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<br /> 'fOGf:l'Hf:R WI'1'H all the impro�•cmc:ntr. ntn•,e�T IICC�lf�rr CrcclC�otl (I1C(1PUjIl'I'ly. :tnd all ��aticiucntti.uppurtriu�n�c+, und .
<br /> tixturcti n��w ur li�reuftcr a p�u•t uf �hr prnper�y. All repluecntcnty und adJitiuns +liull al�u hc ruvcrcd hy thi� Scrurity
<br /> Intiu�uncnt. All of'thc furrguing i�rcicrred to in thi,ticcurity In+trun►ent n� thc "I'ruperty.' ,
<br /> k30121dO1VliR('OVf:NANTti tliut I�urrawcr i, luwfully,ci,c�ut thc c�+tutn c�rchy cunvcyrd un�f hati ihe right to grant i►nd
<br /> convey tho Pruperty und thnt thc Nrupcny u unrncumh�:red, cac�pl 1'ut Guutnbranccti �+f n•rnrd F�urr��ucr warranl.r tmd will
<br /> dcfcnd gencrally thc titic tu Au Pruperty i�guin+t nll rluims und Jemund+.tiubj�ct to;iny cncumhrnnccti .,(rccord.
<br /> THI5 SECURITY IldSl'RUMEiN'T cumbineti unif�,rm ravcnunt,tin�nutional u,c unil nun-unil'�irm co�-enunt, �vith limitcd
<br /> .,..::M�" variati�+n�by juri,diction tu runstitute u uniform+rruriry instrumrnt ruvcring rcul properry.
<br /> � '''A' i UNIFORM COVENANTS. Horrowcr and l.�ndcr ruvcnunt und ugrcc cis f��llows:
<br /> 1. Paymcnt oP �'rinclNul an�i ititcrest: Prepuymcnt imd I.utc ChA��cs. Borrowcr .hall pr��mptly pay whcn duc thc
<br /> • princip:d ot'and intcrest on thc Jrbt cvidcnccJ by the Note and any prcP:�yment und lutc chargc�duc undcr thc N��tc.
<br /> ' 2.Funds fur Taxes imd Insurunee. Subject a�applicuble luw ur tc� u wriucn wniver hy Lcnder. B��rrowrr shull pay ta
<br /> • • Lendcr nn the day mnnthly payment:s arc duc under the Notc,un�il the Note is paiJ in full,a tium("Funds")tix:(i�)yearly ttuces F�;.%,':
<br /> and assctismcnts which may attain priority uvcr this Sccurity Instrument as a licn on thc Property;(b)ycurly Ic.�schnld paymcnts �
<br /> �� or ground rents on thc Property. if any:(c)yc.►rly harird or properry insurancc prcmium,: ldl yrarly fload insurancc premiums, ,:��_
<br /> if uny: (c) ycarly mortga�e insuruncc ptcntium+, if uny: and (t� uny sums payablc by Borrowcr to l.cndcr, in ucci�tduncc with _ ___
<br /> ` F thc pm��isiom uf paruFraph S,in lieu of thc paymcnt uf mortguge in�urancc premiums. Thcsc items i�rc callcd"Escrow Items." _.--
<br /> l.cnJcr muy, at uny time, rollert und hold Funds in un amount not tu cxcced [hc maximum arouunt u lendcr for a fcdcraUy .'�.,.
<br /> f` relateJ mortga�c loan ntay require for Borrnwer's esrrow account under the fetlerul Rcul Estute Settlement Procedurex Act af t�,.�
<br /> �' 1974 as amcndcJ from tirnc to timc, l2 U.S.C. Scr[ion 2601 e•r sry. ("RESPA"), unlcss anothcr luw that applics ro thc Funds '=.;r.
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<br /> sets a Icsser umount. if so, L.cndcr may, at any timc, collect and hold Funds in un amaunt not to excccd thc lesscr amount. , ,,,
<br /> �' Lendcr m:�y cstimate thc untounf of Funds duc on the basis of curccnt data and reasanAble cstimates of cxpenditures c�f future _�s,__
<br /> , � Escrow Itcros or othcrwisc in accordancc with applicuble law. _
<br /> Thc Funds shall be hcld in un institution whosc depasits are insured by a fcderul agency, instrununtality, or entity .
