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<br /> � TOGE7HSR WITH all the imprav�e�now or hereafter eae�xed on the property,aad all easements,�ces.and �. ` .'�
<br /> , : ` � .
<br /> Cu�dues now or hereaftrs a part of the propeity.All cep3aoaments�d additions shall also he covered by this Sec�uity Instr�ment �`' „
<br /> � All of the farega�g is refe�red to�this S�uiity Instrument as the°Propeny° . � '` :
<br /> ' BORROWER COVENANfS tl�aat Borrower is fawfulty seised af the estate heceby conveyed and das the right to�t xad i '• . . .'}'• ' �
<br /> ' _ _ convey the Proyeary aad that the Property is une�cumbeced,except for eacumbrdaces of rea�rd.Soaowea wanants and will , _..-.- ,
<br />_°,'�:r..°-`�. defead geaerally the titte w the Property a�a11 claims mad demands.suhject w any encumbrances of rec�rd -_--_-- --- ` _-
<br /> ' � ' TfIIS SECURITY INSTRUNILNT oombmes aniform covenants for naziaaal nse and nnn-unifoim covenants with timited . _ . _ �
<br /> �
<br /> `- . veriatiOns by jltrisdiCaan Lo Corutiiute s tutifomi seciuiry in<nmmPnt COVPaiDg real property. � �.�
<br /> t UNIFORM C01�ENAN'15.Botmwer and Lender covenant and agree as follaw� . � '.
<br /> � . ,. . 1.Payment of PrincIpal and Interest3�Dayment aad I.ate C6argea Borrower sLa�i pmmpdy pay when due the . •. ...",.,�
<br /> . . , prinapal of and mterest on th�debi evideuced by the Note and aay prepaymeat and late ci�arges due uader the Note. .`:ti � � .�_
<br /> . Z.Funds for Taxes and Iasuranc� Subject m appli�ble Iaw or m a wriu�n waiver by�.��++��P�Y m _'�,.��:.� : �`
<br /> � Lender on the day mont6ly paymeats ara due under the Note,unt�the Note is paid in full.a smn i"F�mds"?far:(a)Ye�1Y��s , . _�.-.,�:_`
<br /> � ' and assessmeatc whicb a�ay auain priority ov�this Seauity Insuument as a lie�on the PropatS,(b)Yrarly leaseho2d payme,nts ; ; � � _'_-�_=
<br /> � or gronnd m�ts on the Pcope�rEy,�an�,tc)yeariy t�a o��cy ms�rance pnemi�:c�yea�+ttooa��nce��,�' �� . '. •'��'_=
<br /> � . , aay:(e)Y�Y�Se insutance premiuras,if�y;and(�anY sums PaYable by Bmrower tn I.e�der.m accordance with the _�-
<br /> �; provisons of paragraph 8. �1Lw of the payment of mortgage ingurance premiums.'Ihese items are called "Fscrow It�ms." . --
<br /> � I.ender may,at�y tirne.collect and hotd Funds in an amonnt not o�exceed the maximnm amount a leader far a fedetally refased '� .,. .. . _ _=
<br /> • - �.� moitga8e loan may require for BmrowEr's esaow account uader tlie federal Real Es7are Seulememt Procedtues Act uf 1974 as , . _. -
<br /> amended hom 6me w time.l2 US.G Secti4n 2601 et seq. {"RESPA"?,wlesg�rnh�law tdat appties to tlie Fuads seis a Iessea � •t • �:;��.
<br /> ` `1 amount If so.Lenide�may,at any time,coitect and hold F�mds in ari amount not w exceed We tesser amount I�ender may --. :..�;;::��
<br /> • f ; ',,�, esCm�ate t&e auioant of Fuads due on the basis of caaens data and reasonabte esti�ates of eapendinu+es of fuUue Escaow Items or . . � �_ :�-r�{->�.
<br /> othecarise in aocordance with applicable 1aw. s � ,z„Q,.�
<br /> 'ihe F�ds shaD be held fn an mssitu6on whose deposits are insured by a federal agency,insOcameataliiy,or�oity(incWding , 1 a, � �
<br /> . , L�eadea.if Lenda is such�ius�tIan)ar in aaq Fed�aal Home L,oan Bank.Lend�shaU apply the Fanda to pay the Fss�ow :� �-��y�-
<br /> ,� Loan . . ,
<br /> . It�ms.I.eatdear may not charge Borrowear for halding and applyiag the Funds.annually analqzmg the�crow accoant,or v�g ��,�:�. R_
<br /> . the Fscrow Items,aatcss Lender pays Borrower mterest on the Funds and applicabte taw peamits I,ernder to madce such a ct�g� " '. .`_�'�=`
<br /> � � Howeva,Lendea may require Bouower to pay a on�ume charge far an iade�adeAt real estate t�c reporttng seavice used by . `�• �;�
<br /> , �y (-��:i.
