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' � � :� . � .. :.�.'. �c ' � - <br /> _ . ., . f ' . ` - . . _ _-. <br /> ` ,. .� � -Y�._�,��`.��`•y �i^ _ ...__ ' ____ <br /> • -r. 1_ -. �� , s ,. .. .�,..�. �. .._ . <br /> , <br /> . ..�--. .... . . t:: .. ._ . . . . . . . - '- -- - <br /> . <br /> . .,_ ,.. .- — ---- t�� <br /> . .. � :•:,�.. ---- -- - --- -- - - <br /> �. _ ..._ _-• 7 -----.�__ ,.._ _... . .... — . - � --� - -' - � � - - • _- ' . - - <br /> ' ��. <br /> `' � � ._ , , r . ; - •, 9Z..+ ` , � . <br /> ��obo9 � '.` `. . - � HALLOON RIDER _ � .. � , : �. sFU.a-�k�u <br /> ic�aTtoHN.�`.To��i�xc�: . . • � - . <br /> .. ��� -- <br /> � ---- <br /> � TEBS HAl1�ON RiDER iS o�Yde ibis Q4• diy of BEPT£MB�F: � -.�9 1492• and is.' �"���;� — _ <br /> � � � <br /> _ -- - .- �e�n aeds�lt Lt�t�amsn�a�d�ppiar�mt tLe Mattg��e:DeeQ ot TRSt a Oeod ta Socure Qebt t�c"S�ritY � �tr�-- � . -_ <br /> taswmmt'7 of dre aaae d�ie�m by d+e�mdas�aeQ(s6e••Borrow'u")to sscu�e s!rc Borto�er's Na�e to ' � ' ' � '.'�',>� L,�'s�t- <br /> NORWE5T -M�RTc;AGE, INC. (dre"l.tnder••); . . .:;�.;t;;:�'�; <br /> �: .. - � - ` <br /> _>___ Of tbC S�C d�G iBd 1a11'C�IO�t�1G QRllpOtlY dC9�71�lA iflC SEY�'11Iil�I�IISi[1ItOCbI a0d IUl`iti�d�i: , E *� <br /> �.. . _ .-_-. .. .. .. _ .. �. - ------ .: <br /> __ . ��a-�, <br /> 4315 BLRUVEl.7 ' G�AND I SLAND , N� 68801 � �;-�:�'' . • - <br /> . . _ . . . '..4�:,._._ '. ._" <br /> • ;�M1i:i. , . <br /> ' �.ti. <br />-:'"_r: . <br /> ' :.�: I��Add�t�essl : , .. ....._ . <br /> ,�, _ <br /> �= Tf�c i�aoere.st rate staEOd oa tbt DTote is callod�he••Note Wwo.'•1be duc of tbe Nde is dbd d�•'Note Wto."!understand . .. <br /> �,��� ti�Leadat nny C�art6c Nole.Sectuit!►Ia�uu�t aad this Rider.The I�et�detur aa!►ax wAo t�ices tbe Nac,the 5aurity I�uument _ . . . _...- <br />` .a�; F a�d this ttfder b�r�and v�rM is ea�utTeQ tn�eaeive payments undet tbe Noie is called tbe•`Nate HoWcr.' ;j . ' <br /> i„ . <br /> AOti1tIQI�AI.CaOVEDiA1�TS In addttioa to t6e cov�muus aod ag�ceem�NS ia tHe Savrity Insmutw�t,Bortowet�ad I�nder _` <br /> co�ined'm t6e Secn i�tnuneot or the Note): ,s�. . <br /> �,-: .... .,...�, ' fact6ec aoveaaqtaod sgret as fntbWS tdespite�nY�B���Y � ' a w� --- <br /> `nC �� F i;�+ /G�'�'6� '� .� - - . —_ ( ��'', r'. �' <br /> , ':�,, �11T1U:���5�1ArT�'� .� � ,,,�,��ti-F?...e _ <br /> c - �F�`��„�•„'.J .dite of tbe Na�e aed b►suumeot tthe"1N�tucrtY i)ate'�f� i will be abk:ia obrain a at�v Imn( New - -,-- - _�.,. <br /> ��-F—�,.� -- At�the maenri"tst - ��!! � .- - - - - -—- - � �llv�:�.._,s <br /> °Y .