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- ' - , .. �� . .`.'� , . 't,j� t� .. ,. S.. . <br /> ._.. . '.. .. _. �.,—_,_'. .. - �r.. ' �' _ '„' �� .. _ . .. .. . . . . t . . . . ....... �"""'_�.�':. ... . .. . � <br /> j � � � � <br /> � Borrowers esuow aceount undar tne t�derai R�sl�sffite SeWement Procedures Act ot 1974 es emsnded trom tane to ttmo, 12 US.C. ` �� 4 <br /> , � 2601 et ceq.('RES?A'�untsss enother l�v�Mat applies to the Funda sets a Issser amaunt. It so,Lender may.at any time,coltsct and ` : , ��`, _ <br /> tiotd Funds tn an flmeunt not to m�eed the Iesset tunount Lender may esttmste the amount of 4unds due on the basls o}Cutrent daffi <br /> and reasonabta esttrnates ot enpend�ures of Nture EsCrow Items or otPierwis�c�ac:cordanco v�at+appucaDin taw. (g ' _ <br /> � The Funds shall ba hold In an Institution vrhose daposrts ere insured by a fed�ral agency, inswmentalfty, or entlty (inch�dng�g ` � <br /> � Lendsr, it Lender is sucn an tnstTution) ar in 8ny Fedetai Nome Loan Banlc. Lendsr sh9q eppry ths Funds to pey the Escrow 14em9. ` • � . ' ° <br /> L6redar may not charge BGrtower for hoi6ing end a�plyinp the Funds,annuairy ar.ary�ng ths eserow aceount,or verdytng the Escrov� �J ._ <br /> ►tems,untess Lender pays Borrower tnterest on Ue Funds and apAticEWle taw permit3 Lender ro make such a chatge. However,Lender Q , � _ <br /> m8y tequtre Borrower t0 pay a on�ihna cfiargg for an independent re8i esCito tex reporYvtg servke used Dy Lender§�connectfan wRh � •. ' - <br /> this loan,unfess applicabi�taw provldes oiherwtsa Un[ess en egreement is made or applicabte law requ�s Inutrest to he paid,lender ,, <br />. st�a►I not be requ'ved to pay Borrower any fnterest or eamfngs on Me Funds.Borrower end Lend2r may agre0 in vmtrt�g. hovr8ver,tAat � , <br /> - � �terest shall be pa�d on the Funds. Lender shatt give to Bonower. v��t+out cha+ge. en a�ual sCCOUMtr�g at t!� Wr�dS. shoarlag � � '.�- -� `- ---- — -.- <br /> j ued'ds and deb�ts to the Funds and the purpose for which each debit to the Funds was msae. The Funds are plodpYd as edditbnal � � ': .. <br /> i secu�iy for all sums s2cured by this Securty Instrument - ' '- �. � <br /> , i It the Funds held by Lender exceed the cimeunts perm3ted to be hetd by appOCeble taw,Lender shail account to Borrawer for the � , � : . _ <br /> e�ess Funds in aecordsnce w,Th the raquir�ements o}appliceble law. if ths amount s4 the Funds heW by Lender at any tN�e is not . . <br /> me `�� <br /> ,: suffi�tertt to pay the Esaow Items when due,Lender may so notQy Borrower in vm"ting,and,c�such case Bortower shaU pay to Len der •� :T Y;:��'�:: . : :*�:�: <br /> the amount necesssry to mske up the deficiency. Borrower shal!mnke up tt�e def3ctency fi no mora than twatve monthy payments.at E � . :�'`��- <br /> ' �,:.� <br /> . lende�s soie dtscceUoe- ' ' -= <br /> _ Upon payment in full of all sums secursd Ey this Security Instrument,Lender sha0 promptly refund to Bortovrer any Funds hetd 6y � - <br />