<br /> I.endea in connection with this Ioan,unless a�►Plicable 1aw provides Wliawise.Unless an agreement is made ar applicable 1aw ._
<br /> . , . requfres inter�st to be paid,Lender shall aot be reqnired ta pay Basower any intaest or eamiags on the Fimds.Bomnwes and �-���-
<br /> .�,a
<br /> : �!�". ...
<br /> � L.enda may agree in writing,however,that iaterest shaIl be paid on the Funds.L�end�shall give Lo Bouower,without ct�arge.an = ��'�
<br /> . annual acxovndng of the Fund9,showing ccedits aad debits w the Fands and the pmpose for which each debit w the Funds was , . �,�.-
<br /> , � enade.'I9ie Funds�e pledged as additioual secmity for all sam.c secured by this SecurIty Ins�rivmeat - . :�;..�..
<br /> � 1f t6e Funds held by Lender exceed the aawuats pennitted ro be hetd by applic�ble Iaw,Lender shaD acconnt to Bomnwa for ��::��;.3
<br /> ' • the access Funds in accordancc with the reqnirements of applicable law.If the amom�t of the Fands held by Lender at any time is .. '�_.�,�;H.
<br /> • � not sufficieat to pay the Sscrow Items whea dne,I.ender may so notifj►Bomnwer in writing,and,in sac6 case Boaawer shall PaY ,o��:..:' ,. ';';�s.�_
<br /> :�.`;:s,
<br /> - � w L�ader the amount necess�y to make up the deficiency. Borrower shall malce up the deficiency in no more than twetve • �;e„�,
<br /> � � ` montLly payments.ai Lendea's sole discreBon. . .. ���-_-
<br /> • � UPop Paymeat in fu11 of ail sams sec�aed by this Security Instnunent,Lender shall pramptiy refund to Bmrowes any Ftmds „ , �.�
<br /> , held by l.�dea.If.under paragraph 21,Lender shall acquire or sell the Propary,Lendex,prior to the acquisition or sa2e of the . `'
<br /> ' • . . praperty�shall app2y any Funds held by Lender at the 6me of acquisidon or salc as a credit against the sums secureA by this , _ -
<br /> '� , Security Insuume.nt . � ; • :��
<br /> ' ` 3.Applicatton o!Peymeme. Unlcss applicable law provides othe�vvise,�pa�0ents rece�ved by I,end�r und�paragraphs • :�'F.:�;'
<br /> � .�• i and 2 shall be appHed:fust,to anY PrePayment c�rarges duc undea the Not�;sedond,to�nounts payable nndea paragraph 2; .
<br /> ; � third,m interest due;fourth,to principal due;and last,w any tate charges due ander the Note. . : ' �
<br /> 4.Charges;Ltens. Borrower shall pay a11 taxes.assessments,charges,fines and impositions aan'butable w We Progeacy ..;-,'
<br /> . which may auain priority over this Securiry Instrument,and leasehold payments or ground reats,if any.Borrower shall pay these � •
<br /> : • obli�ttons u�the manner provided in paiagraph 2.or if not paid in that m�ner,Borrower shall pay them on time directly to the - • � ' _. .
<br /> � p�son owed payment Boaowca shall prompdy fumish w Lcndca all notices of amounts to 6e paid unda this paragre�h. 1f - :�
<br /> . . :� j Bvrtuwer makes these payments direcdy,Borcower shall promptiy fiunish to Lender receipts evide�ing the payments. ; .. ' , . . �
<br /> f Borrower shall prompdy dischazge any lien which has prioriry ov�this SecUrity Instrument unless Bortower. (a)agrees in
<br /> j wridng to the payment of the obligation secured by the tien in a manaer acccptablc w Lenda:(b)contests in good faith the lien • . �
<br /> . 1 by, or defends against enforcQment of the lien in, legal procecdings which in the I.�nder's opinion op�ate tn prcvent the
<br /> , � � enforcement of the lien;or(c)secures from the hol�er of the lien an agrcement satisfactory w Lender snbordinatmg the lien to � �- ,
<br /> . � this Security Instrumen�If Lender determinrs that�y part of the Proyerty is subject to a lien which may anain prlority over this . •
<br /> � Security Instrument,Lender may give Sorrower a notice identifying the lien.Borrower shall satisfy the lien or take one or more � . '
<br /> ; of the acdons set forth above within 10 days of 1he giving of notice. ,
<br /> � Form 8028 9/80
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