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<br /> paymcnts mny na longcr bc rcyuircd,nt thc optian of Lcndcr, if mortgugc insurancc cmcrugc(in thc umounc und for thc period �`'
<br /> - that Lcnd�r rc:quiresl providcd by.�n in�urcr uppr�rvcd by I.endcr aguin bca�ntcs uvailublc and is��btuined. Dorrowcr shall pay
<br /> the premiums reyuired ta maintain mortgagc insurance in effect,ot to provide a losy reserve, until the requirement tor monguge �:
<br /> , �� � '"':�' insurnncc c n ds i n u r c o r d a n c c w i t h u n y w e i c t e n a g r e c m c n t N c t w e cn Bnrrowcr und Lcnder or a p plicublc luw. .
<br /> 9. I n s p e c t l a t. I.e ndcr or its u gent ma y muke reasonnblc cntrics upon .�nd inspecuons of the Property. Lciider shull give [::.
<br /> ` Borrower notice at the time af or prior to an inspectian spccifying rcasonnble ci�use for the inspection.
<br /> �� ; 10. Cundemnntion. The procceds of any uward or claim for damages, direct or consequential, in connection with any
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<br /> - condcmnatian or other taking of any part of thc Prop�rty,or for conveyancc in licu of condcmnution, ure hereby assigned und .=
<br /> �t ` shull 6c paid to L.ender. "��
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<br /> � In the evcnt of a totnl taking of ine Propeny,the proccecis shull be applicd to the sums sccurcd by this Security Instrument, �,-_
<br /> whether or not then duc, with uny excess paid to Borrower. In thc event of a partial taking of the Property in which thc fair :;
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<br />• market valuc of the Property i�nmediatcly beforc the taking is cquul ta or greater than the amaunt of the sums secured by this _._
<br /> • �r; Security Instrument immediately before the taking,unlcss Aorro�v�r and Lender otherwise ugree in writing, thc sums secured by ��,_
<br /> ��� ,. : � this Security Instrument shnll be reduced by the amount of the proceeds multiplied b,y the following fraction: (a) the total �
<br /> ,�' cunount of the sums secured immediatcly before the taking, dividcd by(b) the fair market vrdue of the Praperty immediately �
<br /> ;,a;i��..��. ?I before the taking. Any balance shall be paid to Bonower. In tl►e evcnt of u par-tiul taking of the Property in which the fair
<br /> � � market vnlue of thc Property immediately bcfore thc taking is Icss thun thc amount of the sums secured immediately befarc the
<br /> ,.r��;�y, �� taking, unless Honower and Lender othenvise agree in writing or unless appficable law othcrwise provides, the proceeds shall
<br /> `�� , be applied to the sums secured by this Security Instrument whether or not the sums ure then due.
<br /> .,,.:g.�;�� ' If the Property is abandoned by Bonower,or if,after notice by Lender to Borrower thut the condemnor offers to make an —�
<br />-"•� '�•� award or settle a cl�im far damages, Bon•ower fails to respond to Lender within 30 days after the date the notice is given,
<br /> '����� Lender is authorized to collect and apply the proceods,ut its option,either to restoration or repair of the Property or to the sums —
<br />`. �5 secured by this Security Instrument.whethar or not then due.
<br /> `•`�'� Unless l.ender and Bon•ower othenvise agree in writing, any application of proceeds to principul shall not extend or
<br /> �''� postpone the due dale of the monthly paymcnts referred ro in paragraphs 1 and 2 or change the amount of such payments.
<br /> _-=-"'�� 11.norrower ivui i�rirux,i; c�i`�l�&aa2lCt.°�j T.���er ^!et s!�!'�4ver. Ert?ncinn nf the time for payment or modifieation
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<br /> __s�= _,�, Q4�;� of umonization of the sums secured by this Security Instrument granted by Lender to any successor in interest of Horrawer shall
<br /> -�ria •• � not operate to release the liability of the original Borcower or Borr�wer's successors in inzerest. i.ender shall not be required to
<br /> w�'r:!',���f ;', commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortiuttion
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<br /> -���„a,��.: of the sums securcd by this Security Instrument by reason of any demand made by the original Borrower or Bonower's
<br />-�' �" successors in intemst. Any f�rbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> -�_ exercise of any right or remedy.
<br /> `�c"�•� 12. Successors and Asslgns Bound; Jolnt und Several Llnbility; Co-slgners. The covenants and agreements of this
<br /> ;°°"'�`� Security Instrument shall bind and benefit the successors and ussi�ns of Lender and Borrower, subject to the provisions of
<br /> - - paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Bonower who co-signs this Security
<br /> — Instrument but docs not execute the Note: (a) is co-signing ihis Security Instrument only to mortgage. grant and convey that
<br /> ��- Bonower's interest in the Property undcr the terms of this Sccurity lnstrument; (b)is not personally obligated to pny the�ums
<br /> --. secural by this Security Instrument;and(c)agrees that Lender end nny other Horrower may agree to extznd,modify,forbear or
<br /> -- make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent.
<br /> 13.Loan Clhnrges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan chnrges,
<br /> and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the
<br /> .�
<br /> loan exceed the permitted limits,then: (n)any such loan charge sliall be reduced by the Amount necessary to reduce the charge
<br /> - -� to the permitted limit;nnd(b)any sums alrcady collected from Borrower which exceecled permitted limits will be refunded ta
<br /> Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a dicect
<br /> payment to Borrower. If a refund reduces principal, the reduction will be trcated as a partial prepayment without any
<br /> prepaymcnt charge under the Note.
<br />___ 14.Notices.Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing
<br /> __— it by 6rst class mail unless applicable la�v requires usc of another method. Thc noticc shall be directetl to the Property Address
<br /> or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to
<br /> Lcnder's address stated herein or any other address Lender dcsignates by notice to Borrower. Any notice provided for in this
<br /> =�_=,�� Security Instrument shall be deemed to have been given to Borrowcr or Lcnder when givcn as provided in this puragraph.
<br /> --�;�"" 15.Govcrning Law; Severs►btlity. This Scxurity Instmrnent shull bc governed by fcderal law and the law of the
<br /> - �`t;�;;�� jurisdiction in which the Property is located. In the event th�t any provision or clause of this Security instcument or the Note
<br />-=`_��;� conflicts with applicable law, such mnflict shall not affect othcr provisions of this Security Instrument or the Note which can be
<br /> �l'==�-��'�`-�'�' iven effect without the conflicting provision. To tl�is end the provisions of this Security instrument and tlie Note are declared
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<br /> ='':�°�':,`���,{�' to be severable.
<br /> -'� '�` 'r a� � 16.Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security Instrument.
<br />'"�`•� -=�ti '� Form 3028 9180
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