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<br /> . ` 'I�GfifHER WITH a11 the imPmYan�ts now or h��+xted on the p�Y,and ell ease�eats,aPPu�nances.and , ', . ..
<br /> lac�eats aad additiaas shall a]so be oovere�6y this Securiry Insttume���
<br /> � � . ' fi�mres aow or henafter a part of the ptopaty►.A11 rep •; .
<br /> ` AU of the foreg�ing is refamd to in dus Secuaity�ns�n�nent u the"ProPen�'•" t and � , - . � ...
<br /> - . BORP.OWER COYENANTS that Ba�rower ���se��t for�btaaces of record.Bmrawer w��a�d w71� : , � . �.
<br /> .`�""'-- coavey the Pmperty and tLat the�'opeKY�s un �,-.- . _ _ . -•
<br /> --. - defe�d geae�I}►the ti8e to the Ptop�t9 agai�s�all ciaims and de�nands,sublecc tn aay encum6saaces af�ecord. r y : -
<br /> INS1Yti3N�Nf combines uniform covenants for a�na1 ase and aon-unifoim oovenants with iimited
<br /> . TFIIS SECURITY �t ooveriag real pmPa'cY• � �
<br /> . .. � vffiialions by juris�ictiam tn wnsawte a unifmrm sec�aitY� "� ..
<br /> • UN�ORM COYENANTS.Bnaower aad Lender cov�aat and agree a�foltovr� whea due the . . . -
<br /> . . �� £ 1.rapmeni orrrinanal ana InterESl;PreParmcat ana I.ate chasges• sa�rower s6a11 Psom�r PaY � 4-. .� •-
<br /> . p ent and faie charges dne under the Note. : .
<br /> . . . principal of and intece�st on die debt evideaced by the Note aad anY P�1� . �:. '` . : -
<br /> �r Z Yfimds for Tazes and Insuranc� Subject to applicable iaw or w a wiiu�waivea by Lender,Borrowea shall paY m ` � :
<br /> �ts are du e a a d e r t h e N o t e.a ntll the Note is ga�d'm fiil1,a suzn("F+a►ds°)for.(a)Y�ly ta�ces ' ` '� -.�. � :
<br /> ' Lcatder on the day monthty PaYm o v e a t h i s S a a u i t y Insuumeni u a tien on the PmperiY(b)Yeariy Ieaseho l d PaYm�� �� ' ��-''`� --
<br /> � . - and assessmenis which may aua'sn P n o r i t Y ����(�Y�Y 8aod'msurance Pmaniums.i� `.' - �
<br /> . o;g�ouad rents on the Pcopaty,if aay:(c)Ye�1Y A�d°t p r o p�y . . ` ' ``LL-=:.-
<br /> - e � ums,if any.and(t��Y�PaY��bY B���s�e��ed rdance wi�b the . -��.,_--
<br /> , , � ' any,(?Ye�►�► e�ce Wemi ins�uance "Escmw�ems." . . .
<br /> � . pmvisions of pa�agtaph 8,m lieu of the payment of mortgage P��
<br /> •. ..-;, I.ender maJ►,at any ame.coltect and hold Fands in an arnaant a����al Reai Es�te�Seutement Proced�aes A�197�
<br /> . mortgage loan maY require for Bormwea's escrow account an • , . .,;�="=
<br /> _ �. . , ' - am�ded fmm wne to tncne.l2 U.S C.Sestion 2601 ec seq.("RESpA"?•°��auoWe,r law thai aPPlies w the Funds seis a less� . !I:- -
<br /> , .r.'_.:._.
<br /> � amount If so,Lender may,at any ti�ne,ooltect and hold F�mds in an amonnt noi tn exce�d �ESCrow�Item4�ar - _ -
<br /> ' �' t data and masonab2e est�nat,es of expen � ' =—
<br /> �;^; espmate ihe amaunt of Fands das on che basis of cuccen �, .
