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201107908 24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Properiy, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 25. Request for Notices. Bonower requests that copies of the notice of default and sale be sent to Borrower's address which is the Property Address. BY 5IGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Witnesses: !�� (Seal) Borrower Ray D Gibson �-s (Seal) Borrower Teresa A Gibson Borrower Borrower [Space Below This Line For Aclaiowledgment] STATE OF Nebraska COUNTY OF Hall ) ss: ) (5ea1) (Seal) I� Irvin J Reed , a Notary Public in and for said county and state, do herebycertifythat�Y D Gibson and Teresa A Gibson, husband and wife personally appeazed before me and is (are) known to me to be the person(s) who, being informed of the contents of the foregoing instrument, have �ecuted same, and acknowledged said instrument to be their , free and (his, her, their) voluntary act and deed that they executed said insttument for the purposes and uses therein set forth. (he, she, they) Witness my hand and official seal this 21st clay of October , 2011 My Commission Expires:l2/17/2014 �RA6a0TAli�-�adeof� IRYIN J. REEL� t1�►L'ortan. f�. �.17 �1� This instrument was prepared by: � (Seal) Irvui J Reed NEBRASKA-Single Family—Fannie Mae/Freddie Mac iJNIFORM INSTRUMEN7' (MERS) Form 30281/01 (page 9 of 9 pages) 12439.CV (9/11) 906293 Crealive Tlunldng, Inc. GOTO(0019e52a)