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<br /> � 5.Hsr.�rd or Propesty Insarance. Baaawer shall keep the impmvetnents now eusting ar h�ftrr�cted on the Praperty `: .`,.,�� • ° `, ,
<br /> << , . .
<br /> , insused agamst k�ss by fire,ba�ar+ds included withm the trim"ext�ded oovexage and any other 6araNs,including ttaotis or �
<br /> � � ` ftoodalg.fot wluclt Lettder tequires�^c�iranrp '�is msarance sdaD be maintained in the amomus and for the periods that Lmdea .. ,
<br /> . < -. -- req�res.The msurance caaiea pmviding the��uance shall be chosen by Bomnwea sub}ect to I euder's approvai which shall aot � < ,, - .
<br /> - . be �easonably wiihheld if Bosrower fails to maintain oove�age descn'6ed above, Leadea may, at Leadra's option, ob� _ . ,
<br /> _ � coverage to pmtect Lettder's rights in the Pmperty ia a�tordance with pasag�apb 7. - - =_`�"=` ---.___
<br /> - -- - - All insurance policies and reaewals shaII 6e aoceptabte to Ieader and shall aictude a standard mortgage clavse.Le�nder shall -- - -
<br /> . . . - . have the right to hold the policies and reuewals.If I.eader requ�s.Boimwca shaIl P�P�Y�to Lender all m,ceapts of paid • . �.°;�;,��`,
<br /> �,++;,,m�and ienewal notices.In the evEnt of toss,Borrower si�aII give prompt notice to We insmance cauica and T�eader.I.ender , . . .
<br /> � ' � � may make praof of loss if not made promptly by Boaowa . '�,� •
<br /> Ualess Leadea and Borcowea oWerwise agcee ia w�ing,insivance pmceeds s6a116e agplied to re,swsalion ar m�air of the •- . ,
<br /> `�.-��.
<br /> . �P�Y�Scd,if the reswration or zepair is ecouomic�Ily feas�le and Lx�der's secauity is not te,sseaed.V the resoo�auon or � ° � `:�f.
<br /> ,� repair is not ecanomicalty feas�Ie or Iandsr's sectuity wauid be I�ei1.�he insuraace pmceeds s5all be app2ied tn the sums �'� ' �.� �
<br /> . . . sec�ued by this S�curiiy Instrument,whether or nai thea dne.with aay exces�paic2 to Borrowex. If Bcurowea abandons t�e ''f'� __._
<br /> ��<<.;; ':;: ',_
<br /> � . Frope�ty,or does not ansvrer with'n�30 days a now�e from I.eadea that the msaramce carriea has offered w se3tte a ctaim,then •;�',�;�;,r :�;�`.;;
<br />` L�nder may coIIeit the in�uance praceeds.L�der may nse the pmceeds w repair os restose the Pmperty or w pay sams s� � �
<br /> : � by this Sec�ity Instmm�t,wttethe�or not then due.The 30-day peaiod w�l b6gin when the notice is given. � :,��-t .
<br /> . .. .`; Ualess Lender and Borrower otheaarise agree in wri�mg,anY aPP�nD of pmceeds m principal shall not ext,�d oY posq�one � -�_�;�'
<br /> : � tHe dne date of the montbly payment�iefea�ed to in parag�aphs 1 and 2 or ctmmge the amomit of the paymeats.If nnda p�agrapb ` : '` �.�".�
<br /> - 21 the Pcoperty is acqused by Ixu�ea,Bomnwet's rlght to any ins�aance golicies and proceeds tesWtmg fmm damage w the , •,;'�--
<br />�-- . _- PropeatY Prior tn the Ecquisition s�aU pass to Le�tdei�o the a�cnt of the smms sec�ueA try this Seauity Iaswme,nt immediately . . _,"'°�
<br /> ' prior tn the acqnisrtion. � �.x� °..
<br /> . 6.Qccopanry,Preservation,Maintenaace aaid Protectfon of the Propertyt Bosrower's Loan AppHtat€on;I.ease�oids. �'��
<br /> ,, Horrower shaD occupy,establish.and use the Pmpeaty as Bamnwer's prmapal reside.nce within snRyr days ai�ea the ex�ution of �'_- �r��
<br /> _ ' ,� _ ,`` this Seauity Inst�umeut and shall continue to occapy the Property as Borrowea's priacipal residence for at 2east one ye�r aftea the .. •';..�_ `�
<br /> � : date of oocupancy. aWess Leader ot�vise agrees in wripng, which consent shaII aot be unteasanably �vimhe1d,or miless -'=�-
<br /> - : • ext�uadag cscamstances exist which are beyond Borrower's Gontrol Borrawed shall not destroy,damage or impau the Pnnpaty, --
<br /> � aIIocv the Propeaty to deteaiorate. or commit waste on the Prop�ty. Bonower shaII be in defanh if�y forf�action or . '��F��
<br /> ; Pmceed�g.wherh�civ�or cnu►inai,is 6egun that in Ixxidea's gaad faith judg�reent ca�d�It m forfeitmre of the Anpeaty or ,.'.��'` —
<br /> � ., , othetwise materiauy irapa'u the lien created 6y this Se�aurity Instrumeat or Lemder's security int�st.Bomawer may ciue such a -
<br /> • defaWt and retnstate,as pmvided 'm paragraph 18.by c�using the action or proceeding to be dis�nissed whh a ratu�g that,in �`'=='�
<br /> � � Lemder's gaod faiW detEamination,precludes forfeim�re of the Borrower's mteaest in ths Pcope�ty or ather material impaum�t of • �.,'--`-�`��---.
