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<br /> and all easements,aPPurt�aa�.aad . �. � .
<br /> TUGETHER WITH all the im�rovemenu now or he�after erected on the psoperty . . <
<br /> ` ` fvcaues now or he�eafter a pan of the pmperty. All replacements and addidons shall also be covered by this Security .
<br /> � Instnmtent. All of the foregoing is referred to in this SecuritY Instrume°t as the'Pmpert7'•"
<br /> \ BORROWER COVENANTS that Borrower is lawfiillY seised of tiie estate hereby oonveyed and has the right to grant and
<br /> of recocd. Bocrower warrants and will � ��• '
<br /> ' . ...- convey the PropertY and that the PropertY is unencumbered.eacePt for encumbrances , . i .
<br /> " °�-� defend generally the ritle to the PropertY aSains�all claims and demands.snblect to any encumbrancxs of record. ` . - ..
<br /> combines unifona covenaa�s for national nse and non-uniform covenants with limited ,;.,,
<br /> • ., — THIS SECURITY ll�ISTRUIVlEN'1' covering real propertY• - -- -,- :- <
<br /> variations by jorisdiction to c:onscimte a uniform security insmiment
<br /> ' UMFORM COVENANTS.Borrower aud L.ender covenant and agree as foltows: u a when due the : . ^._`
<br /> , , � 1.Payment of PrIucipal and lat� �PaS'm� and Late Charges. Borrower shall pmmp Y P Y
<br /> - the Note and anY Prepayme�►t�d laze charges due under the I�tote. ,_
<br />�. principal of and interest on the de6t evidenced bY ; .
<br /> licable law or to a wriuen waiver by Lender, Borcoa'e��pay to . =�.:.'.
<br /> • 2.Fuuds for Taxes and Iasarance-Subject to app� :� - '. .'...,
<br /> � ` are due ander the Note,unis�the Note is paid in full,a sum("Funds")for:(a)yeaz1y taxes
<br /> Lender oa the day monthly PaY°��s earl leaseho2d paytnents , ; .� `'�""' -
<br /> ` �d������may attaia priority over this Seauicy Instrument as a lien oa the Propei'ty;N)Y Y
<br /> remiums;(a)yearty flood insu�ance premiums, �`;,;,�°.`�:-
<br /> . . . ' or gro u n d r e n t s o n t h e P ro P e rt Y.if any;(c)Ye�Y h�or pmpecty ins�rance p ._
<br /> e insurance piemiums,if u►Y;and(�anY�PaY�le b y Bo r r o w e r t o L e n d e r,in accordance arith ; �._�. .
<br /> � if any;(e)Yeazly mortgag remiums.These items are called"Fscrow Items." . : ,,••.A-:�-._
<br />- � ,� the pmvisions of paragrapte S,in li�of the payment of mortgage ins�uance P , :�-_-
<br /> � . , i,¢nder may, at anY cime. collec[and hold Funds in an amoun�t�undere[t►�e�federal R�1 Estate Settlemient Prof�oedm�es Act of - ;�,.=���
<br /> ' � related mortgage loan maY recluire for Borrower's escrow acco lies to the Fhnds - ;•.-:�'�-�'-
<br /> . `�.� 1974 as amended from time w time, 12 Ua.� �ncolledl aad ho d Fu�nds in an amount not to exceed the lesser amount. • :,:;�;„
<br /> :•.�- � sets a lesser amouat. If so,Lender may. Y . .`.;: .n_.-_
<br /> . . ' . Lender may esamate the amount of Funds due on the basis of cvnent data and crasonab2e estimates of eapenditures af future : ,-�_.y�., :; ,�..
<br /> �*'�!�?'.
