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<br /> � :F '- , e� 1:� TOCiETHER WITH all the improvements now or haeafter erected on the property.and al!easements.aPPu�2enances.aztd � '
<br /> , � � fixtares now or hs�eafter a part of the gropercy. All replacemrnts and additions shall also be covered by this Security ;. �
<br /> . `.. Insaume�.Ali of the foregoing is refecred co in this Security Iastrument as the'Pcoperty.' .
<br /> � ' . BORROWER COVBNAN'PS that Borrower is la�+ftiliy seised of the estate h�reby convayed aad has the right co grant and .
<br /> ' � � convey the Property aad that the Property is unc�cambered. except for ensumbrances of cecord. Bormwer warraats and will `
<br /> ' v , , defend generaUy the ttfle to the Progeny against aU claims aad demands.subject to a�+eacumbrances of record. `�
<br /> ' �� � ' 7'HiS SECiJRI'i'Y INSTRLTNIENT combines uniform coveaants for aationnl nse aad non-uaiform covenants with li�ute.i '-`�------ .
<br /> :� � variarions by jurisdicdoa to oonst'stute a nnifosm security insuument ooveiing real propelay. ,. •,�
<br /> , : -:. : UMFORM COVENAI3TS.Bonower and Lender covenant and agce as follows: , _ ,
<br /> � � ..��_.�.� l. Payffi�t of PrinciQal and Intesest; Prep�ym�t end Late C6tuges. Borrower shall pramptly pay when d�e the . • ,
<br /> : �- ,S 'S_ principal of and interest on the debt evidenced by the Nate�d any prepayment aaa tate cliarges due under the Note. �
<br /> -_ --_ � 2.Funds[os Taxes and Insuraace. Subj�t to applicable law or to a written waiver by I.ender, Borrower shall pay to __,� _
<br /> . Lender on the day monihly paytnents are due under the Note,uatit the Note is paid in full.a sum(°Funds')for_(a)Yearly taxes �
<br /> •. and a ���m�,a which may attain prioriry over t6is Security Instrument as a liea on the Property:N)Y�Y leasehotd Payments . . _ .
<br /> . . . ' .. . or gcound rents on the Property.if any;(a?Yearly ha�ard or P�P�Y;"�"'�°ce premiuuu;td)Yearly flood insurance pc+emiums. - -..-
<br /> ' if any;(e)YeartY mortgage insar�ce piemiums, if azry:aad(�any sums payable iry Boaower co Lender.in accordance with �� �4:4:;::��•
<br /> - � ' . the pmvisious of paiagraph 8,in lieu of the payment of mortgage insarance premiums.These items are called "Fscraw Items." ` _ . - -
<br /> : '� Lender may, at aay time,collect aud ho2d Fuads in an amount not to exceed the u�aximum amount a lender for a fedecally -__.
<br /> � � " related mongage lo�may iequire for Born�wer's escrow account under the federal Real F.state Seatlement Pmoed�es Act of ..�,�,, �
<br /> . � 1974 as amended from time w cime. 12 U.S.G Secaoa 2601 et seq.("RESPA').unless another law that applies w the Fnads r"'; .�
<br /> Ci' `. .' . _ . �: 'p. .
<br /> , sets a lesser ammm� If so, Lender may, at azry time, collect and hold Fuads in an amount not to exoeed the lesser amaua� . -s �;.
<br /> � � '.'� �� - Lender a�ay estimate the amaunt of Funds d�e on the basis of current data and reasonable estimates of expenditores of future ' - .
<br /> ' ' Escrow Items or othecarise in accordaace with applicable law. ' ��'.�,�
<br /> y * ' � .. �, :'� 'fhe Funds sBaU be held in an instimtion whose deposiu are insured by a f�deral a8eacy+. ins�nm�taliry, or entity . • ___
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<br /> ,.•. (incInding Ixnder,if lxnder is snch an institution)or in any Federal Home Loan Bank.L�ender shall apP13+the F�mds co pay the . " ---
<br /> � •`"iz.;:.�. FsQOw Items.Lender may not charge Borrower far holding and applying the Funds,aanually analyzing the escmw accauut,or , __
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<br />� � � . . :,-`� verifying the Bscrow Items,unless Lender pays Borrower interesc on the Fuads and applIcable law peimits Leader to make sach `. - _
<br /> . - a charge.However.Lender may require Bonower w pay a one�time charge for aa independent reai esta�te ta�c reporting service .`�_�- __
<br /> �•.,� , � nsed by Lender in wnnection arith this loaa, unless applicable law pmvides otherarise. lJntess an agreement is made or • �''�='"�<
<br /> , ' . applicable law reqoires interest to be paid,Lender shall not be tequired to pay Borrower suy interest or eamings oa the Funds. �.:� . `�.��
<br /> � � Borrower and I,ender a�ay agree in a+ricing,however,that interest shall be paid on the Funds. I.ender shaU give w Borrower, �'�� -
<br /> . without charge,aa annual accounting of the Fnuds, showing cmdits and debits to the Fands and the purpose for which each �-�y-
<br /> '' :�:i�.
