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<br /> ' � no l er 6e ired.at the option of Leader.if mnrtgage ins-urance coversge(in the amnunt and for the period ",,,.�`y 4
<br /> . payments maY �S �N `
<br /> �: ,
<br /> that Lender requires)provided by an insurer�pproved by Lender again becomes available and is obtair�ed.Boaawer shall pay • �t�.,
<br /> - �.:•y :, the premiums required to mainiai�mortgage insurance in effecc.or to pm�7de a loss reserve.until the re�uicement for mortgage : ''.; . ,,`�,. �
<br /> � - 4 . insurance ends in accordance with any wrlt�en agreement between Borrower and L.ender or applicable law_ .`: . , ,�;
<br /> � �� �_..., 9. laspectioa.Lender or its agent may make reawnable entries upon and inspecdons of the Praperty. I.ender shall give . �_�` `
<br /> . ���~'h�"'' Borrower notice at the time of or prior to an inspcxtion spzcifying reasanable cause for the inspection. ,�.•` , `,� • •
<br /> — — � 10. Condem�tfos. The pr�§of anY awazd or claim far damages.direct or consequential, in connection with any r`.
<br /> � � • . . condemnarion or other taking of any part of the Property.or for conveyance in lieu of condemnarion,are hereby assigned and � -
<br /> � shall be paid to Lender. . °
<br /> ` � ` In the event of a total taldng of the Property,the proveeds shal!be applied to the sums secured by ihis Security Instrument, „
<br /> • � whether or not then due, with any excess paid ta Borrower. In the event of a partial taking of the PropenS+ �n which the faur - �;._.`;�``�-'
<br /> . . . market value of the Property immediately before the taking is equal to or greater than the amount of the sums secured by this .. .. . ":,.. y
<br /> ' � ' Securi�y insuument immediatety before the taking.unless Borrower and I.ender otherwise agree in writing,the sums secured by . 4'•:�:.�,:;.,:;._,
<br /> ,� �`�� '�'�' this Security Instrument shall be reducxd by the amount of the proceeds muttiplie�l by the following fraction: (a) th�total
<br /> ' ' � amount of the s�ms secured immediatelY before the taking.divided by(b)the fair market value of the P'roperty immediatelY „_.`' f""`V -
<br /> � .'�?�� � ' >. �<'- before the taking.Any balance slmll be paid to Borrawer. In the event of a pattial taking of the Praperty in wluch the fair __--
<br /> . ; , , ,'`.- market vaiue of the Property immediatelY befo�t1►e taking is less than the amount of the swns secui'ed immediatelY before the
<br /> , , ° taking.udess Borrower and Lender athenuise agree in writing or unless applicable law otherwise provides, the proceeds shall �, ��',�'�
<br /> be applied to the suu�s secured bY this Security Instmmeat whether or not the sums are then due. �
<br /> � - . tf the Property is abandoned by Barrower,or if.atter norice by Lender ta Borrower that the condemnor offers to make an '��.
<br /> . .. award or settle a claim far damages, Borrower fails to respond to Lender within 30 days after the date che notice is given, : _ .
<br /> •s: ir
<br /> -- ------ Lender is authorized to collect and apply the pmcceds.at iu option.either to restoration or repair of the Properiy or to the stttns �•�,�.
