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<br /> ° � `� 'POGEPI�R WiTH all t6e impmvemeitis now�hearafter c�ct�l on the proputy.aad all easements.aPP�ute�anoes.and � .- -
<br /> fixwres nnw or heieaftri a pact of t5e propeaty.All rep3aoemeats aad addiniaas sdall alw be covered by thss S�r Instn�meat --
<br /> ����� All of the foregoing is referred w in this Seauity Instram¢at as the"Pmpeity." — . . :-.`
<br /> • � BORROWER COVENANTS that Botrawer is lawfully seised of the estate heaeby conveyed and 6as the rig6t m g�ant aad . . . .
<br /> . , „ �_ co�vey the Progerty aad t6at d�e Roperty is uneacumbe�ed,ea�cept for�cumb�anc�c of record Boaawer w�ants m�d w�71 � = .`
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<br /> -.•T-"? � defead geae[elty[he tii�e w che Rape�ty aga�sc all ctaims and demands.subject m any eacumbrances of cecocd. � . '. . `� ..
<br /> . � - 1HIS SECLJRITY INSTRLIMFNT oombines nnifoim oaveffants for na�onal use and non-uniform oov�ants with limitea ._ - ,
<br /> `� _ - varisuons by jurisdicuon tn oonstin�tc a unifoim secauity u�str�eat oave,img real pmpeaty. ` ��;� ° - -
<br /> . UNII�ORM COVENAN'I'S.Bormwer and Leader coveaant aad agree a4 follows . . :Ar�" .
<br /> ' 1.Paypaent of Pr�dpzil and Iate�t;prepa3rment aad Late C6arges. Boirawer shall P�mP�Y PaS► when dice the . � _, � :.
<br /> "� priaapal of and iate�est on the deUt evzde�ced by the Note and anY P�PaY►nent and late chaiges due aader the Note. .. ,.. � :�.
<br /> ' �r . �.4 ' ' ' ' ..
<br /> , _ Z.F1�nds fos Taxes and Insarance. Snbject to applicab2e taw or to a writtea v�raiver by Ixa�er,Boaowea stiall pay m ..'., , ,.` �`�_ ,
<br /> < � I�der on the day moatW9 PaY�ts are dnc�mder the Nate.unti7 the Notc is paid m fQll,a svm("Funds'�fot:(a)Y�Y�� s` �. . '`�"".�-�
<br /> ' and ass�mmeats which may att�priority aver this Sec�ity Insuument as e liea on die PropenY.@3 YearIY Ieasehotd paymeuts . -,t'-'`"=�-
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<br /> � ` or gmund raits on die Pmperty.if�Y:(�)Y�9 ha7ard or properly insm�ance I��(�Y�Y Mnd�ce preminms,if .. • .�,_:,���=s:;_
<br /> . �►Y•(e)Y�Y�o�Se insu�ance g�ms,if anY:�(��Y�PaYab2e by Basmwe,r to Landea,in accardanoe wiih the � --
<br /> .. ` . provision4 of parag�aph 8. in lieu of the gaymeat of mortgage insuraace premiums.Ttiese ite�s are�"Escrow It�ms." ----
<br /> . Lendes may,at aay tim�.coltect and hoId F�ds m�amonnt nat tn excee�the maximum amount a lc�der far a fedeaally rclated =
<br /> ' moitgage lnan may requae far B�mwds esszow acca�mt and�We fedaal Real Fstate Seulement P�oced�es Act of 1974 as �
<br /> ; , ame�ded ham time tn time.12 U.S.C.Section 26t)1 et seq. ("RESPA'�,unless another taa►t3�at appties to the Fimds set�a tesser '. .Y
<br /> . amamit If so.L,e�dar may.at any time,collect aad hofd Fvnds in aa amouni not W euceed the le�er amonnt Leadcr may :: 4 �:;. :_;`;.�.
<br /> � - -_�_i esumate the amwmt of Funds due on die b�is of cinsent data and reasonable esti�tes of e�cpEnQiaues of fuane Escrow Ite�s or : __
<br /> , otheswise in acoordance wiih applicable law. ". —
<br /> . � The Fnnds shatl be hetd in an mstimtian whose deposirs�e msured by a fedgal ageancY �Y, �Y f g �� � �
<br /> ` � Le�der,if Iender is such an mstihnion)or m any Fedeaal Home Loan B�1c.La►dex shaU�instrume�Funds ro pay tbe Fscc�w .�.:�.•'�_�
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<br /> . � � Items.Leader may not charge Bormwer for holdiag and applymg the Funds.annnalty�Y�B the escnnw accaam.or veiifying . .
