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<br /> _ . rovements nc�w or hereafter er�on the property.and all easemeuss.app �. .
<br /> ` TOGETHER 1�Y1TH all the imp All lacemeass and additions shall also be oovered by this Security � . . .
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<br /> • fuctums now or hereafter a part of the prapert}'• reP � , `2. ;
<br /> � • e °` � Inswment All of the foregoing is refernd to in this Security Instnunent as t6e"�Pe wnve ed and has the right to grant and � . � r .t
<br /> • BORROWER COVEI�I.ANT5 that Borro�rer is lawfully seiced of the estate hereby Y , ' " "
<br /> . � �, �__-. and that the Property is unencumbered. except for eacumbrances of record. Borrower wamants and will� :: � �� <,�'4
<br /> - -- convey the Praperty
<br /> `.' ,-'�'�'�. defend generally the tide to the Property aSainst all claims and demands,subject to any encumbtances of record. , t,<
<br /> � THIS SECTJRITY INSTRLJMENT comb�nes ucuform covecmats far muor+al use and non-uniform covenants wid'�limited� • _ `[`'_ _ ��=:,,
<br /> � .
<br /> ' � � variations by}w'i.sdictian to rnnscitute a nniforin security instrument covering real PmPertY• � -
<br /> UNffORM COVENANTS•Horrower and Lender coveuant and agree as follows:
<br /> �` ` ent and Late C�es- Borrower shall promptly pay wfien due the�,o
<br /> r:� . . : < . ` l. PaymeM oY Peincipa!and Interest, PrePeYm Y P Pa ent and late charges dae under the Note. � ;,r ��
<br /> - <<„ �-_ - • - - principal of and interest oa the debt evidenced by the Note and an re ym --_".- `,-_
<br /> , • 2. F�mds for Taxes an d I�a s�r a n c e. S n b j e c t t o a p p l i c a ble law or to a written waiver by Lender. Borrower s�pa�t�o s .:.•.�. , `.V:
<br />_ � _ ��.< .• Lender on the day monthiY paymenu are due under the Nate.until the Note is paid'm full.a sum("Funds")for.(a)Y , �_,.
<br /> me �rl leasehold payments -
<br /> . and�s��n�whi�h ruay attain priority over this Securiiy Instnunent as a Gen on the PropercY:ro)flood insurance premiums. � .�`
<br /> or ground rents an the Property.if any:(�)Y�Y��or property insnrance p.-etniwns:(d)Ye�1Y • • ,,' ~
<br /> -q -v� .=� - - - -
<br /> . if any' (c�Y�ty mortgage insurance premiums. if any.and(�arry Sums payabte by$onower to i.ender. in accordance.sith = f ._s;�,`:l
<br /> 'S�•�.�, � the provisions of paragiaph S.in lieu of the payment of mostgage imsurance premiums.These items are cailed"�scmtiv Yte�s." , , -
<br /> ° ` time.collect and hold Funds in an amour►t not to exceed t11e ma�umum amaunt a lendsr for a fedeially
<br /> � . Lender way.at a�ry �.
<br /> , retated mortgage loan may require for BorroHer's escrow account under the federal Real Estate Settlement Procedures Act of ., -y-
<br /> � ' 1974 as amended from time to time,
<br /> 12 U.S.C. Section 2601 et sPq.("RFSPA")•ualess aao�eT law that appties to the Fnnds b ^�
<br />- - � • sets a fesser amount. If so. l.ender may. at any ti�►e.collect and hold Funds in an amount not to exceed the lesser am°unt. _:. .. {•�
<br /> _ � Lender may estimate the amount of Funds due on the basis'of current data and reasonable esrimates of expenditures of future � �:• •���•��
<br /> .� �,� '.. . .
<br /> F.scrow Items or otherwise in accordance N+id►apPlicable law. ��-x__
<br /> '' � , instrumental' or entity
<br /> � 6,;"�; The Funds shall be held in an institution wiiose deposits are insured by a federal agency nY• . �,
<br /> , {,�
<br />- -'•�- � - (including I.ender,if 1xader is such an institution)or in any Federal Home Loan Bank.Lender shall�aPpt���c�t��or � '�. ._
<br /> '�._-. �. `-,:-�.�
<br /> Fscrow items. Lender may not charge Borrower for holding and applying the Fands,annua1jY ana1Y � �_,
<br /> � � � verifying the Escrow Items,unless Lender pays Borrower interest on the Funds and apPlicable law pecmits 1.ender trtin�Service , ` "
<br /> `..,� a charge.However. Lender may*�equ►re Bor''°wer to pay a one-rime charge for an independent real estate tax repo 8 ' `��,,F'_.
<br /> licable law rovides otherwise. Unless an agreement is made or -��,;;
<br /> � • � . ' used hy I.ender in wnnection with this loan. unless app P �nterest or eaminSs on the Funds. ` "�'�-:
<br /> ` � '. . � applicable law requires interest td be paid,I.ender shall not be reyuired to pay Borrower any' _ ___
<br /> • ' • ,.�, Bonower and Lender may asree in writintSh.e F nds rsF wting credits an'd debits to he Funds andthe puTPos�ev°I���h ''w,'�'
<br /> � without charge,aa annnal accounting of instrument. . �:.: �
<br /> � J debit to the Funds was made.The Funds are pledged as additional security for all sums secured by this Security , ;;�
<br /> If the Funds held by Lender exceed the amounts perrnitted to be held by applicabte law,Leader shall account to Borrawer ':� f� �;_
<br /> ` � '_� � for the excess Funds in accordance�n�►��s w�hen due.Lender ma�y sotn t fy Borrower in wnung.d n`uch casedBorrower °-=
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