�: Lt�„)wrtth a a��D�of SEPtEMBEFc iST 2422 ZO .ancC. `ta r�e�est�e eyoai m We �--� �-„� _ <br /> '�.-: -� <br /> '��s-- +�:�• �•�eiv Note R�oe"determiaed ip�xw�oiot with Sectian 3 bebw if aN the ooadi6ons p�Yidoit��2�d 5 6eio�r zte u�ec '. �"" _- <br /> {f;�° {�e�;`Coaditio�at Refia�acin�U�iOn").[f those.eoadidva5 are noe met,I:�nderst�nd IWeE itie��i¢'�iitda is irodec na oW'rgatioa ` �� ' � j-��_ <br /> 3�'' j'� y �ir <br />. - " - to�ore ar modify tbe 1Cote�iir to extad the Mamrit�Daoe.and ttiat i.w�l tisre bo iepay the Note from m7F.owt��or . '�'>' �•. : <br /> ' t"',� '�' find a lender w�tm�w leod me the money to s+epay tbe Note: . • • . . 'k'�±i� _ �'�. <br /> ;F�., ��, -�..- <br /> ', a...`�., e . . b , . . .:'' :'��°��`,J£. � <br /> � '�.� �' . L C�N'DrlIIOI�S't�00PTION . . ._. .' ` , _ ;_ . ' ��ti — <br /> � . �, - . � ry . If I waat to�aceacise the Conditional ltefiaaae►ng Option at maturiry.certain coiditions mast be ma as of the Matutity bau.. .. ``����� <br /> . ';�.: •, :_`:�` 71KSe conditions�(1)1 musE saU 6e the awner and occvpattt of the pmpen7t subjoce m t6e Securiry 1a5vument.(the"Property.)� � , _-,� ,.�_ <br /> �, ,_ <br /> . , . • ' (2)1 must 6e c��tta't in my monthtY PaYm�a�and�f bace been more d�n 30 days late on any,of the 12 scdeduted moatbly �. �� <br /> �, � p���P�8 the MaUuity�aze:(3)anY;G�C�ns(except for taxes and special ass�not y�et�Fe aad�a3�� i � �_`�f�� <br /> ' • � r • agaiact dte Pl��i.ddu[tl�:tllC licat t E,ender iu�t`otigiflat Se�uri[y InurumeA�mw1,�e�nace�7t��2t�t•�r�!'++F- . :';;. �� ;tei�a <br /> , �,; t �`� � � `'�.r��:r <br /> `� `` " fit�t E�s tQbe�'J`'ry�.eadgiwtieffnastce my taan at Ma(�u�lx �f'f����wn i.cnder��:t2�rtat��:�s�a�i'nisc 1'i�`c�iti�L'ne��:-;' $,��r ���,�� � <br /> <;'`�en?'�. ,:1�Ik�oUt���„�;�I�i�t l.et�der wi�!s1a�t��,-;.a�;.�:'1a�'Ic�}7he 1!�N��'�he ratxt�qae::�,�rt��'� ., „ + i~ � i <br /> �� y:' • ` _ I must'make a '��1��:;;�te I��i"aa provic�ed ia'Sectio�5�.~r � . �•;':' ,� � <br /> py,� .: '�a!?pLS:a�i��.�:�.'�vl�tia�;':diea�t� +vi�p��+�ie�l.�':;i. . , < .`�: � '� • i <br /> S�FF ';:�;f� � S`� `'� ` `� t,� • �e <br /> � _Y,:� <.F� ��:> �•� .'�`'�`.�;;��:�' .•:`:�::�•� '�. . . '�. . . , �;'` � _ <br /> - -----= 3j, ';.: : ::.,. �.,, . T�£NEW NOTE RA7E •,•...; � •..- . . � . .: � <br /> . . :•:,..;�:;�- . ,, ' . � <br /> ,�7s�.�kv>�q�ate will be a fixed rate of interest equas;o tlie Fa�'rrat Natiarol Mortgage AssaciaGon's required net yteh�€�it' �: . ; <br /> � .