<br />` � Escrow Items or o�hecwise ia accordance w�th appucable law. a federal a ��� �'• . �'
<br /> . - sits are insum,d bY S�Y, tali or enbty ;_.`��.-__
<br /> ' � The Funds sba11 be held in an institution whose depo� �e Funds to a the • r�'.=
<br /> P Y ���":��:.;..�.,-;
<br /> � � (including Lender.if Lender is such an institution)or in any Federal Homth Funds,annuaUy analyzinS the escrow accouat,ur ,. ��Y�, -'^- -
<br /> . . Egcrow Items.L,ensler may not charge Borrower for holdinS and aPP Y�8 . .� .. _�
<br /> . 2 . verifying the Escrow Items.unless Ixnder pays Borrower intemst on the Fuads and aPPlicable law getmits 1�eader to malce such , ��.. , y`;
<br /> a one-time charge for an independent real estate tax r e p ortin S seivice r,.;i:y
<br /> uire Borrower to pay ��`�`
<br /> _ . acharge.However,LendermaYrecl licable law provides othetwise. Unless an ag�ment is rnade or , .,i�; �;;��.�_
<br /> � � ' used by Lender in connection with this loan. unless apP on'theFunds. :,F•�:'''. . `�
<br /> - iacerest ta be paid.Lender shall not be required to pay Borrower any interest or eaminga � ' :.';t�,�. .°
<br /> � . , '. applicabte law requires ve to Bortuwer, . _..�..�.:_
<br /> Bormwer and I.ender may agree in writing.however,that interesc sball be paid on the Funds.Leades shall� for wtuch each . _-
<br /> � . withont charge. an annual ascounting of the Funds. showing credits and debiu to the Funds and��ty ;;�.- =
<br /> IASttIlIIleut. �•'Y��.`:'r�
<br /> � � debit to the Funds was made.The Funds arc pledged as addirional security for a11 1�le l�aw�lxnder shall accounT in Borrower ` ';.`;�' :
<br /> If the Funds held by Ixnder exceed the amounts permitted to be held by app' �
<br /> � • •� for the excess Funds in accordance wi��e T����of applicable law. If the amounc of the Funds hetd lry 1,ender at aay
<br /> ..;_,�..--
<br /> � � ' e is not su�cient to pay the Fscrow Itecns when due,l.ender may so notify Bormwe�u�e defi'ency in no more��than �.•'�—f�
<br /> nm � � � . ;�-�-_
<br /> shall pay to Lender the amount necessary to make up the deficiency. Borrower shall P ; .�� -;::€.T�-
<br /> ' tarelve monthly paymenu.at Lender's sole discretion. '- '� ���. .
<br /> `:�:r«�'
<br /> • :" Upon payment in fup of aU sums secured bY tbis Security Instrument, Lender �L�elnder,prior o thedacquisiuon or sale � :":.��=;;
<br /> Funds held by Lender.If,under paragraPh 21,1�►der s t z a l l a c quire or sell the Properry, • __.�:-
<br /> vz�.
<br /> � � � of the Property,shall appty any Funds held by l.ender at We time of acquisition or sale as a credit against the sums secured bJ+ ": �_
<br /> � this Security Insmiment. � ,
<br /> . 3.Appllcatton of Paymeuts.Unless applicable law provides othernise.all payments received by Lender under paragc�2 . - „- , .
<br /> 1 and 2 shall be appli e d• f irst, to a n y p re p a Yment char ges due under the Note;second.to amounu payable under paragrap �`�,
<br /> . � third,to interest due;fourth,to principal due:and last,to any late chazges due under the Note.
<br /> ,`;,,,,..
<br /> ' 4. Cbarges: Uens• BonoWer shall pay all taxes,assessments.charges.fines and impositions amibutable to the Properry `,',-,
<br /> , ` which may attain priority over this Security lnstrum�t�Q�!f n��a dan thatamanner.Borrower sha11 pay thBm time�d ectly
<br /> � these obligations in the mannet provided in paragraph P
<br /> � � to the person owed payment. Borrower shall promptly fumish to Lender all notices of amounts to be paid under this paragraph•
<br /> , . � If Borrower makes these payments d'u etly�Bo�°N h ch has prioriry ov�er this 5ecvniy lnstrament 1unless Bo ower:�taP,rees w . �
<br /> ' • Borrower shall promptly dischazg y
<br /> writing to the payment of the obligation secured by the lien in a manner acceptable to Lender:(b)contesu in good faith the ien ..
<br /> : , by.or defends against enforcement of the �e holder of the li n an greement satisfat�tory to Lendcr subo d tin2ting the li t to • :
<br /> � en force m e n t o f t h e l i e n:o r(c)s e c u r e s fr o m
<br /> <..
<br /> �,,;r � this Security Insuument. lf Lender detemrines that any part of the Property is su bject to a lie n w h i c h m a y a tt a i n p ri o n ry o v e r
<br /> t h is Securi ty lnstrument,Lender may give�orrower a notice identifying the lien.Bonower shali satisfy the lien or take one or
<br /> - more of the actions set fonh above within t0 days of the giving o f noti�c. ��m 302 9� ' .
<br />. . � Vago 2 0l B Init�N . � .
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