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<br /> 1`0(i87Fi�lt WITH all tho improvcmcn�9 naw oe hcrr.aftcr cm.ctccl an Iho property,and ull c�scmcnts,nppurtennnces,and � �;
<br /> fixtur�cs naw on c�eeaftcr e patt of ihe prc�perty.�!!1 rcpleccmcnis nnd addiUons shall nlso bc covcrcA by Ihls Securiry Insuumcnt.
<br /> AU of Iho forcgoing is t�efcmesf to in thls Sccudty[nswm�nt os thc"Propcny." -�
<br /> " BORROWBR COVBN/�NTS ihat Borrowcr i.g lawfully scisctl Qf tha cstedc hercby convoyad and ha�tha right to grnnt and _
<br /> co�voy Iho Property anA thut the Property is unencamhemd,except�or encwnbmnce.s of recof'd.Bdrrower waRUnt9 nad will
<br /> � defend generally tho dtto co tho Pr�perty against ull clalms end demands. aub}ect to any encumbmncc;�uf raoed.
<br /> � THIS SECURITY INSTRUMBNT combinas uniform covcnan�s for rtudonal usc�u�d non-uniform cavcnants wrlih Qmiitcd � .
<br /> • vnrIedons by jurisdicdon to constitute a unifartn sccurity inswment covering reAl prape�y. . -
<br /> � » UNIFORM COVHNMi'I'S.Borrower end Lcnder covenant end ngr�ee a�foAows: .
<br /> 1.P�yment ot Priacipal ond Intereat;Prepayment and Lote Chargea. Horrowcr shull prompily pay when duc thc , —
<br /> principal of m�d interest on tho debt evidenced by tho Note and any prepayment and lste charges duo under Ihe Nota � :,.::.
<br /> 2.lrunda�for Taxe�and Iasurance. Subject to applicable law or w a written waiver by I.ender,Boriower shell pay to : �.:.,;�;,;A
<br /> �, , Lendu on the duy manthly payments arc due under the Note,until�he Note is paid in full,a sum("Funda")for.(a)ycariy taxes .,','�'�z `_ _ �.
<br /> nnd essessments which may auain priority over thds Securtty Instcumenta�a lien on She Property;(b)Yearly leusehald payments ��;.=
<br /> or ground rents on the Yroperty,if ony;(c)yearly hazard or property insurence premiums;(d)yearly tic�ocl insuronce prcrrdums,if � �-_
<br /> f� eny; (e)ycarly mortgege insuianca premiums,if any;and(�any sums payable by Bocrower to Lender,in accordanco with tha � ,, ��''--
<br /> � provistons of paragraph 8, in lieu of the paymcnt of mortEage insurdnce pruniums.'R�esc itcros are called "Escrow Iu:ms." ;;;:�I;m'--
<br /> - T.ender may,at any tune,collect and hold Funds in en amount nat Eo excud the maaimum amount a lendu for e federally relaled '-.'':ic�
<br /> ' mortgaQe loan may require for Bomower's escrow account under the foderul Real Esmta Senlement Praar,dures Act of 1974 av
<br /> '' ame.nded irom pme to time. 12 U.S.C.Sectton 2601 et seq. ("RESPA"),unless another law that egpllas to the Funds sets a lesser ;:;K„�`
<br /> j amount If s�.I.ender may. at sny dme, collect and hold Funds in an amount not to excecd the lesser amount L.ender may �;:�,�___
<br /> esfunate the amount of Funds due on the basis of current data end x�asonabk esdmates of eape.ndiWres of fi�ture Escrow Items or =__ _,_
<br /> ��1 �,t�erwise in accordanc.es with app�icable law. ,;� �•_—
<br /> ' � 'llie Funds st►all be held i�an lnstitudan whose deposits ere insured by u feder:�l agency,Instr�mcntslicy.or en dty(i n c lu d 3 ng �
<br /> L�der,if Lender is s�ch an insdtudon)or in eny Federal Home Loan Bank.L.ender shal!apply the Fun�s to pay the Escrow ,`=�"_��
<br /> �;;.,'��. Items.Lendez may not charge BorroKCr for hold.ing and opplying t!w 1Funds,ennually enalyzing fha esarow eccount,or verifying `'
<br /> the Escrow I¢�ms. wless Lender pays Barowu intaest on the Fund� and applicable law permits Leadu to make such a charge. �-
<br /> • , ,� a one-timo char e for an in ndent ceal estate tex rtin servia us�d by �
<br /> ever Lendcr ma uire Borrower to repo g s d
<br /> How . Y r�9 PaY B � -
<br />" ,,!;�. ' n with th+s loan unless a llcable law rovldes othuwise.Unless en ment is made or applicablc law
<br /> Lendcs in connaGho PP P �
<br /> • q requires interest to be pald.Lender shall not be rcqulred to pay Bom�acr uny intaest or caminge on the Funds.Borrow�and
<br /> ., '�t Lendu may agroe ln wrtdng,however.that interest shall be paid on th�Nlu►ds.Lender shnD give W Bormwer�withaut charge,an '� -
<br />- annuai accoundng of the Funds.showing credits and debits W the �n�s and ths pu�ws�for which each debit:o the Fu�ds was
<br /> anede.'!he�nds ans p1edgetl as addittonal security for all sums ac��ued by d�is Securlty InstrumenG
<br /> • Tf the Funds hdd by Lender eacced tha emounts peaanitted to be hesd by applica6le law,Lendcr shall acoou.�¢w Borrowu for --
<br />: the eac�ess Ftmds in eccnrdancc with the requirements of appltcable la�v.If the amount of�he Funds held by Lender at any time is '
<br /> t - � � aot sut�ic.knt W pay tho Bscrow Itu�ss whe�n due.L.ender may so norify Bamwu in wrlting.and.in sucb caso Bomnwet shalt pay ;:::
<br />-. � - w L�ndv the emoont nocessary to make up the defici�y. Borrawer shall make up the dei'ickncy in no more than twalve
<br /> T,, . monthlY E�Ym�tts.at Lendcr's so�e discreaon.