<br /> : . •`� debit to tiae Funds was made.The Fimds are pledged as additicmal sewrity for all sums secuied by this Security Iasuvment. `�.�R:�-�.
<br /> � � . ' If the Funds tteld by L euder exoeed the amounis permiu�d to be heId by appticabte law,Lender shall account to Bormwer ;;'�° . �%��_-
<br /> �; , . ., �.a_
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<br /> � for the excess Fuads ia accordance arith the�eqnirements of applicable law.If the amount of the Funds held by Lender at aay - ___
<br /> • . .. �. tisne is not suf8cient to pay the Escrow Items when due,Lender may so nocify Bosrower in writing,and,in such case Borrower -
<br /> • • ' sDall pay to Lxnder t�e amount necessary to make up the deficiency. Borrower shall make up the deficiency in no moie ti�aa , . `.;'•.�`,
<br />_ � . `.: � �, rnelve monthly paymeats,at Lender's sole disccesrion. �;s;__�,�
<br /> : ,' , � Upon payment in fnll of all sums secumd by this Securlry Instmment. Lender shall pmmpdy r�md to Borrowet a�+ . � :�.r �,—
<br /> �. : .__....'_ : .�:�� Funds he2d by Lender.If,under pazagrapb 21,Lender shall acquire or sell the Proyerty,Lender,Prior to the acquisitiou or sate .� � ;.:,,;,�:
<br /> � of the Pro erty,shall a ply any Funds held b i.ender at the time of ition oz sat6 as a credit a t the aums ser.ured by , -„`'.` --
<br /> P P Y �i�� f� . ��_
<br /> . ' tLis SecurIty Instrument. `'=:.
<br /> . ' ��� "i 3.App�on of Pay�nents.Unless applicable law provides otherwise.aU payments ceceived by Lender under paragrapl�s � :�.;_;�
<br /> . ' . 1 and 2 svall be applied:first,to anY PTePaymeat charges due under the Hote;second,to amounts payable under paragraph 2; ',:-��-_-
<br /> thitd.w interest due;fowth,to priacipal due;and last,to any late charges d�ander the Note. __
<br /> ' . 4.C6argcs;Liens.Bosower shaU pay all taaes,assessmeuta,charges, fines aad impositions attributable to the Propecty .: ___
<br />� � whlcli may attain priority over tlris Security Instn�ment,and leasehold payments or ground rents. if aay.Bormwer shall pay � ;;:�
<br /> ' '. these obligations in the maaner provided in paragrapb 2,or if ttat paid in that maaner,Boirower shall pay them oa time directly �. �--
<br />��..r.�_._, 1. '^' r _ 4�_�'
<br />_ _ to the person owed payment.Boaower shall pro-�ptly fi�mish to Lender all notices of amounts to be paid nnder this paragraph.
<br /> �:'�' . ' � , If Borrower makes these payments dim.ctly,Bonower shall promptly fumisL co Lender receipu evidencing the payments. --_ -
<br /> � � . Borrower shall promptly discharge aay lien which has prio�Iry over this Security Instr�ment unless Borrower:(a)agrees in ;:,;;,:.�_
<br /> � writiag to the payment of the obligation secured by the lien ln a manner acceptable to Lender,(b)wntests 1�good faith the lien • � • �
<br /> "' " by. or defends against enforcement of the lien in. legat praceedings which in the I.ender's opinion operate to prevent the ' �
<br /> � enforcement of the lien;or(c)securea from the holder of the lien an agreement satisfactory to Lender sabordinadng the lien to
<br /> � � this Securiry Insuument.If Lender determines that any part of the Property is subject to a Iien whic�may attaln pr�orlry over .� �
<br /> . . � .� thia Securiry Instrument.Lender may give Ho:rower a notice identifying the lien.Boaowcr shall satisfy the lien or txke one or ��•�`
<br /> � mare of the actions set forth above within 10 days of the giviug of aotice. ',����: �
<br />. •• � . Form 3028 9l90 . . ..
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