1 COVf\A\'f5. florruwer and LcnJcr cuvcnant nnd ugrec as lollows: •
<br /> ,;,,,�.�%+''' 1. PAyment of Princlpal und Intcrest; Prcpaymcnt and L:�tc Charges. eorrower .h�U promptly p.iy �vhen duc ihc
<br /> ��..:� principal ol�+ind intcrc�t on the debt evidcnccd by the\ote and any prcp���ment and late chsrgcs due under the�otc.
<br /> • 2. Funds for Tuxes 0.qd II1su�nCC. Subiect to applicnble In�v or to ., aritten waiver by I.ender. Bor�ower �hall pay tu ,
<br /> l.endcr on thc day monthly pnyments are due undcr tha \otc,until the \o[e is paid in full,a sum f"f�unds-)for: (u)ycnrly
<br /> taxcs and cisscssmenu wliich may uttain priority over this Sccurity Instrumetu as a lien on thr Prorcrt�; (b)ycarly Ic:�>dwlJ . _
<br /> paymcnts or ground rents on the Property, if uny: (c) ye�rly hazard or property insurance premiums; (d) yenrly Ilond _
<br /> � insur�ncc prcmiums.if any; (e) yearly mortsage insurancc premiums. if any: and (� uny �ums payable by Borrowcr tu __-
<br /> . LenJer, in accordancc with thc provisions ol'paragraph 8, in lieu of the payment of mortgage insurancc prcmiums. 1 hcr:c ��
<br /> „ " items are cailed'l:scro�v Items.' I.ender may,at am time, collect and hold Funds in an amount nut to exeeed the maximum =__
<br /> amount a Iender I'or� federally related mortgage luan may require for Borrower's escrow account under Uie feder�l Rral '�`�
<br /> ,. � � ' �' Est�te SetUcment I'rocedures :�ct of 1974 ns amended from ume to time, 12 l;.S.C.Secdon 2601 et seq. ('RESPA'"l. unlc,s
<br /> � �'�! another lativ thtit r+pplies to the Funds sets a lesser amount. If so. Lender may, at nny time, co l lect �n J ha l d Funds �• .n ,,,;,_
<br /> � amount not to excecd the lesscr amount. Lender may estimatc the amount of Funde due on thc bASis ul curcent Jau� J '_�;y
<br /> reusunable estirnares of expendiwres of Tuture Csccow Items or othenvise in accordance with applicable law. _.
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<br /> The Funds shall be held in an insti►utirni who.c depocits are imured by a feJeral �gency,instrumentality,ur cntity(including ,
<br /> .ss_`.
<br /> • Lendsr,if Lender is such an insdtutiun)c,r in any Federal F1ome Loan Bank.Lender shull appiy the Funds to pay the E:�cro�v
<br /> „ ��;�. Items. I.cndcr mny not chargc Borrowcr f'or holding and �pplying thc Funds, annuzlly anulyzing tl�e c.crow ac�uunt, or
<br /> . verifying the Escro�v Items, unless Lender pays Borro«�er interest on the Funds nnd applicable law permits l.enJer t�� make �,
<br /> t such n charge. No�vever, l.ender may require Borrower to pay a one-Ume charge for an independent real estate t�x reporting °�,,
<br /> service used by l.ender in connection�vith this loan,unless applicable law proviJes otherwise. L nless an aEreement is made or
<br /> applicuble la�v rcquircs interest to bc paid.Lcnder shaU not he requircd to pay Borrower any interest or earnings on the F unJs. ____-_
<br /> ' Borrower and I.ender may agrce in writing,ho�vevcr. that intcrest shall be paid on the Funds. Lender shnll givc to Dorrv�wcr, �--
<br /> * without chArge,nn annual accounting of the Funds,showing credits and debits to the Funds�nd the purpose for�vhich eaeh �_
<br /> dehit�o the Funds wa��nade.l�he Funds are uledFed as addiuonc+l security for all sums secured by this Security Instrument. f`=;
<br />__� If the Funds held by I.ender exceed the umounts permitted to be held by applicnble law.Lender sh111:�ccount to Hurr����•cr I��r =_
<br />� „ the excess Funds in accordanee with the requirements of appliceble la�v. If the umount ol'�he f un�s held by Lrnder :�t:uiy
<br /> s;;r; . .; time is not suflicient to pny the Escrow Items when due.l.ender►nay so notify Borcower in�vriting,and,in�uch cn�e B��rrn�ver
<br /> -=� i• � shall pay to Lender the amount necessary to mnke up the deflciency. Borrower shaU make up the deficiency in nu m��re ihun
<br />°'- ;,, . � t�velvc monthly payments,at Lender"s solc discretion. _
<br /> '� ''" ' l:pon p�yment in full oY alI sums secured by this Security In�trumene, l.ender shall promptly refunJ to Burrnwe�any I�unJs
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<br /> --� �`+f`�7 ��� held 6y I.endea If, under paragraph 21, l.ender shall acquire o�seU the Property, Lende�.prior to tl�e��cquisitiun ur�:dr ��I
<br /> �'y `'�' • the {'roperry,shall apply aay Funds held by Lender at the dme of acquisiuon or sale as a credit against the sums�ccurcd I�c
<br /> ��'="•�-� thls Securiry Instrumcnt.
