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<br /> . 'POGE7'tt�RR WTY'H all the improvemenB noa or deaeaftt�a�ected on th�pmpeRy,and all ease�nents.appurtenances,and ": �` '',. -
<br /> ' fnmues now or hereafter s part of the piopeity.All ieplacemeius�d additions sLall also be wvered by this Sec�uity Insm�ment ' ' '• �• <`.
<br /> _ • � All of the foregaing is refe�red to in this Seauiry Inswment a4 the°Propeaty." � �.' ' '
<br /> ` � ` BORROWER COVENANTS that Borrower is Iawfully seised of the est�te hereby coaveyed and 6a4 the right to grant aad � ' . � . � .'
<br /> � canvey the Propeny and tLat the Pcaperty is unrnaimbered,eacept for encambrances of recaad.Foaower wazraats and wll � ``;
<br /> .. et � .
<br /> • _ defead g��ally the ritle to the Property agaiRSt all clai.ms and demands,subjea to any encum6Qarcces of reconl. � , . �
<br /> � �� �-*-' TFIIS SECIJRTIY INSIROMENT combines uniform covenants for oational usc and noa-uniform cavenams aith iimited � ` �.
<br /> .' _ � variatians by jurisdiaion tn constimte a uniform security instnuaeat coveaiag real Qroperty. �' "•c,-°.-.` .
<br /> - -- - - - � � �__L._--•-,_-. ,
<br /> ; : ' UNIIaORM COVENANTS.Bomnwa and Leuder covenant an�agree as foIlow� �
<br /> • 1.Paymeat o!Principal and Iaterest;Prepay�eat s�nd 4ate Charges. Borrower sLal! prompdy pay when due the � � � ' _ � .
<br />.; •, � principal of and interest aa the deDt evedeaced by the Not�and any prepayment and late charges dae�mder the Note. � ' �
<br /> .: _ • Z.Fnnda for Tmces and Insuran� Snbjact to agp2icable Iaw or to a�waivet by L�der,Bormw�s6all pay w ' . . _
<br /> . I.euder on the day monthly payments are dae under the I�tote,unW the Note is paid in full,a snm("Funds"j for:(a)yeariy taxes � •
<br /> . � and assessmaus which may attam priarity ovei thic Sea�ity Iasaumeat ag a lien oa the PmpeitY:N)Yearly leasehoid payments .- < .
<br />_ or gratmd sents on tLe Property,if anl.(�)Y�Y hazard or ptopetty insaiancc pr�aiuu�(d)YearIY Mad mo�.an�p��,�' , F:v�. °
<br /> • any:(e)Yearly iuortgage ins�ce premiums.if any;aad(�any sums paya5le by Hoirowei tn I.e�dea,in araordance with the
<br /> ' .- provisions of paragreph S,in lieu of tbe paymc�t of mortgage insumnce pmmiums.These items ate cxlled"Esaaw Itecns." .;-;:T�:.::^,
<br /> , • . Le�dei may,at anY time.coIle�t and hold Bimds in an amount not w exceed the maximaan araouni a leader for a f�teraliy relaied •:,:�._...
<br /> ;.� . " , mQrtgage toan may�equse for Bormwer's esauw acca�t�der the fedaal Real Fs�ate Sepleme�i Prnc�Act of 1374 as � •. �_-
<br /> - ameaded from mne w time,12 U.S.C.Secaon Z601 et seg. ("RSSPA'�,�ess anatha taw tbat applies w the Funds sets a� . � —_-
<br /> ' � ' amoim�If so,Ler�der may,at any time,caIIect and ho2d Fands in an amoimt aot m eaceed the tesse�ama�i Lea�der may , '`: ' -
<br /> a
<br /> � � .. �� estimate the amoimt of Fonds due on the basis of qureat data and rea�onable e�marrs of expeaidimaes of faaue F�xu�v Items or � � �'�'_�~�
<br /> . �� oihe=arise in accardance with applicable law. ` " -- -
<br /> � i� 'Ihe Fnnds s6all be held in�insatntion whose depnsits are Insured by a federa7�-zacy,instrumentality or enaty(including . . —�w_
<br /> `:i ` : � L.ender,if Lender is sucl�an ins�mtion)or�an Pede�al Home Loan Bank.Lender shall pay .;, '�' �.