<br /> -.€ t�e liea crated by this Securiry Insaiument or I.encter's ser�iry i�t.Bormwe,r s6aI1 also be in defanli if Boaowe.r,diaing the � ' L�`.-
<br /> �. �`' toan appticaaon psocess.gave raaterially false or macauate infonnation or stateraeats w Lended(or failed to provide Lendea weth , . :''s=�'=
<br /> d ',. �. `',.:_, ,
<br /> `�� � `� any mareriai infasmaation)fn connection wiW the Ioan evidenced by the Note. includ�g, but not limited to,representadons - .° ';_;�r.;
<br /> i c.onr,�ning Bomuwea's accupancy of the Pmp�ty as a pcincipal residence.If this Sec�uity Inswment is on a teasehotd,Borrower � . ;° :�,
<br /> . .�� shaU comply arith all the provisIans of the lease.If Boimwea acquires fee titte ro We ProPertY,the leasehold and the fee 6tte shall , .�. � •�_``�""
<br /> . . ; not merge unless Lender agrees to We merger in writmg. � . ,. :�.;��''.
<br /> ' ; 7.Pruteetton of Lender's Rig6ts in the Properiy. If Bomnwe,r fa�s w peaform the coveaants and agreernents conmuied in -=�.�
<br />_ � . � this Secarity Insmim$nt,or there is a legal Froceeding tdat may sigaiScandy affect I,endea's rights in the Propary(snch as a ; .:: ;;;�,
<br /> .� proceeding ta bankruptcy,probate,for candemnation or forfeiture or W enforce laws or regufations),the.n Leaider may do anA pay '.�-_
<br /> �; for whau,wer is necessary to pmtect the value of the Property and Leaider's rights in the Fropeaty.Lender's actions may inctude . , ,:_.
<br /> . ��. PaY�B any sums sec�aed by a lien whicb das priority avea fhis Security Inswment,aPPearurg in coort.FayfiB reasflnable . . • �.-�:��,
<br /> , suomeys' fees aad ente�ing on the Property w make reDairs.Although Lender may take aati�on under thiv paragraph 7.Lender
<br /> ' daes not have w do so. � .
<br /> � Any amounts disbursed by Lender under this paragrapb 7 shaU become additional debt of Borrow�seGUed by this Security '" ..
<br /> . . � • Instrum�t Un1e�s Borrower and Lcnde�agree to oihea t�ns of payment,these amounts shall bear�traest fmm the date of '. �
<br /> . . �. disbwrsement at thc Note rate and shall be payabte,with interest,upon notice from Lender w Borrower reques6ng paymenl ' � �
<br /> . 8.Mortgage Insurance. If L.endea reguired mortgage ins�uance as a condition of making the 2oaa secuced by th3s Secwiiy � �
<br /> . Insuumeat,Borrawea shall pay the premiums required to mau�tain the mortgage ins�uance in effect 1f, for aay reason,the _' '
<br />.' � mortgage insumnce coverage requircd by Lendea lapses or ceases to be in effec�Borrower sLall pay the prcmiums required to ' ._
<br /> � T . obta�in coverage substantisUy equivatent to the mortgage ins�rance previously in effect,at a cost substantially equivalent to the � � :
<br /> '. � cost tn Borrawcr of the mortgage insurance previously in effect, from an altemate mortgage lnsurer approved by I.ender. If � � � ' �
<br /> � • su6slanti�ally cquivalent mortgage ins�uance coverage is not avaitable.Bmrower shall pay w Leudea each month a sum equal tn "
<br /> � on�twelftb oi the yearly mortgage insurance premium 6eing pald by Bonower when the insu�ance coveaage lapsed or ceased to •
<br /> be in effec� Lender will accept, use and retain these payments as a tosa reserve in lieu of mortgage insuiance.Loss reserve . ' ,
<br /> Fotm 3028 9190 ' •
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