<br />-. - -� .. . � _ the Escmw Items.imtesg lxa�der pays Borrowea wt�est on the Fuads and app�c�b�e law penmifs Lenda te make suc6 a charge� � _ . ,
<br /> � However,Leader map require Bosrowea m pay a on�time charge for an iadepeade�t real cstate�c reporting sesvice aced by � ��:.-'��'�
<br />- LQnder in connecxion witb tbi4loan.�mlesv applicable law provides otherwise.Uniesg aa agreement is made or applic�Lle law ,: �` . � ��.�. -
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<br /> . , � req�es mtraest m 6e paid,Lender shali aot be reqadred w pay Bormwea aay interest or earnings on the FYmds.Borrawed and ` ���
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<br /> ' " I.euded may agnee m writmg,howeve.r,that uiter�st sh�i1 be paid on the Funds.Leudra shari give to Bomnw�,arithout cbarge,an - . . '•��:
<br /> � � � ananal accounting of the Fonds,showing cxedirs and debits to the FutMs and the pnrpose for cv6ich each dabit w the Fands was .. . ', ��'��j
<br /> �.� - made.lbe Funds are pledged as additional securiry for all sums secared by this Security Instrument '�
<br /> - �" � � If the Fands held by I.e�dcr ea�ceed the amounis peimittcd to be 6eld by applicable 1aw,I.eaide�suall acxount w Bomnwer for , .�':.',�
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<br /> ' : �' the excess Fands m accardance with the requirements of applicable law.ff the amoimt of the Fundq heId by Lender ai any time is . ,.`r`��:��:
<br /> _ . , not s�cient to pay the Fscrow Ioems when due,Lender may so notity Bamawer in writing,and,in such case Bosmwer shall pay :`;;�.��"'�-'
<br /> to L.ender the amoant ae�essary to make up the defclency. Horrower shaii make up We deficiency in no more than twelve - s..
<br /> ' ' montWy payments.at Le�der's sole discrerion. �`'�
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<br /> . �:. `.� � Upon payment m fuU af aD sums seaaed by this Serauiry Ins�ument,I.ender shall promptly refnnd to Borrower any Funds .. �..:?��=::
<br /> �_ . held by Lender.Tf,�mder pasagraph 21,Ler+d�shall acquire or sell the Property.Lender,prior to the acquisidon or sale of the � • , F
<br /> . � Prapeaty.shali appIy any Fuads he2d by Leader at the dme of acquisidon or sale as a ciedit a�inst the sums sec�ed by tiils ���'"
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<br /> ' � � J IN W1ty ll�{Yl1VM� ' . .. . i��-__.
<br /> �, 3.ApplicatIon of P�ymenta lTniesg appficable law pravides othera►ise,aIi payment4 reoeived by L�der undca paragraphs ` � -
<br /> • 1 a�td 2 shall be app�ie�first,to anY P�Ymeai charges dae andea the Not�second,to amonnis payabte ondea par�aph 2: ..� •
<br /> '. , � third,w mtErest dae;fonrth.to prirccipal due:and last,w any late charges dae under the Note. : �, �
<br />_ . . ,.r� 4.Charges;Lieaa Borrower shall pay all taxes,assessments,charges.fines and impositions amd6utable to the property. .. .. .
<br /> #�
<br />. , which may attaia prioiisy oved ihis Security Instniment,and Ieasehold paymea�ts or ground maus.if any.Bormwer shall pay these . : '
<br /> � � obli ns in the m�ner ed in h 2.or if not a�d in that manner.Borrower shall � . �, `F'
<br /> � D�d D�P P � PaY thean an time directly w We . . : .,
<br />. .. .' person owed payment Bmrowea shall promptly fiunish to Lender all notices of amonntv to be patd under fhis para�aph.If � .'
<br /> . Horrower makes these payments direqly.Borrower shall prompily famish to l.ender receipts evidencing the yaymenis. . . ' .
<br /> Bonower shal�promptly discharge any lien which has priority over this Security Insuum�t unless Borrower.(a)agrees in ��. ••� . . . •
<br /> '� ' wiiting to the�ayment of the obligadon socaued by the lien in a manner acceptable to I.ender,(b)contests in gaod faith the lien ` .
<br /> � �. . � by, or deFe�cds a�aainst cnforcement of the lien in, legal pmceedings which in the Lender's opinion operate to prevent the � � � �. � �
<br /> , • • enfas+cement of the fien;or(c)sec�ues from the holder of the lien an agreement satisfactory w Lender subordinaring t0e lien to ,.
<br /> , . . this Seauity Insuumenc If Lender deteamines that any part of the Property is subject to a lien whic6 may at�ain prIoaty ov�this � �
<br /> � Securiry tnswment,Lcnder may give Borrower a notice idcntifying the tien.Bmrower shall satisfy the lien or take one or more .. . : ' �
<br /> of the acdons set forU►above within 10 days ot 1he giving of notice. '
<br /> - � Form aoza s�so - --- �
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