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<br /> , , payments may rto longer be required.at the option of Lender.if mortgage insurance coverage(in the amount and for the peeiad . '. �'� .:.�• •
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<br /> - • ` � that Lender requims)provided by an insurer appraved by Lender again becomes available and is obtained. Borrower shall pay � • "` '
<br /> .. �. .. : '� t,_ . ;� _
<br /> ' .� the premiums required to maintain mortgage insurance in effect,or w provide a loss nserve,until the requirement for mortgage (�j - .
<br /> _ `�° , insurance ends in aocordance with any written agreement between Borrower and Lender oi applicable law. , `�..;�` ..'` ; <
<br /> �*`., 9.t n s p e c t lon. Lender or its sgent may mske reasotrable emries upou and inspectious of the Properry. Lender shal!give�
<br /> .`�. . � ` Borrower notice at the time of or prior ta an inspection specifying reasonabte cause for the iacpection. � ' f'< ,
<br />_ _.,.._� 10. Condemnatton. The proceeds of any award or claim for damages,direct or conseqaential, in connection with any� . �.�`� ' . . �
<br /> � __ _ condemnation ar other taking of any part of the Property.or for conveyance in lieu of condemnation,are&ereby assigaed and� T�� —
<br /> �"�-? shall be paid to Lender.
<br />--�� f?.- ' In thc evem of a total taking of the Property.the proceeds shall be applied to the sums secumci by this Security lnsut�meat,� `
<br /> � . � whether or not then dae,with any excess paid to Borrower. In the event of a pardal tatcing of the Prnperty in which the fair '�;;;_.•�'° „
<br /> �� _ ��� market vatae of the Praperty immediately before tbe takiag is equal co or greater than the amount of the sums secured by tins `
<br /> ,,r :• . .. . Security Instniment immediately befate the taking,untess Borrower anci Lender otherwise agree in writing,the sums secured 6y = � �—--
<br /> � r ! this Security Insm�ment shaU be redaced by the amount of t6e proceeds multiplied by the foliowing fraction: (a)the wtal ;, : ` f . ,;
<br /> • �� ;
<br /> t ��"...:�� . �.. aitwunt of the sums secured immediately befom the taking.divide�by N)the fair market value of the Pc�uperty immediately �•'� "'`:
<br /> r:�"�`'. ,. before the takin M balance shall be aid W Borrower. Ia the event of a partial*a�af the Praperty in wWch the fair � ,°'� ' '
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<br /> _�'a ;" . market value of the Propetty immediately befom the taking is less than the amounk of the suu�s secucEd immediately before the ` �' __
<br /> '� r:`,: taldng,unless Bonower and Lender otherwise agree in writing or unless applicable taw otherwise provides, the proceeds shall . r'--
<br /> ' �. • ..� be applied to the sums secured by this Security Insuument whether or not the sums are then due. ; -
<br />��."' .. .';;�.. '`",�� If the Property is abandoned by Borrower.or if.after norice by Lender to Borrower that the oondemnor offeis to rnake an _
<br /> � � -` • � award or settie a claim for damages. Borrower fails to respond to Lender with�30 days after ths date the notice is given, , ��
<br /> - � ? Lender is authorized to wllect and apply the proceeds.at its option.either to restoration or repair of the Property or to the sums . =-- --
<br /> �":�:,.
<br /> . i«-'=. ;r � secured by this Security Instniment.whether or not then due. � " ' ` ��-
<br /> ` r. . ...
<br /> � �_: .� Untess Lender and Borrower otherwise agree in writing. any appliption of proceeds to priacipal shall not extend or >.+ � ��-�
<br /> � :,,;. postpone the due date of the monthly payments referreA to in paragraphs i and 2 or change the amount of such payments. �; ,_ __
<br /> � ` ` 1l.Bosrower Not Released;Forbeart�nce By Leader Not a Watver.Eztension of the time for payment or madification =T
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<br /> • �•.••� of amorti�ation of ihe sums secured by this Security In�trument graated by I.ender w any successor in interest of Borrower shall _ " `��.--
<br /> �,`v� -
<br /> - -' -- � noi operate to release the liability of the origina!Borrawer ar Borrower's successors in intecest.Lender shall not 6e required to • � f'��_+r-.
