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<br /> - , paymcu[s mny iw lonbcr bc rcyuired,ut tlic nptiun uf Lendcr, if mortgngc insurancc ruvcragc(in Ihc mm�unt und f'ur thc periud =
<br /> � ° thut L.tnder raquires)provided by im insurer approvecl by L.c:nder aguin hccomes nvailuble �m�l is ubtuineil. Bon•uwer sl�all puy -
<br /> " , � tl�e premiums rcquircct to muintnin mongase in�:uran�c in cffcct,or to providc n loss rescrvc,until thc ra��uircmcnt for miingage
<br /> � instu•ance ends in accordance with any written u�;reemm�t betwcen Bnrrower,uid Lender or:ippliciihlc Inw.
<br />- ;� 9. Inspccttan. l,endcr or its ugcnt may rnakc rcasunublc cntrics upon and inspections of thc Properry. l.endcr shull givc
<br /> -• Barrowcr noticc at thc timc of or prinr m un inxpcction specifyin};reasonablc causc for thc inspcction.
<br /> 10. Condemnutla�. "1'he procecds ot nny a�ti�ard or c�aim for damages, direct or con�cyucntiul, in connection �vith nny =
<br /> '"''' .'� �' condemnation ar other taking of any plrt nf thc Property, or for convcyance in licu of ciindemnntic►n, :�rc hcreby ussi�;ned mid -
<br /> _ ,__..-
<br /> ;;;;iii++�! sl�all be pnid to Lcndcr. _
<br /> a•'+�+�+�' In the event of a total tuking of the Property,thc proceeds tihidl be applied w the sums secured by�his Security Instruntent, -
<br /> � `' . whethcr or not thcn due, with nny cxcess paid to Barrowcr. In dic event of a p;�nial tuking of the Propcny in which thc f:tir =
<br /> i market vnlue of the Property immediately beforc ihc taking is cqual to or grcater�han the mnount of the sums secured by this °
<br /> t, S.curity Instrument immediately before the taking,unless 9orrower and Lender otherwise.igree in wridng,the sums secured by �
<br /> � . � this Security Instrument shall be reduced by the amount of the proceeds multiplied by the fuUowing fraction; (u) the rotal =
<br /> " � amount of thc sums secured immediately beforc the taking, divided by(b) thc fair markct vuluc of thc Properry i►nmc.�iiately -
<br /> �� bcfare the taking. Any balancc shall Ue paid to Borro�ver. in the event of u panial tnking of thc Property in whech the fair =
<br /> .f, market value of the Property immediately before the tuking is Iess than the amount of the sums sccurccl immccliately br.fore die °
<br />:•�.f� � • taking, unluss Borrower and I.endcr otherwisc agree in writing or unless appticable law athcrwisc provides, the procccds shnll
<br /> `"�`�'� he apptied to the sums secured by this Security Instrument�vhether or nnt the sums are then duc.
<br /> ' ' � If the Property is ubandoned by Borrower,or if,nfter notice by l.ender to Borcower that the condemnor affers to make un
<br /> - • - ,"�".'� award or settle a claim for damages, Borrower fuils to respond to Lender within 30 days af'ter the date the notice is given,
<br /> ; j L' T Lendcr is authorized to collect and apply the pmm,ccis,at its option,either to restoration or rcpair of the Property or eo thc sums =
<br /> ��� r�"��'h�� ` secured b this Securit Instrument,whether or not then due.
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<br /> ' Unless Lender and Aorrower otheruvise agree in writing, any applicution of proceeds to principal shull noY extend or
<br /> j;�'���;�`' �� " postpone the due date of the monthiy payments referrod to in paragraphs I anc12 or changc thc amount of such paymcnts.
<br />=`�_` �:��:1�� 11.Borfower Not Releaser];Forbearance i3y Lender Not u Wnlver.Extension of the timc for payment ur modification
<br />--r�u�:.' ' of amortization of the sums sccured by this Security Instrument grantcd by L.cnder to any successor in interest of�orrower shall
<br /> a,., �
<br /> ---_=- not operate to releasc the liability of the original Borrowcr or Borrowcr's successors in interest. Lender shall not bc required to
<br /> °--�_';�:"'�� commence proceedings against any successor in interest or refuse to extend time for payment ar othenvise modify simortiuttian
<br /> --:yn-u�:,�i!'� af the sums secured by this Securiry Inslcument by reason of any demand made by the originul Borrower or Borrower's
<br /> .—rc_�%a-,:�� successars in interest. Any forbearance by I.ender in exercising:u�y right or remedy shall not be a waiver of or prec!ude the
<br />°__——'�'�'��' exercise of any righ¢or remedy.
<br /> -=`='""`� 12. �ucces.�flrs und Asstgns Bound; Jo3nt and Several Uability; a�asi�ners. Thc covenants and agreements of this
<br /> � ' ---__ Securiry Insuument shall bind and benefit the successors and assigns of i.ender and Borrower, subject to the provisions of
<br /> _�����`� paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who rn-signs this Security
<br /> =` � _:.---- Instrument but dces not execute the Note: (a) is co-signing this Securiry Instrur�ent only to mongage, grant and convey that
<br /> Borrower's interest in the Property under the tenns of this Security Instn�rnent; (b)is not personally obligated to pay thc sums
<br /> secured by this Security Instrument;and(c)a�rees that I.ender and any other Borrower may agree to extend, modify, forbear or
<br /> ---_ make sny acrnmmodations with regard to the terms of this Securiry Instrument or the Note without that Borrower's consent.
<br /> Il3.I.oan Charges.If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges,
<br /> and that law is finally iruerpreted so that the interest or other loan charges collected or to be callected in connection with the
<br /> loan exceed the pern�itteci limits, ehen: (u) any such loan charge shall be reduced by the amount necessary to reduce the ctiarge
<br /> to the permitted limit;and!b)any sums already collected from Borrower �vhich exceeded permittod liniits will bc refunded to
<br /> l3orrower. Lender may choose to make this �Ffund by reducing the principal owed under the Note or by making a direct
<br /> — payment to Borrower. If a refund reduces pnncipal, the reduction will be treated as a partial prepayment evithout any
<br /> prepayment charge under the Note.
<br /> __ __�, 14.Nottces.Any notice to Bonower provided for in this Security Instrument shall be given by delivering it or by mailing
<br /> — it by first class mail unless applicable law requires use of another method. Tlie notice shall be directed ta the Property Address
<br /> or any other address Borrower designates by aotice to Lender. Any notice to Lender shall be �iven by first class mail to
<br /> Lender's address stated hercin or any other addmss I.ender designates by notice to Borrower. Any notice providul far in this
<br /> - Scci�ri:y instrument shull bc deemal to I�uve been givcn to Borcower or Lcndcr when given as provided in this paragraph.
<br /> — I5.Governfng I.aw; Severnbility. This Security Instniment shall be governed by fedcral law and the luw c,f the
<br /> �— _� jurisdiction in which the Property is located.IIn the event tl�at any pmvision or clause of ihis Sccurity Instrumcnt or thc Note
<br /> _-__, contlicts�vitl�t�pplicable law. such conflict sh117 not affect otlier provisions of this Security Instrument or thc Notc which can be
<br />—=- — given effe�t without die conflicting provision. To this end the provisions of this Security Instrument and the Note are declared
<br /> °�°°--a�;;;,;;� to be severablc.
<br /> --_��� 16.Borrower's Copy.�3orrower shall be given one canformed copy of the Note and of this Securiry Instrument.
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