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<br /> � Y� ' LOANNO. 1559200944 • �
<br /> � : . } ��� ��1505 . � �
<br /> � '{ THlS SECUAiTY WSTRLIMENT cambines uniiarm covenants for nailonx1 use and nan-ttnHorm cavenams with �. � �
<br /> � limited variations by jurisdiction to constitute a unHorm secur(ty inatrument covertng�ea1 propeRy. � � • ,
<br /> _ . . �� � . ,
<br /> ' � UNIFORM COVENANTS.Bonawar and lender covenant and agree as follows: .� �_
<br /> - Y � � p a�d late Cf�tr�es. Sorrov+rer shali promptfy pay vuhen due r :' �
<br /> -� �. t.Pa ert of�tnci ai en8 tnterest;�repayrrEent .
<br /> ' the pdncipal of and f►nerest on the debt evidenced by the Nate and any prepaymern and tate ct�arges due under the � �- ±:,
<br /> � .
<br /> Nots. �
<br /> �� 2 Funds tor Taxea and InaurBrtce. Subject to�pplica6le taw or to a written waiver by Lender,8orrawer shaD pay �` t �
<br /> � to Lender on the day mortthfy payrnerds are due under the Note.urttif the Note is patd in fiiU,a sum('Funds°j tor.(a)
<br /> y` `� , Yeariy ta�ces and assessmer�ts which may attain priority aver this Security lastrument as a Iten on t he Property;(b�Yea►1Y .
<br /> S`'� ' teasehotd paymerns or ground rertts on the Property,�any;(c)yeariy har�nd or property insurance premtums;(d) ;
<br /> `•' . � ye�artyftood tnsurance premiums,�an}r.(e�y e a�ty mo rtgage insurance p r e m t u m s,[f a n y.a n d(fl a n Y s u m s p a y a ble b y � .. �- ...
<br /> Borrower to Lender.tn accordance wfth t he pra v ls lons a f paragrap h 8,i n l i e u a f t h e p a y m e n i o f m o rt g a g e�n s u r a n c e : _��; .
<br /> , � prem(ums.These items are cailed°Escrow ttems.°Lender may,at arry time,collect and ho[d Funds in an amour►t not to � '-"._ -
<br /> � exceed the maximum amaunt a lender for a fedetally related mortgage loan may nequire i or Barrawe r's escrow accourrt
<br /> � � underthe federal Real Estate SettlemeM P►ocedures Ad ot 1974 as amended from tlme totime.l2 lf.S.C. �2601 ei e : �' ��
<br /> '�� seq.('RESPA',unless anather Iaw that applies to the Funds sets a lesser amouM.if so,Lender may,at any time,coltect ��" - -
<br /> ��;� and hold Funds in an amourtt rtot to exceed the tesser amour�t.Lender may estimate the amourtt of Funds due on the -. :��``----
<br /> . ,,��.•,._
<br />;;�� , , . basfs of current data and reasorcabte estimates of expenditures af future Escraw ttems or otherwlss in accordance with ; ��..:::
<br /> t; aPAUcable law. ,. -��:;
<br /> - � The Funds shall be heid in an instftution wiiose deposifs are tnselred by a federal agency.insWmerttality►,or entity - ` =
<br /> t.T � ..
<br /> ' (inciudfng Lender.ff Lender is such an institutton)or in any Federaf Home Loan Bank.Lender shall apply the Funda to �•,_
<br /> ��;. � . : pay the Escrow Items.L en der may no t c h arg e B o r ro w e r f o r h o i d i n g a n d a p pl y in g the Fund s,annuall y anat y z ing the • ._ ��',.W..
<br /> � escrow accour�t,or verffytng the Escrow Items,uNess Lender pays Borrower Irnerest on the Funds and appltcabte law ���`�
<br /> •" penn�,s Lender to matce such a charge.Hawever,Lender may requtre 9orrowei to pay a one-time charge for an :, �`,;r:",��.
<br /> ' - lndependerrt real estate tax repordng senrfce used by tender in connection with this loan,unless appiicable law ,__j�;-- =
<br />= � ptovides otherwise.UNess an agreemerrt ts made or appficable law requires tnterest to be paid,Lender shall not be ., , � � '
<br /> .�s�`4 � required to pay 8orrower any interest or eamfngs an the Funds.Borrower and Lender may agree in writirtg,however, ':.��'Y
<br /> ��� � that irrterest sfiali he paid on the Funds.Lender shali gNe to BoRawer,without charge,an annuai acxounting af the � ,:;��-
<br /> �"' � `� Funda,showing credits and debits to the Funds and the purpose fcr whfch each debit to the Funds was made.The , ''��-
<br /> . �,f^.' .::,�,.:�!:
<br /> � Funds are ptedged as add�tonai security for a!I sutns secured by�i:�Security Instrumern. . ,:�3;';,�
<br /> .,t'; � If the Funds hefd by Lender exceed the amounts permitted to be held by appiicable law,lender shalf a�count to , . `;�.9�;
<br /> Borrower for the excess Funds in accordance with the requirements of applicable law.lf the amount of the Fw�ds hetd • -
<br /> � : ' �:.� by Lender at any time is not suflicient to pay the Escraw ftems when due.Lender may so notify Borrower in wvririting, �;.-�"'�..
