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<br /> . � , urtenances.and `�` .
<br /> " . TOGETHER WTfH all the improvements now or hereafter erected an the propeny,and al�easemenu,app . .� . , ,°
<br /> • � � , � ;� fixtures now or hereafter a part of the propetty. All replacemenis and addirions shalt also be covered by this Security ' ,� ;.' ,
<br /> � Insuument.AIl of the foregoing is referred to in this Security Inswment as the"Property_" _ : �'rc�
<br /> , ;_t� BORROWER CUVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has t he ri g ht ta grant a n d `s ��` �
<br /> ""M convey the Property and that the Property is unencumbered. except for encumbrances of retord. Borrower warrants and will - ,�:�,:_...>,. ��` .
<br /> � � —T=� defend generai{y the tide to the Property agais�st all slaims and demands,subject to any encvmbrnnces of record. _, ;. `�
<br /> • • ,� 77iI5 SECURITY INSTRUMENT combines uniform covenants for national use and n�n-uniform covenants with limited �.�4.
<br /> ,...
<br /> variations by jurisdiction to constitute a uniform secwity inatrument covering real property. _ _
<br /> � UN�ORM COVENANI'S.Borrower and Lender oovenant and agree as fo llows: • •
<br /> ' • , ' . 1. Pay�ent of Principal and Intescst; Prepayment and I.ate Charges. Borrower shall prompdy pay when due the - . , .;.
<br /> �� �L--� - principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. ~ _ ._ •� �•
<br /> � 2. Funds for Taxes and Luvtance.Subject to applicable law or ta a written waiver by Lender.Borrower shall pay to � ;:� , >,��` ._
<br /> . Lender on the day montlily payments are due under the Note,umil the Note is paid in full,a swa("Funds")for.(a)yearly taxes ' .�..<'�:?�.: s_ _-
<br /> � and assessments which ma attain riori over this Securi Luwment as a lien on the Property: (b)yearly leasehold payments ��r����?':_�� ` �'~ -'=-
<br /> � Y P ty tY �.; !�:�.:''•�,�;.���'.a_,_
<br /> • � ' or ground rents on the Property.if any:(c)YearlY hazard or property insurance premiums:(d)Yearly flood insurance premiums. � ; ...?�
<br /> .-- ,. 'u� if any:(e)yearly mortgage insurance premiums.if any: and (�any s�uns payable by Borrower to L.ender, in accordance with � �'. �` y _
<br /> , . the provisions of paragraph 8,in lieu of the payment of mart�age insurance premiums.7'hese items are called"Fscrow Items•" ___
<br /> � . Lender may, at any time, collect and hold Fe�nds in an amoimt not to excced the maxnnwn amour,t a lender for a fr,derally "� _-
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<br /> • relate�mortgage loan may require for Borrowei s escrow account under the federal Real Estate Settlement Prooadares Act of • ,;�
<br /> ,� ' � 1974 as amended frosn qme ta time, 12 U.S.C.Section 2b01 et seq.("RESPA"), unless another law that applies to the Funds � �"'-
<br /> -. � ` sets a lesser amount. If so. Lender may, at any time, collect and hoFd Funds in an amount not to exceed the lesser amount. _ '.:"�;'��°`
<br /> Lender may estimate the amount of Funds due on the basis of current data and reasonable estimaees of expenditures of future �'';.. �'_
<br /> - . '�r with a licable lan•. . ' �.�;.:�::;="j
<br /> . • ' , -<�' Escraw Items or otherwise in atcordance pp
<br /> The Funds shall be held in an institution whose deposiu are ins�ted by a federal agency. instrumentaliry, or entity ��•��"'�''"�::��`
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<br /> " (including L.ender,if Lender is sucfi an institution)or in any Federal Horree Loan Bank. I.ender shall apply the Funds to pay the '�.... � ��'�;
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<br /> • , � Escrow Items.l.ender may not charge Borrower for holding and app{ying the Funds,annually analyzing the eserow account,or .:;:�•�."_
<br /> '� ", , verifying the Escraw Items,unless Lender pays Honower interest on the Funds and a licable law ermits Lender to make such .�.�• '�'��
<br /> PP P .';i t'.. -���,-
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<br /> " a charge. However. I.ender may require Borrower to pay a one-time charge for an independent real estate tax reporting service ,Y:f;�;• .,. {��:
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