<br />--�.��� Upon payment in full of ell sums secured by thls Socurity Instrument,Lcnder shall prompdy refund to Borrower any Funds
<br />=y i�.;�.;.�:Y�,,. ; htld by La►der.If�anda�paragranh 21.La�der shall arquin or s�ll the Pmperty,i.er►der�Prior w 1he acquisidon or sale of the —r"
<br />���;"r�*:._�•::+�rc Pro�xxty.shall opply any Funds t�eld by I,ender at the dme uf acyuisition or sale os a credit against the sums secund by this
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<br />�;.:..,-��rW Secterity Insuvmen�
<br /> �`-""�'"_�• � 3.Applicati�n o�Payments. UNess applicabk law pmvlaes othe�wise.ell�syments received by Lenda undcr paragrephs �
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<br />-z,�:•�"�..�;:� � and 2 sheU 6e appUod:t"arst,ta anY Prepay►nent charges due undcr iho Note; stcond,w amounts payable undet paragraph 2; - —
<br /> =-*•.,}:.:;_�;-- tl�ird.w inr�erestdue�inunh,zo principal duc:and last,w any late ct�arges due nnder the IVote. -- --
<br /> -�::.:..__.� 4.CturQe�p Lkoa BoTrower shall pay all ta�ces.asses.�ls,�]uvges�fines and impositions amibutable to r�ia Froputy = --
<br /> '=��ys��:%y.;�:: whkh may utsain prioriry over this 3ecurity Instxument,and Icaseh.rnf8�aymeRt�ar grnund rents.if any.Bonower shall pay thesc =
<br /> - �:•_-�''- obligedons�the manna providod in par�agraph 2.or if not paid in that msumer.Bomnwu shall pay them on dme dirccdy to the _
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<br /> _����- pason owod payrntnt Bc�owei ahall promptly fumish to Lender all nodces of emounts to ba paid undu thls para�aph.If _
<br /> :��•�. Bonower maices tlx�se payanents cllrectiy.Borrowcr shall promptly fumish to Lendcr rcxcipts cvidencing thc payments. --
<br /> �..:.s'�''4`" � Bamwer ahall prompSy dischargo any Uen which has priocit�r oHer th�s Securlty Insuumes�t unless Borrower. (a)agrees in `'
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<br /> .,'�' ' . . svriting tfl the paymeat of tho obllgation secured by the ikn in a�s�nnna acceptable to Lcnd�r;(b)coatests in good fait�e'�e Eien '`:_�-�—
<br /> • by. or defends aga[nst ec�forcei�ent ot the lien in, legal pmccedings which in the Lcnder's opinion o�erate to prevent the �'"�0��"- _
<br /> - .. �� . e�cfora�ncnt of the Ilen;or (c)secures from the ho]der of the lisn an agtcemcnt satisfactory w I�der subordinating the licn to --� ---
<br /> • , this Securiry Instrumen�Iff�.cnder determines t�at an�v g►�rt of thcs Propaty is subjoct to a lien which may attain griority over this . °_-_-- ° .
<br /> Security Instrument,Lender may give Bocmwer a norice ident�fyi�ng the lien.Borrower shall satisfy the lien or take one or more ;.�;�:��;��=��
<br /> of the actions set fo�t�abov�within 10 days of the giving of nouce. :����•.~rr�����
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