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(RuDwbA06�a) •. - <br /> �� � THE NOTE CBNTWN3 PROVISIONS AILOWING FOR CNANG�S IN TF1[ INTEf3EST RATE ANO THE NONTHLY " �- <br /> PNYMENT.THE NOTE LIMITS THE AMOUNT THE BORROWER'S INTEREST RATE CAN CHANGE AT ANY ONE TIME = <br /> �' AND THE MAXIMUM RATE THE DORROWER MU3T PAY. `�' <br />- -: � Addtlonal Covenan�. In edcitlon to the covenants end agraernents mada in the Secu�iry InsUument, Barower end Lender - <br /> --;>.::�..'�.x°� -__ <br />_ fura,ercov�nant ar►aagrea as fa�ows: ,° <br /> ��"�='`" INTEREST RATE AND MONTHLY PAYM�NT CHANGES:The iVota provldes trx an fnitld Interest rata aet fath In the Note. <br /> � �' The Nots provides fa ct►enyea tn tho interest rate and the monthty payments,ea idlows: ��i`- <br />-��,,,�,: ;�.,: ' The interest rate Barow�r wlll pay may chenge on the z a mont�ennhre�sary ot the Dala ot Note and every 6 months <br /> :,;-�tx-,�.i � � ���;-- <br /> _._v,�,i�.: tl�ere�il�•Each deteor�which Borrowers Intereat�ate could changa Is called e Chenge Dete. <br /> ?;�, � t3epir�nlnp wflh the�et Change Date and every 6 �rwntha U�ereniter,Bortowera interest rete w(II be changed to tha Index _ <br />"�;�;���,s ':�;� ° r�.�+-io�&sri�:;��wt ta't!t!st t!�S.o'.,.^.T!�`!s"'ti;.,.`°P°ts'!s!t�h!�°° ixims s8t8 gl±�!�he�!!�►_h�!M�Pj+taa rnlumn <br />"�:,.�...•,r�-. ot The Wsll Straef Jaumal on lhe aalender dey Imrt�edatelY Precedn9 tta Chanpe Date:a,If the trxlex was not publiehed on <br />==�r::�:�';,w` that deY�that rate an tb�next P���9�l►on which(t wea ptbliahed. <br /> :�;���.,, .�.._,� . <br />:�1��_�; ALTE°NATE INDER:If the inc��c Rste la no longerevailable,Lenderwiil choose a new Index Rete which it believea�d9 mo�t o,::_,... <br /> --�:.;�Fsr:�� ��f►aPP�'o�metetlie tormer Inc�x Fiate. _.-_ <br /> �`�:;;�i LIMITB ON RATE CHAN�E3:The maximum end minimum Interest ratea during the IKe otfMa loan ere set fath in the Note. _ <br /> .=.r;�� , MONTHLY PAYMENTS;Pdnaipd and Interest ehdl be payeWe fn consecuUve monthly Inatellmente. If the tate at Interest <br /> ;;�:�..� • oheiqee�U!e rnxr�bar oi montl�ly p�ymienta wlll not d►er�e.The arr�ount ot the monthly peym�ente wlll ehenge to the monttily -.- <br /> ----- -___- arr�oint neetled to repay the remalnlny unpeld prindpal balanco plua Intereat es cl�ped in the remalning number of <br /> -_-- � peymenta�aaatmirg that dl paymenta due after the celculeUon ere made are paid ea echeduled.The flrat cherpe,Ii any�i� <br /> -�M� !he monfhiy peyrr�t amoimt wlll beoort�a�ifeative on tha as month anMv�sraery dete ot the flrst payment due date. <br /> -�__��,� Sub�equent chenge�In Ihe monWy peyment arnount may occur on the payrtx�nt due defe overy 6 months ther�ftec --- <br /> Eech new peyrnentertwunt wfil tnmeln in etfect un�l the etfeotive dete ot the next paymentdtiai�ge. _ <br /> uv A OEFAUl.T:li Bortowrr ialia to pey any pnyments when due,Lendor may exerolse any rerr�edea pennitted by the 6ecurity <br /> �� Inatrun�ent in the c.�e oi default <br /> _. _. 9f►Slpning Below.Bar+�w�ax�pts end agrees to the terma end oovenen conWned in tlds Ac�usteble Rete Rider. _-- <br /> ,,� ^/"���"J1 �J.��_—(&e� � "'" � —. <br /> .g� -Bortowsr <br /> _..__._ �,::: <br /> _ _ _ _ F:; <br /> _. 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