<br /> secured by this Security Instrumen�w+hether or not then due. . ��"'
<br /> �. � . ' Unless Lender and Barrower otherwise agree in writing, any application of proceeds to principal shall not e�ctend or - �-. _�'
<br /> ��,-, .:..,m
<br /> . ° • postpone the due date of the monthly paymenu referred to in�phs l and 2 or change the amount of such paymenu. � � -•••3_,_k�;_
<br /> '•�. ' �.;�x:
<br /> �` lt.Borrower Not Rdeased;Forbearance By Ixnder l�iot a Waiver.Extension of the rime for payment or modification :,_.�..,. _ _;.,
<br /> -- - - " -�:a�=_
<br /> � of amortization of the sums secured by this Security Instrument�anted by Lender to any successor in interest of Borrower shall _
<br /> � .,� not operate to release the liability of the original Borrower or Borrower's successors in interest.Lender s6al1 not be required to , ,, �'`�
<br /> "; � . . � commence proceedings against any successor in interest ar refuse to extend aime for payment or otherwise modify amortization � �', -
<br /> " - - - of the susns secured by this Security Instrument by reason of any demand made by the original Sorrower or Borrower's . ---__-
<br /> � . successors in interest. Any forbea�ance by i.ender in exercising any right or remedy shall not be a waiver of or preclnde the -�,_
<br />'`.� • � exercise of any right or remedy. � .�"'�`
<br /> ` � �� 12. Sncc�'sotis and Ass3gns Bound;Joint and Several Lia6iHty; Co�stgue�s. The covenanu and agreeme�of this ; ''.,�.,
<br /> � ' , �.'�; Security lnstrument shall bind and benefit the successors and assigas of Lendec and Borrower, subject to tde provisions of , • -;;,��s
<br /> -•- � , ::� patagiaph 17. Boaower's covenants and agrements shall be joint and several. Any Borrower who co-signs this Secttrity "�{rf�•: _-.---
<br /> t and conve [hat `� ""'-`
<br /> � Instrument but does not eaecute the Note: (a)is co-signing this Security Instmment only to mortgage.gran Y ,-.�;,r.,
<br /> • . . ,�� Borrower's interest in the Property under the terms of this 5ecurity Instrument; (b)is not personally obligated to pay the sums ' .,, ,.,��_�
<br /> 3 secured by ahis Security Insuument;and(c)agees that I.ender and any other Borrower may agree to extend. modify.forbear or ' ,�:� • . ;:;�;j�
<br /> .�-z?. make any accommodations with regard to the terms of this 5ecurity Instrument or the Note without that Borrower's consent. '%• �•�' -.—_
<br /> � • •` 13.Loan Charges.If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges, - ___ __���—
<br /> �� �e ' : � and that Iaw is finalty interpreted so ttiat the interest or other loan charges collected or to be collected in connection with the � _--•
<br /> � -�• : % toan exceed the prnrritted limiu,then:(a)any such loan charge shall be teduced by the amount necessary to reduce the charge ,.,:;� �.;.;�_ :
<br /> �.. '. • f to the permitted limit:and(b)any sums already collected from Borrower which exceeded permitted limita wlll be refunded to T` �_�
<br /> • Borrower. Lender may choose to make this refund by reducing the principal owed nnder tho Note or by making a direct -T=}K.
<br /> , � ` payment to Borrower. If a refund reduces principal, the reduction will be treated as a partixl prepayment without any •� --�-
<br /> . . prepayment charge under the Note. • � -'� -- '`
<br /> . '� 14.Nottces.Any notice to Borrower provided for in this Security Instrument shaU be given by delivering it or by mailing ,..,;�;; •�'
<br /> .'��. ' • it by first class mail unless appliqble law requires use of another method.The notice shall be directed to the Property Address . � _
<br /> � " or any other address Bonower desigmates by notice to l.ender. Any notice to Lender shall be given by first class mail to . . :
<br /> � ' . Lender's address stzted herein or any other address Lender designates by cotice to Borrower. Any notice provided for in this
<br /> � ' � : Security lnstrument shail be deemed ta have been given to Borrower or l.e�der when given as provided in this paragrapb. • � .
<br /> '�, � � 15.Governing Law; Severability. This Security Instrument shali be govemed by fe�teral law and the law of the •, : ;.�' ,
<br /> . . jurisdiction in which the Property is located.in the event that any provision or clause af this Security Instrument or the Note .;., :.:'.'
<br /> � conflicts with applicable law.such conflict shal!not affect other provisions of this Security lnstrument or the Nate which can be , —,z.�.„.�.<..,.
<br /> • . '. • given effect without the conflicting provision.To this end the provisions of this Security Instrument atid the Note are declared :
<br /> �S: � to be severable. . '' �
<br /> � ' � 16.Borro�ver's Capy.Borrower shall be�iven one conformed copy of the Note and of this Security Tnstrumeni. . • :
<br /> Focm 3028 fl190 . . � ' �
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