<br /> " -'�� (including Lcnder,if Lcndcr is such un institution)or in any Fedcral Home Loan Bank. L.cndcr�hall upply the Funds to pay the
<br /> ' '�; Escrow Rems. i.ender may not charge Burrower for holding and applying the Funds,unnunlly unalyzing the escrow account, or _ ---
<br /> ��� verifying the Escrow Items,unless Lender pays Borrower interest on the Funds und applicable law pertnits Lender to make such __
<br /> � a char�e. Howevrr,l.endcr may require Borrower to puy:�one-time char�ee for nn independent reul estate tux reporting service _
<br /> . used by C.ender in connection with this loan, unless upptuabie taw pruviue. uti�c�wi,e. L'r�c,s :.� wbr:,c:^:�ne i`: "'.:�de ^' _
<br /> ,, applicable law requires interest to be paid, Lender shall nut bc required to pay Burrower any intcrest or earnings on the Funds. -
<br /> ;' � Borrawcr und Lendcr muy agree in writing, howevcr, that interest shall be paid on thc Funds. Lender shall give to Borrower,
<br /> � without charge, an annuul accounting of the Funds, showing credits and debits to the Funds and the purpose for which each _
<br /> •• ' debit to the Funds wus made.The Funds ure pledged as additional security for ull sums secured by this Secu�ity Instrument.
<br /> �;;...� If the Funds held by i.ender exceed the amounts permitted to be held by upplicable law, Lender shall account ro Borrawer
<br />-�a' °- for the exces�Funds in accordance with the requirements of applicable law. If the umount of the Funds held by L.ender nt any
<br />��°•^. time is not sufficient to pay the,Escrow Items�vhen due, Lender may so notify Horrower in writing. und,in such case Borrowcr
<br />�=`,�':"* shall pny to Lender the amount necessary to make up the deficiency. Borrower shall make up the deCciency in no more than
<br /> '-"�'° � twelve monthly payments,at L.ender's sole discretiou.
<br />-�,_-. . ��y� Upon payment in full of all sums secureci by this Security Instrument, L,ender shall promptly refund to Borrower any
<br /> - '" �^-.::���. Funds held by Lender.If,under paragraph 21, Lender shall ecquire or sell the Property. Lender,prior to the acquisition or sale __
<br /> ,=;t°=":=y.4=� of the Property, shull upply any Funds held by Lender at the time of acquisition or sale as a crcdit against the sums secured by _
<br /> --"��;??�;,• this Security Instrumcnt.
<br />-""��:-����' 3.Appltcation of Puyments.Unless applicable law provides othenvise.ull payments received by I.ender under paragraphs -
<br /> --�'"i�� 1 and 2 shall be upplicd: first, to any prepayment charges due undcr the Note: second, to amowits payuble under paragraph 2;
<br /> *� � � � ' third,to interest due:fourth,to principal due:and Inst, to any lute charges duc under the Note.
<br /> `�;�:��^:.' 4.Charges;Liens.Borrower shall puy all taxes, assessments, charges, fines and impositions attributuble to tlie Property =
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<br /> �'.-.r;� � which may attain priority o�er this Security Instrument, and Icaschold payments or ground rents, if any. Borro�ver s a pay
<br /> '^'��" these obligations in the rnanner providcd in paragraph 2,or if not paid in that manner, Borrower shall pay them on time directly
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<br /> ��;�,.,,,k .. to the person owed paymcnt.Borrowcr shall prompdy furnish to Lendcr all notices of amounts to bc paid under this paragraph. _
<br /> '�•'�!" `-- � If Borrower makes these payments directly,Borrower shall promptly furnish to Lender receipts evidencing the payments. __.
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<br /> ':,z.��y Borrower shall promptly dischargc any lien which has priority ovcr this Sccurity Instrumcnt unless Borrower:(u)a�rer;s in _
<br /> - :�-�- writing to the payment of the obligxtion secured by the lien in a manner acceptable to L.ender; (b) contests in gnod faith the lien ��;`._
<br /> • � by, or defends againsc enforcement of the lien in, Ic�al procec�iings which in the [.ender's opinion operate to prevent the �%
<br /> enforeement of the lien; or(c) secures from th^holder of the lien an agrr:ement satisfactory tc�Lender sub�rdinating the lien to F;,____
<br /> � this Security Instrument. if Lcnder determincs that any part af the Property is subject to a lien which may attain priority over �'� .
<br /> this Sccuriry Instrument, Lendcr may givc Borrowcr u noticc identifying the lien. Bormwcr shall satisfy thc lien or take onc or _
<br /> more of the actions set forth above within 10 days of the giving of notice. __
<br /> Form 3028 9/90 `�x'`�
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