<br /> > � '. o t h e r w i s e m a c c o i d an c e arith a p plicable 1aw. • ''��'
<br /> �'_ � 'Ihe Fuads sha111se held in an imstitutwn whose deposits aie i n s u r e d by a f e d e s a l a g e n c y,i n s t n n n e n t a l i�Y.o r e n t i ty(iacludm 8 � � r.::�::�, �-
<br /> � the Funds to pay the Fsaow ''�<''. . 't�'.�
<br /> � , .:�-�� L e a d�,i f L e a d e r i s s a ch aa iastiu�ion)or in any Fedezal Home Loaon Ban1s.Lender shall aPP t��o w a c c o�t,o r v e s i f y i a 8 ' �
<br /> 1 ' t he Fun d s,a n n u a t i Y a n a l Y�3 n 8 '�: -.,�•,W
<br /> . Items.I.ender maY not charge Baaower far dold�g and aPP Ym� Lead�s w make such a c5arge. '. ::��`
<br /> . , the E�crow Items,�ml�s Lend�pays Botmwex inteaest ou the Faads aad a�plicable taw permib sen►ice used by . ��"
<br /> � ,.,_ t iql e5181C 187c ICQOIpIIF *—--'
<br /> ' Hawever.I.endea may re4u�e Bo�rnwer w paY a an�time charge fur�uidepeadea ent is made or appt�c�ble law ' �:r
<br /> . . Latd�in wnnecao�with this loan,udess applicable law pmvides otheawi.ss.Unless an a�em _:;,,..0 '_
<br /> ' . reqaires intarest to be paid,Lendea sball not be rec�uired w paY Bomnwer aup u►�est or eamings on the Fund�.Brnmwea and ' . ____
<br /> � Lendac may agree in wriung,howaver,ttiaat inteaes�shall be paid on the FunBs.L�der sha118►�r hich each debit tn thetF�was �.�` � -•�,
<br /> . annuai accounting of the Fuads,showing credits and debits to the Funds and t�e Furpo
<br /> ' made.'Ihe Funds are pledged as additional secarity for all sams szcared by this SecroritY Insu��►�- �,,.': ,''.-,�._
<br /> ' � to be held b ticable law.Lender shall acco�ntt to Bormwea for , �.
<br /> � • � - If the Funds hetd by I.endea exceed the amoimts pennitied Y aFP ; w
<br /> . ths exces9 Funds in aecoidance wish the requimments of applicab o� Borrow a r'm w ri ti n geaa d'm sucdbcase Borrow�sl�all paY . ; �:��t;
<br /> ., not sofficient w pay the Fscrow Items when due.Lender maY so t�Y , -
<br /> . tn I.enster the amount necessary w make up the deficiencY.Borrowea shall make uP the de6ciency in no moxe than twelve '>:`.`:�,=
<br /> � �`�•�,
<br /> � ' monthly payments.at I.ender's sole discretion. ' a"�
<br /> � � , � Upon payrneait in furi of all sums sec�aed by this Secu�ity Instrument,Lendes shall promptty refund w Boirow�any Funds ;,:�.��r��:�-
<br /> �.� h 21,L�des s1�a11 accluire or sell tLe PropercY,l.euder,Drior t°the acqui�u°n or saie of the
<br /> � held by I.eader.If.and�paragraP ..
<br /> - - Proptxty,shall aPPiY�Y Fuads held by LeAdar at the dme of acquissiuoa or sale as a credit agau�st t�sums s�aaed by this -�.�':
<br /> � Securiry lnsuameru. enfs received by Lea��anr��a�Dbs . ...:_;:•
<br /> ''�� �Application of Papment�. Unless aPPlicable taw provides othetwise,a11 DaYm . ..
<br /> 1 and 2 sl�all be aPPlied:fnst.to any PrepaYment charges due under the Not�second,to amounts pay�ble dd�afa�aPh 2: . . ..�•:��.►-.,
<br /> . ' ' thicd,to int�est due;fownh,w DrinciDal due;and laS7�to aay late charges due under the Note. . .
<br /> � 4.C6arges;i.iens. Borrower shaU PaY all taxes. assess�nents, charges,fines and impositions sUn'bntable w the propetcy . .�..
<br /> . { which may auain Oriority ov�this Security Insuument,and leasehold payments ar ground rents.if any.Borrowea shall pay these . . .
<br /> ' - `I obligaaons m the manner provided in paragraph 2,or if not�d in that manner,Borrower shall pay them on time dir�ctly to the . .
<br /> �� . 1 on owed DaYmenG Botrower shall promptSy fumish to I�dex aU notices of amount�to be paid under this p�ag►apb.If .
<br /> � ents direcily,Borraw�r shaD ys�ompily fumish u�Lendea receipts evidencing the paYments.
<br /> � . ; i �orrower makes 4�:se paym ov�L'�is Secutity Insfiiment imless BOtmwer.(a)agrees m • ..
<br /> Bonower shaU DromPtlY dlscharge any 6ea which has priority
<br /> � . � � wriw�g to the payment of the obligaiion secur e d by t he lien in a manuer accePtable w Lend�;(b)cantests in Soo�fai��t�e .' . '.' �
<br /> by, or defends against enforcemem of the lien in, tegal proceedings which in the 1-ender's opinion oPeiare Pr _ _
<br /> enforcement of the lien:or(c)secures from the holder of the llen an agreem�bjsatisfacw�ry wtdch may hattain g�nori�tY over this . ' � .
<br /> this Security Instcument.If Lcnde�dete�mines that any part of the Peaperty' �
<br /> S�ry��ment,Lender may give Botrower a norise identifying the lien.Botrower shall satisfy d:e tien or talce one or more ,
<br /> � � � , of the actions set forlh above within lU daYs of ihe giving of noace. Form ao28 9�90 :. ,, ' :
<br /> . . � Pay92of 8 Innlal9: �� . ...
<br /> � � �-8R(NE�lw��s�.o� .
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