<br /> . �#' Y aPPtY the Funds to the Es�xaw �.'� ;-�:�-_._
<br /> `-• �• :E Itans.Leader may not charge Bonower for hotdiong and aPPlying the F�mds,annually m�alyring ths escmw account,or v�rifY�r►g � �',,,.`� �'��:-��_
<br /> - .::� the E�sxow It�ns,w�tess I.e,nde,r pays Boaower interest on the Fnnds and applicab2e}aw p�mits Le,�der tn make suc�a charge. ...- .. ';�=.``
<br />`��: - 1 However,L,emdea ma wre Bomowea w a a onati�ne , . � °�*�!"•
<br /> Y�1 P Y charge for aa indepeadent real estate tax repordng seavice used by � �� _
<br /> +�' • • Y.e�der m connection with Wis�oan,�nlc�s applicabls 1aw provides othecarise.Undess an agreemeat is made or applicab2e law .:: •. ,ti-_-
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<br /> ,,� . • re�uires mteaest to be paid,Lender shall not be required tn pay Borrower any iat�st or eamings an t2►e Funds.Bonower and ; _� `
<br />.:;.� • . . Lender ma}r agcee in writimg,however,thai mterest shaII he paid on tbe F�ds.L�dea shall give m Borrowe�r,withaut charge,an -_-
<br /> . anuual acco�ng of ttte Fuads,showmg credits and debits to We Fands and the purpose for wfuch each debit tn the Funds was • -�-._-
<br /> ' made.'ILs Funds a�ptedged as additional security for ati sums secured by this Setvri3y Instrucaent . •�,�::�.-
<br /> _ . .tt.-,,
<br /> s�:;',' If the Funds held by I.e�der exceed the amounts pe�mitted w be hetd by applicable law,Leadea shall aaount to Borrower for , .
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<br /> . the exce.cs Funds a�accorctanice with the requircmeats of applicable law.If the amaunt of the Fands he�d by Lender at any time is . -- .•G-�
<br /> . � not sufficient to pay the Fscrow Items when dae.Lender may so notify Bormw��writing,and,in snch case Borcowea shall pay �.'��-
<br /> . w Lendea the amount necessary to make ap the deScie.rzcy. Borrow�shaU make up We defciea�cy in no more than twelve �'�',�!�=
<br /> manthlY PaYQ►�ts,at Leadea's sole discretion. • , � 'i
<br /> f'- t, � . Upon payment in full of atl sums seaaed by this Security Instrnment,Lender shall prompdy refund to Boirower any Funds � ' ��•::-�^,��'-
<br /> t he2d by Lender.If,under paragraph 21.Lender shall acquire or sell the Property,Lender,prior to t�e acquisition or sale of the `, �'���-
<br /> Propeity,shall apply any Funds heId by Lender at the tirne of acquisidon or saIe as a credit agamst the sums secared by this . "� �"
<br /> .. • , Security Instrumen� .�'�-.
<br /> .. 3.Appllcatlon of Paymenta Unless applicable lacv provides othe:wise,atl payments received by Lendea unded paragraphs � �,;
<br /> 1 and 2 shall be appficd: fus[.w any prepayment charges due under the Note:second.to amounts payable undea patagraph 2; ° .
<br /> .,:�,� third,w intarest due;fourth,to principal due.and 1ast,to any�ate charges dae under the Note. , . : , :��� ..
<br /> :. 4.Chargesp Liena Bonower shaU pay all taxes,asscsqn�tv.charges,fines and impositions at�'butabte to the Propeny . .,:`, .
<br /> ';'�,,, which may anain priority ovea this Security Inswmen�and leasehold payments or graimd rents,if any.Bomawer shall pay these � �, �::"�;;-'� -
<br /> : � obligations�the manner provided in pazagwph 2,or if noi paid in that mannea,Borrower shall pay them on dme direcdy W the : . .
<br /> i person owed yayment Borrower shall pramptly Pnmish tD I.ender all nodces of amonnts to be paid under this para�aph. If ..
<br /> . ; I�rrowea makes these payment�direcdy,Boaower shall prompUy fumish w Lender rcxeipts evidencing ihe payments.- �
<br /> , � Bmrower shall yrompdy discharge any tien which has priority over this Security Instrument unless Borrower. (a)agrees in � ..,,,
<br /> j writing w the payment of the obligadon secured by the lien in a mannea acceptable to Lender;(b)wntests in gaod faith the ticn = �
<br /> � `� � � by, or defends against enforcement of ihe lien in, legal proceedinga which in the Ler►der's opinion � •
<br /> : ; operate to prevent the
<br /> -_ ` i enforcement of the lien;or(c)se�nres from the holder of the lien an agreement sa6sfactory w Lender suhordinating the lien to
<br /> � .` ; this Secnrity Instrumen6 If Lender detemiines that any part of the property is subject to a lien which may aaain�iarlty ov�this ' . ,.
<br /> , � Security Instrumen�Lercder may give Borrower a notice identifying the lien. Boaowa shall satissfy the lien or take one or more ' • �
<br /> of the acdons set fotth ab�vc within 10 days of the giving of nodce. �
<br /> ' ' � Foim 3028 9190 � .
<br /> �� �-8R(NE�cezia�.o� Pago 2 019 inawis:
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