<br /> ' commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amorti�ation —'"
<br />_ ,..;r ::�,c;�`. ���
<br /> � ' ' of the sums secured by this Security Insttument by reason of any demand made by the originat Borrower or Borrower's �. .-' .,.R_,�=
<br />- ': . � 't � successors in interest. Any forbearance by Lender in exercising any right or remedy shall aot be a waiver of or preclude the ; _ _
<br /> ��' .. .:-_.. , 'i exercise of any right or remedY• : . ' ____--
<br /> :��� • '�;:'• 12. Successofs aud Assigng Bound:Join! ead Severef LiabUity; Co-signeis. The covenants and agreEments of this ;:;:! _ ;��.1_:;
<br /> .;<<•,.
<br /> • Security Instrument shall bind and benefit the saccessors and assigns of Lender and Borrower. subject to the Qrpvisions of , ;��'.
<br /> - paragraph 1?. Borrawer's covenants and agreemenu shall be join4 and several. Any $orrawer who co-signs this Seauity . .���
<br />: ` � '. Instrument but does not eaecute the Note: (a)is co-signing this Security Insuument only to mortgage,grant aad conr•ey that ---
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<br /> Barrawer's interest in the Property under the terms of this Security Insnument;(b)is not personalty obtigated to pay the sums
<br /> w�a�-
<br /> • secared by this Security Instrumenr.and(c)agrees that L.ender and any other Horrower may agree to extend,madify,forbear or ��._�
<br /> ' �-� �.� make any accommodations with regard to the tem�s of this Security Instrument or ihe Note without that Borrower's wnsent. ,. ��. �.' '
<br /> � � . 13.Loan Cttarges.lf the loan secured by this Security Instrument is su bject to a law w hic h sets maximum loan c h a rg e s, ' �� ;��=,�
<br /> � and that law is finally interpreted so that the interest or other loan chazges collected or to be collected in connecaon with the � . _ ____.
<br /> . loan exceed the pernutted limits.then: (a)any sach lonn charge shall be reduced by the amount necessary to reduce the eharge , _�
<br /> ;•'`�• � to ihe pemu[ted limit:and(b)any snms already collected from Bonower which exce.eded permitted limits will be refunded to : ; . __
<br /> �; � Borrower. Lender may choase to make this refund by reducing the principal owed under the Note or by making a direct ' —=-
<br /> t�� . - '- payment ta Barrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any �`.,' .� ;, -'�`-
<br /> ' �° � �� � , prepayment chargc under the Note. `:'n';�°=u
<br /> . � ' � 14.Nottces.Any notice to Borrower provided for in this Security Instrument shall be givea by delivering it or by mailing � - °�
<br /> • �. � it by first class mail untess applicable law requires use of another methad. The notice shall be directed to the Property Address � �.
<br /> � . or any other address Borrower designates by natice to Lender. Any notice to Lender shall be given by first clas4 mail to . . •
<br />- � Lender's address stated herein or atry ather address Lender designates by natice to Bonower. Any notice provided fur in this � . ; .' .
<br /> � Security Instrument shall be deemed to have been given to Borroa•er or Lender when given as provided in this paragraph. :
<br /> - • 15.Governing Law; Severa611ity. This Security lnstrument.shall be guvemod by federal law and the taw of the . _ '
<br /> '' � � jurisdiction in which the Property is located. In the event that any provision or clauce of thic Security Insuument or the Note , • ' •
<br /> wnf]icts with applicable law,such canflict shall not affect other provisions af this Security Instrument or the Note which can be ' _ ..
<br /> "�'� ' given effect without the conflicting provision.To this end the provisi�►ns af this Security lnstrument and the Noie are deelared ,. '. .
<br /> � " � !o be severable. . • �
<br /> " �.' 16.Borrower's Copy.Borrower shall be given onc cunformed copy of the Note and of this Security instrument. ' _
<br /> , � ' Form 3028 9190 � ','
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