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201107945
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12/1/2011 3:03:56 PM
Creation date
10/25/2011 12:34:58 PM
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DEEDS
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201107945
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2Q1107945 <br />for the repairs and restoration in a single payment or in a series of progress payments as the work is <br />completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Properly, <br />Borrower is not relieved of Borrower's obligation for the completion af such repair or restoration. <br />Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable <br />cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower <br />notice at the time of oz prior to such an interior inspection specifying sach reasonable cause. <br />8. Borrower's Loan Application. Borrower shall be in default if, during the L.oan applicationprocess, <br />Borrower or any persons or entities acting at the direct�on of Borrower or with Borrower's I�owledge or <br />consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to <br />provide L,ender with ma.terial information) in connection with the Loan. Material representations include, but <br />are not limited to, representations concerning Bonower's occupancy of the Property as Borrower's principal <br />residence. <br />9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) <br />Borrower fails to perform the covenants and agreements conta.ined in this Security Instxvment, (b} there is a <br />legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this <br />Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for <br />enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or <br />regulations), or (c) Borrower has abandoned the Property, then Lender ma.y do and pay for whatever is <br />reasonable or appropriate to protect Lender's interest in the Property and rights under this Security <br />Instrument, including protecfing and/or assessing the value of the Progerty, and securing andJor repa.iring <br />the Progerty, Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien <br />which has priority over this Securily Instrument; (b) appearing in court; and (c) paying reasonable attorneys' <br />fees to protect its interest in the Property andlor rights under this 5ecurity Instrument, including its secured <br />posidon in a bankruptcy proceeding. Securing the Properiy includes, but is not limited to, entering the <br />Properly to make repairs, change locks, replace or board up doors and windows, cirain water from pipes, <br />eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. <br />Although Lender may take ac�ion under this Section 9, Lender does not have to do so and is not nnder any <br />duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or a11 actions <br />authorized under this Section 9. <br />Any amounts disbursed by Lender under this Sec�ion 9 shall become additioIIal debt of Borrower secured by <br />this Security Instrument. These amounts sha11 bear interest at the Note rate from the date of disbursement <br />aud shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. <br />If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If <br />Bonower acquires fee title to the Properiy, the lea.sehold and the fee tifle shall not merge unless Lender <br />agrees to the merger in writing. <br />10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower <br />shall pay the premiums required to mainta.in the Mortgage Insurance in effect. If, for any reason, the <br />Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that <br />previously provided such insurance and Borrower was required to make separately designated payments <br />toward the pre�[iums for Mortgage Insurance, Borrower shall pay the premiums required to obta.in coverage <br />substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to <br />the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer <br />selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall <br />NEBRASKA-Single Fampy-Fannia Mae/Fraddfe Mac UNIFORM INSTRUMENT Form 302B 1/01 <br />VMP � VMPB(NE► (17Q81.00 <br />Woltars Kluwar Finarxial 5ervicas Page 8 of 17 <br />
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