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201107945 1C1 "Lender is i�ELLS FAAGO SANR, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under the laWS of THE m+TITED STATES I.ender's address is P. O. BOX 117 O 1, NEWARR, NJ 0 71014 7 O 1 Lender is the beneficiary under this Security Instrument. fD) "Trustee" is WELLS FARGO FINANCIAL 1JA7Z BNR C/O SPEC. SERV., PO BOX 31557, BII�LINGS, MT 59107 (E) "Note" means the promissory note signed by Borrower and dated oCTOBER 17, 2011 , The Note states that Borrower owes Lender NINETY ONE THOIISAI�ID TWO HUNDRED FORTY TWO AND QQ/100 Dollars (U.S. $******91,242. 00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later thanNOVE1�ER 01, 2 Q 41 . (F) "Property" means tha property that is described below under the heading "Transfer of Rights in the Properiy." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Secvrity Instrument, plus interest. (H) "Riders" means aIl Riders to this Securiry Instrument that are executed by Borrowez. The following Riders are to be executed by Barrower [check box as applicable]: 0 Adjustable Rate Rider � Condominium Rider � Second Home Rider ❑ Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider � VA Rider � Biweekly Payment Rider � Other(s) [sp�cify] (1) "Appiicable Law" means all controlling applicable fe@eral, state and local statutes, reguladons, ordinances and administrative rules and orders (that have the effect of law} as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, end Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (Pq "Electronic Funds Transfer" means any transfer of fiz�ds, other than a transaction originated by check, draft, or similar pager instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institu.tion to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller ma.chine transactions, transfers initiated by telephone, wire transfers, a.nd automated clearinghouse transfers. (L) "Escrow Items" means those items that aze described in 5ection 3. (M) "MisceRaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than in�,ran�p proceeds paid under the coverages described in Section 5) for: (i) da.mage to, or destruction of, the Property; (ii) condemna.tion or other taking of all or any part of the Property; (iii} conveyance in lieu of condemna.tion; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Prope NEBRASKA-5trtgle Famfly-Fartrtfa Mae/Freddie Mac UNIFOAM INSTRUMENT Form 3028 1/Ot � � VMPB(NE1(11061.00 Woltars Kluwar Finencial Sarvicea Paga 2 of 17