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<br />-�:"'�.�;�;,/,, ; 3.Applieation of Pxyments.l.nless npplicable law provides othenvise.:dl payments received by l.ender unJer paragraph� I -
<br /> —"�°��y , and 2 shall be npplied: flrst,to any prepayment charges due under the\ote:seconS,tu amounG payablc undc�p.iragraph 1:
<br /> -'°��*g�} third,to interest Jue;fourth,to principal due:and last,to any late charges due under the\ote. _
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<br /> 4. Ch�tl'ges; Uens.Harrowcr shall pay all taxes, asscssments, chargcs, fines and imposidons attributable io thr Pr��perty
<br /> ------- which may attain priority over this Security Instrument,and leasehold payments or ground rents,if any. Borro�vcr>� pay
<br /> ...x:�,;�s! �` these obligntlons in the manner prnvided in paregraph 2, or if not paid in that manner. Bono�vcr shall pey ttiem • wne -
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<br /> -__=;;`;.�,',�**;� � direcdy to the person owcd paymcnt. Borco�ver shall prompdy furnish to 1_ender all nopces nf.imounts to bc p�iJ unJ�r�his
<br /> --=�'�' pnragraph. If Borrowe� makes these payments direcdy. 8orcov�er �iiaN pru�nptiy fUrn��h to Lcu.tcr re�riNia oviJcucing ti�c -- —
<br /> v��=r payments. -
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<br />�°'-�-'?����,= Borrower shall prompdy discharge any lien �vhich has prioriry over this 5ecurity Insvument unless Borrowcr. tal :lgrecs in
<br /> ---_>'� wriung to the payment of the obligndon securesl by the lien in a manner acceptable to Lendcr;(b)cuntests in g���+d liuih thc Iicn
<br /> .:''��'"-P!`. , by, or defends against enforcement of the lien in. Iegal proceedings which in the Lender's opinion ��pernte t�� prc�•eni �hc =_
<br />_���.;; ��. enforcement of Uie licn;or(c)secures from the holder of the lien an agreement sadsfactory to Lender subordinatit�g ihc Iiri� tu =
<br /> �•��.�.,,� :. •� this Security Insvument. If Lender determines that any part ol'the Property is subject to a lien �vhich ma�•attain priurit��over __
<br /> • this Security Insuumcnt.Lender may give Borcower a nouce idenu(Ling the licn. Borrowcr shall satisfy thc licn or takc��nc or __-
<br /> � morc of thc actions sct forth abovc within 10 days of thc giving of noucc.
<br />- 5.Hazard or Property insurancc. Bottower shall kcep thc improvcmcnts nuw cxisflng or herealter crectcd on thc Pr��pern•
<br /> - • insurcd aguinst loss by firc,hazards includcd withtn the term"extcnded coverage' nnd any othcr hazards.including II��oJ� .�r --
<br /> flooding,for which Lender •��quires inswance. 'This insurance shall be maintained in Uie amounts and for the period�thm �
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<br />" Lender requires.The insurance carrier providing the insurance shalt be chosen by Borco�ver subject to I.ender s :ippmv�l °
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<br /> .�r'' Singl�Famlly FHMAIFHLMC UNIFORM INSTRUMENT FORM JD28�09I80(Page 4 of 8 Pagee) �.
<br /> ''"� HEBRASKA ECd99L Fpv C4�09i3i
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