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<br /> .` ;` V L or Pcoperty lnstn� Borrower shail keep the improvemenu �existing or hereafter erected on the ���•n,` ,
<br /> „ � � , S. Hnmrd ha .. � ` ,..
<br /> � t ' Property insured against lass by fire. ha7ards incladed within the term"eatended wverage" and any other ha�ands. including �<< , . :
<br /> ` � ' fioods or flaoding.for v`hicb Lender requires insurance.'19�is insurance sha11 be maintained in the amoums and for the periods �`,�� ` :�
<br /> - `� ,' that Lender r e qt�ires.The insurance casrier provid'eng t1�e insuiancc sha11 be chosen by Borrower snbject to I.ender's approval .
<br /> � �'.�%. 4 �s',-
<br /> � ° `��' � which shall �eot be unmasonably withheld. If Borrowe=fails to maintain caverage described a6ove, 9.ender may, at Lender's
<br /> � � � ' Y-�'� option.abtain coverage to protect L.ender s rights in the Properry in accordance with ParagraPb�• G� �
<br /> <. r..�.--?-: � .
<br /> .� All insurance policies and n�ewals shaU be acceptable to Ler�der aad shall inclade a standard mortga8e clause. Lender�
<br /> �: - ' - sfiali have the right to hold die poliaes an+i reaewals.If Lender reqair+es.Bosmwer shall promptly give to Lender all receipts of � ' �_ _.
<br /> . .� ���. • paid premiums and reaewal notices.In the event of loss,Bor�wer shall give prompt notice to the insurance carrier and I.ender. � . . .�
<br /> um ;'`..
<br /> . ° - i.ender may matce prooF of loss if not made ro tt b Borrower. � � � � °
<br /> R �P Y Y �!!
<br /> '� ; , � lJnless Lender and Borrower otherwise agree in writing.insurance proceeds shall be applied to restoration or mpair of the � • .
<br /> �.� ° ` -`` .` ��: ProPerty damaged.if the restoration or repair is economicatly feasible and Lender's securiry is not lessened.If the resWration or � •-, � ~"�:'
<br /> ty
<br />.' � ' .� . repair is not evonomically feasible or Lender s security would be lessened,the insurance prace�ds shall be applied to the sams � ;`.'�:`.� __
<br /> z,. � � secured by this 3ecurity Iasuument. w6ether or not then due, with any eaccess paid to Borrower. ff Borrower abandoru the � :;� -�.�� =,"-.--�-��
<br /> ` �`,� Property.�r does nat answer within 30 days a notice from Leades that the insurancc carrier has offered to seule a claim.then ' .�`'_,° .c�=?r```,
<br /> . • � Ixnder may collect the insurance proceeds. Leader may use the praceeds to repair or restore the Property or to pay sums •'''`-'.
<br /> �:. ,. •' . secured by this Secnrity Inmament,whether or not then due.The 30-day period wiU begtn when the�mace is given. � --—
<br /> `� '� Unless I.eader aad Borrower oiherwise in writi an a lication of roceeds to ruict ai sha11 no extend or
<br /> �� �• � < a� �•• Y Pp P P � �P �
<br /> ' • � . - postpone the due date af the monthiy paymenu referred to in paragraphs 1 and 2 or change the amount of ttte payments. If __
<br /> - �.�� - ' under paiag�apb 21 the Pcopeccy is acquired by Leader.Borrower s right to atry insurance policies and proceeds resutting from ,'.'-� -_--�
<br /> ' 'k .` °`s� damage to the Praperty priar to the acquisition shall pa5s to Lender ta the extent of the sums secured by this Security Instrument "�:��`�t �-�-
<br /> �-.,- � . . •��-�='=:'. immediately prior to the acquisiuon. ' ,;`� `�._.=-
<br /> • �—� -- 6.Qccupancy,Pceservatlon,Maintenance and Peotect�on of the Properiy;Borrower's t.oan Apgltwtiofl;Leasr�olds. r.=.
<br /> . � ` �`� � Baaower shall occvpy,establish,and use the Property as Borrower's principal residence within sixty days after the execution of ' .;�-�=
<br /> • • `'±�` this 5ecuriry Instrumen[and shalt continue to occupy the Property as Borrower's principal residence for at least one year after ����« ��;�j,;:tiW:
<br /> � � the date of occupancy. unless I.ender otherwise agrees in writing. which consent shall not be unreasonably withheld,or►udess ,•_�,..
