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'' . /� A - � l,� . . .. <br /> _ — __ ._..`_u. ��4 �6V��xV , � , � <br /> ' � 1V\TGiriGll�qia WG�Q�VeaQPA�QOW Ot uGi�«Ti[����flO�y���WICP���PnM "1'Y"-"�""''`""�� `.. � ` . . . . <br /> . � fut�aes now�h�after a pa�t of the prapesty.All repl�ceme�ts aad a$diIIons shall also 6e soveaed b this S � ' r • <br /> Y eauitY Instrumeni. : s'. <br /> •' n. <br />_ _. ..��:� Al!of the fonegomg is iefeaed to m this Seuuiry Iast�ument as the"ProPerty.° , � <br /> '�_'`,""" BORROWER COVENANIS that Bonower is lawfiilly seisEd of the estate hereby coaveyett aad 6as the right tn grant and �-- - <br /> ..F_� . 1 S',�� _ �.. <br /> _ - _ , ,-- _� comey the Pmpealy and t,hai the Pzopaty is uaeacumb�ed,except far encambrances af record.Bo:mwer wanants and w�71 - - - - .` <br /> :'=L�." <br /> . ' � defend geneiatty the tNe w the Propeaty against aU ctaims and demands,subject w aay encumbrances of zecord. .- � . <br /> �� . .� TfIIS SECURITY INSTRUMF'sNT combines unifonn covenanis for�nal ase and nmrunifom�wvenanis witb Iimited • <br /> - - � variations by puicdiction w coustuut�a�mifarm sec�uity insteumeut coverin reai — - <br /> 8 ProP�Y• .. F. <br /> ' . �. � UNIFURM COVENANfS.Bouower artd Leadea c�venant and agree as follnw� <br />-� ' • L Paymeat of Pr�dpal and Iaterest;Prepayment and I.ate Cbarges. Bmrowet s6a11 P��P�Y PaY when due the c`�' � .:��.���.� ,K ;.�_ <br /> � . prmcipal of arcd�on the debt evideaced iry the No�and any grepayme.nt and lare chffiges dne under the Note. :. ` :,"'.�- <br /> Z.Ftmds for Tas�and Insurasc� SuUject w applicable taa+or ro a wriuen waiver by Landear, Bmsowed shall pay to ` '�,. ,�. ''" ,- <br /> ` Leuder on the day montWY Payment�are due under the Note.�mu1 the Note is paid in fuil,a snm("Funds'j for:(a)Y�Y�� • ..,'�__ • _ _ <br /> ' _ an d asse�e�rs whic6 may attain priwity over thi�Sec�uiiy Iastrumcnt as a liea on the PioP��Y:@)Y�Y leaseftold payments -'--''� <br /> . • , or gcouad�ts on t6e Pmpeaty,if anY+(�)Y�Y���D�P�Y���P�(�Y�Y�oad'msvrance pm�iums,if -,. <br /> � _ �. �Y;�e)Y�Y mQ�Se�P�ams,if any;�d(�aaY sums PaYab2e by Bouow�w I,e�d�,m accoidance with the �= <br /> dan -��_--- <br />- prov�sions of h 8, m Iien of the � � -'�;�.'-° <br /> P�P PaYment of mortgage insurance pr�emiams.ltese items are cxIled"Fscrow Items.° ��. <br /> -. I.�der maY,at aay wne,collect and tiold Funds ia an amount not�o exceed ihe maximum amaunt a lender for a fede7ally:elated r �'� <br /> �:. � . < mortgage l�may require for Smiowe�s esarow account ander the fede,ral Real F.s�te Seule�eat P�cedus�Act of 1974 as -.:'���%� ``�y�' <br /> . .- . amended fmm time to tiu�e,12 U.S.C.Seqion 2601 et seq. ("RESPA"),�mless another taw tbat appties to the Funds sets a� • �.`;:�;,- : -- <br />-- � amoimt If so, Lender may.at any ti�e,collect�d hold Fi�nds in an amount nat w exceed the lessr�amoant I.enclar way . :��Y-:- <br /> ' � est�ate the amount af Fm�ds due un the basis of cmrrent data and reasonable esmnates of expeadiUues of fupue Escmw Items or . , `�.;;`�`�;�:.: <br /> •� otheawise in accardance ariih applicab2e law. ,r�,':� :� <br />`j: . ,:::�, <br /> ; ., .� . '11ie Funds stiall 6e held'm an iasuitntion whose deposits a:e�s�red by a fedeaal agency.inst�umenlaligr,or entity('mcluding . �',��;y.��;-� <br /> �m-. <br /> ,: Leaidea.if I.euded is such an�un)or in any Fed�al Home Loaz�BaNc.I.endea shall apply the Funds w pay the Fscrow - s� :: ';'�,�;�;w... <br />-5; Items.Lendea may not c6azge Bormwear for hold'mg�d applyiag the F�ads,annually analYang the escmw accaunt.or vaifying ;�- � <br /> .�:< <. [he Hscaow Item,s,uNess L,eader pays Bouower int�t on the Funds and applicable laar permits Lender w make such a charge. ; . '.�. e;;�.; <br /> - Nawevea.I.ca�dea may reqaire Borrower tn pay a one-time charge for an independ�i r�l e,state tas regorting senrice used by :�.•:°.—.