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201107982 <br /> (E) "Note"means the promissory note signed by Borrower and dated October 18, 2011. The Note <br /> states that Borrower owes Lender one hundred sixty four thousand and�0/100 Dollars(U.S. <br /> $164,000.00)plus interest. Borrower has promised to pay this debt in regular Periodic Payments and <br /> to pay the debt in full not later than November l, 2041. <br /> (F) "Property"means the properly that is described below under the heading"Transfer of Rights in <br /> the Properly." <br /> (G) "Loan"means the debt evidenced by the Note,plus interest, any prepayment charges and late <br /> charges due under the Note, and all sums due under this Security Instrument,plus interest. <br /> (H) "Riders"means all Riders to this Security Instrument that are executed by Borrower.The following <br /> Riders are to be executed by Borrower [check box as applicable]: <br /> ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br /> ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ 1-4 Family Rider <br /> ❑ VA Rider ❑ Biweekly Payment Rider ❑ Other(s) [specify] <br /> (I) "Applicable Law"means all controlling applicable federal, state and local statutes,regulations, <br /> ordinances and administrative rules and orders(that have the effect of law) as well as all applicable <br /> final,non-appealable judicial opinions. <br /> (.n "Community Association Dues, Fees, and Assessments"means all dues, fees, assessments and <br /> other charges that are imposed on Borrower or the Property by a condominium association,homeowners <br /> association or similar organization. <br /> (I� `Blectronic Funds Transfer"means any transfer of funds, other than a transaction originated by <br /> check,draft,or similar paper instrument,which is initiated through an electronic terminal,telephonic <br /> instrument, computer, or magnetic tape so as to order,instruct, or authorize a financial institution to <br /> debit or credit an account. Such tertn includes,but is not limited to,point-of-sale transfers,automated <br /> teller machine transactions,transfers initiated by telephone,wire transfers,and automated clearinghouse <br /> transfers. <br /> (L) "Escrow hems"means those items that are described in Section 3. <br /> (M) "Miscellaneous Proceeds"means any compensation,settlement,award of damages,or proceeds <br /> paid by any third parly(other than insurance proceeds paid under the coverages described in Section <br /> 5)for: (i)damage to, or destruction of,the Properly; (ii) condemnation or other taking of all or any <br /> part of the Property; (iii)conveyance in lieu of condemnation; or(iv)misrepresentations of, or <br /> omissions as to,the value and/or condition of the Properly. <br /> (1� "Mortgage Insurance"means insurance protecting Lender against the nonpayment of,or default <br /> on,the Loan. <br /> (0) "Periodic Payment"means the regularly scheduled amount due for(i)principal and interest <br /> under the Note,plus(ii) any amounts under Section 3 of this Security Instrument. <br /> HCFG-00359 <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br /> VMP� 03/11 <br /> Wolters Kluwer Financial Services 201110174.0.0.0.4002-J20110525V Page 2 of 17 <br /> ,162906611217' <br />