<br /> �•, an d.in suc h case Borrower s h a l i p a y t o l e n d e r t fi e a m o u M n e c e s s a ry t o m a k e u p t h a d e fl c f e n c y.B o rt o w e r shatl make ._ `:'��•-
<br /> ., .«<`;,
<br /> , . ;;<�.i up tfie deftclency in n�more than tweiva moMhly payments.at Lender's sote discretfon. ' ;_,,.
<br /> ' Upan paymei►t tn tu{I of all sums secured by thls Security Instrument,Lender shail prompUy refund to Borrower any � ��.
<br /> � Funds held by Lender.if,under paragraph 21,Lender shall acquire or sell the Property,Lender,prior to the acqulsiilon , ; �,
<br /> "' , , or sale af the Property,shal!apply alry Funds held by Lender at the time of acquisttian or sale as a credit againsi the ,..��•. �•.�;.
<br /> sums secured by thls Security lnstn�ment. .
<br /> � � � 3.Appitc�on ot Peymenta UNess applicabte law pravides athe�•�ise,att payments received by Lender under � `$'�
<br />' ���.� � . paragraphs t and 2 shall be appUed:ftrst,to any pre�ent charges due under the Note;second,to amour�s payable � „ ::"'
<br /> � . � ��der pa�agraph 2;third,to interest due;fourth,w principal due;and last,to any late charges due under the Nota. f- . � ':�'�
<br /> 4.Charges;Uens. Borrower shaD pay all taxes,assessments,charges,flnes and imposftions att�ibutable to the �
<br />• • � PropeRy whlch may attain�ciority over this Security Instrument,and leasehotd payments or ground rents.if any. _ . ��_
<br /> � BoROwer ahall pay these obtigatlons in the manner provided in paragraph 2,or if not paid in tirat manner. Borrower shall ;: .;;
<br /> � ' ; � � ' pay them on ttms directly to the person owed payment.BoROwer shali promptty fumish to Lender all notices of .
<br /> amounts to be pald under this paragraph.If BoROwer makesthese payments directiy,Borrawer sha0 promptly fumish to :
<br />_ � � Lender receipts evtdencin�tha payments. , ;,
<br /> ' Bonower shatl prompt�y discharge any Ilen which has ptloriry wer this Security Instrument uNess Bonower.(a) .�� . ,�.�
<br /> � � agrees tn wriUng to the payment of the obligation secured bythe Ifen in a manner accepiable to Lender;(b)contests in � �
<br /> �??��'� . . good fa"rth the lien by.or deienda against er�torcement af the Ilen in,legal proaeedings which in the Lender's opinlon . .- ..
<br /> operate to prevent the antorcemerrt ot the lten;or(c�secures from the hotder o!the Ilen an�g��ement saitsfactory to .
<br /> � Lender subordlnating the tten to this Security InstrumeM.If Lender determines that any part of the Property Is sut►ject to
<br /> ' ', a Iten whlch may attain prtority over thts Security Instrumen4,Lender may give Borrower a notice identifying the Uen.
<br /> � Borrower shall satisfy the lien or take one or mare of the actions set tonh above withfi 10 days of the gfiring of rtotice.
<br /> - ` 5.Hamrd or Property InauronCe. Borrower shall keep the improvements now existing or hereafter erected on the � �
<br /> • ; Property irtsured agalnst loss byflre,hazards Included within the term°extended coverage"and any other hazards, _
<br /> . 1 inctudtrsg flooda or floodirtg,forwhich Lender requires Insurance.Thls insurance shall be mair�tained in the amourit9 and ,
<br /> !. tor the perlods that Lender requlres. The insurance carrier providing the insurance shall be chosen by Bosrower subject
<br /> � ! to Lender's approval which shall not be unreasonablywithhetd. if Borrower fails to malrnain coverage descrlbed above.
<br />- � Lertder may,at Lender's option,obtain coverage to protect Lender's rights in the Property in accardance with •
<br /> . '�.•. � Paragraph 7.
<br /> � 1 � NEBAASKA-SINtiLE FAMILY-FHMA/FHLMC UNIFORIN IN9TRUMEHT FOAM 3028 9/90 •
<br /> I ISC/CMOTNE//W92/3028(9�90HL PAOE20F6 � �
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