<br /> � `:4,.._�.: or im the '"-�-�-.�
<br /> . '�� - • e�ctenuating circumstanees exist which are beyond Borrower s control. Borrower shall not d�y, damage pair :�:f:,:°°,..:.�.•
<br /> � � ' Pcoperty. allow the Property to deterioraie.or rnmmit waste an the Property. Borrower shall be in default if any forfeiture „ ____
<br /> `�:�. � �. � action or proceeding.whether civil or criminal,is begun that in L�ender's good faith judgment couid result in forfeiture of the � T��-
<br /> Property or othetwise materiaUy impair the lien created by this Security Instrument or Lender's security interest.Basroaer may ��;:�: s--
<br /> �`• --� ' "�� ` cure such a default and reinstate.as provided in paragraph 18.by causing the action or proceeding to tw d.ismissed with a ruling ` -
<br /> ' °• � , , that, in Lender's good faith determination, precludes forfeiture af the Borrower's interest in the Property or other material �--
<br /> � impairment of the lien created by this Security Instrument or Lender's security interesi. Borrower shall also be in default if , �,•�.��.�-�—��--'—f`--=
<br /> . °• ' Borrower,during the loan application pmcess.gave materially false or inaccurate information or statements to Lender(or faited � -
<br /> •y' :.. .:�� ��� ' � �� to provide L.ender with any material infosmation)in connection with the loan evidenced by the Noie.inctuding,but not limited - =.`� .. --
<br /> � � to.repsesentations conceming Horrower s occupancy oi the Property as a principal residence. If tdis Security Instrumem is on a �""'' �..��_-__
<br />` . � leasehold. Borrower shall comply with all the provisions of the lease. If Borrower acquires fee Nde to the Property. the - •�'r`
<br /> . ..�-.
<br />�. • � leasehold and the fee title shall not merge unless Lender agrees to the mergcr in writing. • . `�`y:=
<br /> 7.Pcotedion of I.ender's Rights in the Pro�ecty.If Borrower fails to perform the covenants and agreements contained in ' �,��{a_
<br /> � � � ` this Security Instrument.or there is a legal proceeding that may significantly affect Lender's rights in the Property (such as a � � -v—
<br /> • , proceeding in bankruptcy.prabate. for wndemnation or forfeiture or to enforce laws o:regulatians),then Lender may do and . - _._
<br />.�,.�. , � pay for whatever is n�sary to protect the value of the Property and Lender s rigt►ts in the Property. Lender's acuons may � '
<br /> ' include paying any sums sccured by a lien which has priority over this Seruriry Insuument. appearing in cvurt, paying -_--
<br /> ''�'� �` � reasonabte attomeys'fees and entering on the Property to make repairs.Although l.ender may take action under this paragraph --•� -_ -
<br /> r•,�:_ .`�� �' • 7.Lender does not have to do so. �-=�-=
<br /> • �' ' .. Any amounu disburseA by Lender under this paragraph 7 shall become additional debt of Borrower se�red by this __ ---
<br /> ;.:' .. . --
<br /> � .. : Security Instrument. Unless Borrower and Leader agree to other terms of payment,these amounts shall bear interest from the _ ,
<br /> � date of disbursement at the Note rate and s�all be payable. with interest. upon nouce•from l.ender to Borrower requesting • •�;,,:�:��
<br /> - , : ....., _ � p���t. . ..�
<br /> S.Mortgage Insurance.if Lender required mortgage insurance as a condition of making the loan secured by this Security .
<br /> ' 1 Instrument. Borrawer shall pay the premiums required to maintain the mortgage insurance in effect. If, for any reason. the ; ��
<br /> �'` � ' . �� mortgage insurance coverage required by Lender lapses or ceases to be in effect. Bonower shall pay the premiums req�ired to • ,-
<br /> � � obtain coverage substantially equivalent to the mortgage insurance previously in effect. at a cost substantially equivalent to the
<br /> "•' . cost to Bonower of the mortgage i{��urance previously in effect, ftam an altemate mortga�e insurer approved by Lender. If �:;.�.;. ' .
<br /> . . ' • substantially equivalent mortgage insurance coverage is not available.Borrower shall pay to Lender each monih a sum equal to ' • '.
<br />� � . � one-twelfth of the yearly mortgage insurance premium being paid by Bonower when the insurance coverage lapsed or ceased to � �,, '
<br /> � . be in effect. l.end:.r will accept.use and retain these payments as a loss reserve in lieu of mortgage insurance. Lass reserve ,
<br /> . � Form 3028 9190 � - •
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