-�. <br /> � ,.,-�- <br /> . � . Lender in t�nnecdon with this toan,m�Iess applicable 1aw pmvides otheawise.Unles��agreement is made or applicable 1aw . . _ ' r•' -.; <br /> ,�',4' '��i�'- <br /> �as mt�e.st w be paid,Lender shall aat be xequired to pay Basmwer anyr iaterest or pmmgs on the Fimds.Honowed and . , .'�'�' . ''`'"' <br /> : � _ I.ender maY agree in wri�nS,howevei,tbat intraest sLaD 6e paid on the F�mds.L.e,ndea shall give w Bomawer,witho�c�ge.an ,. '.':�' <br />:-Y . . � �nual accauntmg of dte Fuads.showing credit�and debit4 to the Funds and the p�upose for wbic6 each debit w ttte Funds was .�•:'';>=�"_- <br /> :.�•,�-„=;- <br /> . � . made.The F�mds are p2edged as addidanal se�auiry for all sams sec�ed by rhis Securiry Ins�umea��. - -=- - <br /> • ' If the Faads held by Lender e�cceed the amounts permiued to be heid by applicab2e law,I.ender shall account tn Bomnwer far '. � .. :{".�;k�`- <br /> the acc.ess Faads in accordance with the .. . �j :- <br /> . sequuranents of applicable law.If ihe amonnt of the Fimds he2d by Leader at any time is � '�:.< <br /> • � not s�cient w pay the Fscraw ItEms when due,Lendea may so norify Bormwer�writing,and,in such case Bomower shaD pay � : �;,:- <br /> . ,. to Lender the araount n�ry to make up the deficiency. Bolrower shaU maue up the deficiency ui no more than twelve � •,_". <br /> . montWY PaW�ents,ai L,endea's so2e disarepon. �.�. . . .. :�_- <br />: ,� Upon payment in fWl of ail sums secured by this Security Instrumait,�shall pmmptty refund w Bmrowe�r any Funds ��w <br />_` � held by Lemder.If,�mdea pa�ag�aph 21,I.�der shall acquire or selt the Property,Lender.piior to the acquisition or sate of ine ' <br /> ' . Propcaty.shaU apply any Funds heW by Lender az the t'une of acquisi6on or sale as a credit against the smns sec�ued by d�is -- <br /> . Socariry Ingmunen� , . : <br /> 3.Appllcation of P�ymenta UNess a�plicable!aw provides otherwise�all payments received by I.ender undes parag�aghs ' °-- <br /> ' , 1 and 2 shaU be applied:fust,to any prepayment charges dae under the Note:second,w amount�payable under Dara�aph Z; � . � , _ <br /> � thlyd,to intcrest due;fourth,to principal due;and 1ast,to any latc charges due under the Note. � :''•�Y� _ <br /> � 0.Charges;Ltens. Borrower shall pay all taxes,assessments.charges,fines and impositions attribntabte ro the Property '. ,. . � <br /> . which may atmin priority over this Security Instrument,and leaseho2d payments ar ground rea�ts,if any.Borrower shall pay these . � •� <br />';! obllgations m the mannea provided in paragraph 2,or if not paid in that manner.Borrowea shall pay them on time dircctly to the � � <br />.�.•; . person oweA paymeni. Borrower shaU promptJy fumish to Lender a11 nodces of amounts to be paid undet this parag�aph. If , � <br /> a <br /> ; � �� Borrower makes these PaYments duealY,Bonower shall prompdy famish to Lender receipts evIdencing the payments. g P . � , . . . <br /> �.., . Bonower shall prompliy discharge any lien which has priority ovcr this Sec�rity Insmiment uNess Boaower:(a)agrees in � - ' <br /> wriang to the payment of the obli�ation secured by the llen ln a manner acceptabte w Lender;(b)cantests in guod faith the li� " <br /> . by. or defends against enforcement of the lten in, legal proceedings which in the Lend�'s opinion opeaare w prevent the .. <br /> enforcement of the lien;or(c)secures from the holder of We lien an agreement satisfactory to Lender sabordinadng tho lien tp � <br /> .- tLis Seaviry Insvument If Lender determines that any part of the Property is subject tn a lien which may suain priority over this <br /> • Security It�strument,I.ender may give Borrower a nolicc idendfying the lien.Borrower shall satisfy the lien or take oae or more ' � • <br /> . of the acdons set forth above within 10 days of the giving of nodce. �. <br /> Form aoza siso � � • <br /> '��BR�NE)�9z�2�.ai aase2oie mmate: ' . <br /> • . . .� . <br /> - .,. - - • . , . . . . . - . . <br />- .Y . - - . •' . 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