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��� <br />.� <br />�� <br />�� <br />� <br />� <br />0 � <br />� �� <br />� � <br />Cn � <br />� ��� <br />�� <br />�� <br />� <br />I��� <br />r� <br />After Recording Return To: <br />HERITAGE BANK <br />800 WEST 3RD <br />HASTINGS, NEBRA.SKA 68901 <br />Loan Number; 105751 <br />_ �' <br />Ti � <br />[Space Above This IJne For Recording Data] <br />DEED OF TRUST <br />DEFINIT{ONS <br />S� n <br />r �*� , <br />n <br />� � . <br />m� <br />c� <br />� <br />— � <br />m <br />z� <br />� C .'„� <br />o �-:; <br />� <br />� <br />tr.� <br />� <br />0 <br />.'""''. <br />O <br />„"> <br />--� <br />rv <br />O <br />� <br />� <br />0 <br />N <br />t13 <br />t7 {n <br />O <br />� � <br />Z - -1 <br />-�t m <br />� a <br />o �, <br />� z <br />=rn <br />�. m <br />r- � <br />r m <br />� <br />� <br />a <br />...-. � <br />Cr� <br />.fn <br />0 <br />N <br />� � <br />h-+ � <br />� � <br />00 � <br />� � <br />F-- � <br />� <br />� ��� <br />Words used in multiple sections of this dacument aze defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated OCTOBER 14, 2 O 11 , together <br />with all Riders to this document. <br />(B) "Borrower" is JOHN M HSSER AND LORI J HISER HUSBAND AND WIFE <br />Borrower is the trustar under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBR.A.SKA <br />Lender's address is 800 WEST 3RD, HASTINGS, NEBRASKA 68901 <br />Lender is the beneficiary under this Security Instrument. <br />(D) '"i'rustee" is WEST GATE B.ANK <br />organized <br />(E) "Note" means the promissory note signed by Bonower and dated OCTOBER 14, 2 011 • <br />The Note states that Borrower owes Lender ONE HUNDRED THREE THOUSAND FIVE <br />HUNDRE D AND 0 0/ 10 0 Dollars (U. S. $ 10 3, 5 0 0. 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than NOVEMBER 1� 2 021 . <br />{l� "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "I.oaa" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Nate, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Bonower. The following Riders are <br />to be executed by Bonower [check box as appliaable]: <br />❑ Adjustable Rate Rider <br />❑ Balloon Rider <br />❑ 1-4 Family Rider <br />❑ Condoxninium Rider <br />� <br />C <br />� � <br />^ �i� <br />7C = <br />❑ Planned Unit Development Rider <br />❑ Biweekly Payment Rider <br />❑ Second Home Rider <br />❑ Other(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />NEBRASKA—Single Family—Fannie MaelFreddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br />� <br />` i �� ` <br />DocMagtc � <br />www.docmagic.com <br />Ne3028.dot�1 <br />