- " ,. ` 3�jra�i�ied 'r`.irr mortgages subject to a 60�day mandator,r ilelivery commitment,plus one-I�atf af one perceatage poim(0.5'��. �- `. ' <br /> - •`..' . ' �oi5aic�to the nearest one-eightb of one percentagc point(0.125%)(the^New Nate Rate").The required net yield shal!be tl�e ` ' . : � _. <br /> �J""`` � a p p l i c a b t e n e t y i e l d i n e ff e c t o n t h e d a te and time of da y that the Note Holder receives notice of � <br /> my electianto eaencise t�e Canditional � _ <br /> ..,. �.'ui�:,:��.;,".%,�.�., . , <br /> : ,,,Y.�::^�j�f{`��',;'?:���li�t,• RePu�xting Option.If this required nee yietd�is nat available.tfie Note Halder will determine ihe New;Nou Rate by using campa.c�te: ! •c <br /> ' ' � � 1�.�+`��X.uA- �ORI4'1[IOO. <br /> f���1�j��'����y,�7r� . . - . �; - <br /> +�.;.��,} :=� , a:.�A:I.CULATINC Tf�11bEW�AYMENT MiOtJl��. � � `" �.�,.' ' . ..'. < < . { <br /> :1�,��.��' - . � ;�ri�vidod ihe New Note�iatr�calculated in Sectis.�_�a#�ave is no[greatcr thai���r�,r,�'�:.�'?�iiis�fac'r��9��i�21���,�1 I;��� , �:; <br /> F �°;t, '' . �b`��ter�di�o�;r��e��s=;s�ion 2 a�p;are s�n�.rhe NotC�v��der will determine t�e;�rm�t of the�st�i���€�,?: :::�;�.' '' ' <br /> ; <br /> f:•;. , .. <br /> • that wifl be�e�'to repay in faU(a1.Cbue;a1;��ed�ir�;i�a}.plus(hl`�?:�ed but unpaid intere�.'�Stus(ef all othet s�s,�±��1�;;:j . • <br /> ,:}� -��. ,. awe o�ndet the��and Security lnstrume,u�vit�ti.:s"���:Sr Datc(assuming my monthlY payments then are ctitnens.�s��iva�,�•. • , � _ <br /> . qndec Section 2 above).over the term of the I4%rn���*,•,e.�.+�.Vew Note Itate in equal manthly payments.The result ptf aL.,ti's,��a'iu+��" ' <br /> '. ' �,; s- -.. j w�fl�e thc amoont of my new principal attd 3n�ce�t'�w�se�rt evcry manth until�he New Note is fully paid _ �' . .l.'` .�. .. • _ <br /> ��,� "��- ! S. EI�RCISING THE COIVDITIO�i1�.�I!'�,,'.��WM"�v OPI'ION .� � ` , . � <br />"=;'t•.. ; , , � The Note Hotdet will notify me at tq:1`6E����:�r'',t���`�n advancc af the Mau,ri;r�!�ate and�«sc me of th�,�,1i'jr�tip�1.:� , � '" <br /> ' �'�`�: but un id intetist.and all�w�tl.S 1 ani:'se�es��.t?�;��k�,;�the Maturity Date_��.TM�e�tc Ho'dc�211:u,witi aivi���ie that$:rEay <br /> ;;.` .{,;,. npa , _ _, . <br /> ; • Ej ��;}�:_• • er,e�cise the Candidonal Re�r�1��Optian if the cori�.lTis i�a Section 2 above are,ineF."l"tie rate Hl��fder wi11�t+u±!iii:,?3a;:,�fayatent <br /> `t: ' c�mrd infom�ation,tvgether wii�t the name.title and�.4��st the per.u�n represeyJ�iF��'k+�Notc HoIdcr that 1���s�.��{�;ti��arv�r • <br /> ,�` � _ ' `�'�'��t�.,, ��i�rcise theCdn;aitional Reflnancing Option.lf 1 mee�{`t��alhditiarts c��s�ion 2�sat•e.D may er,��i�:�he Con�a�aaz�9;4��(�r,�ng • ' <br /> ,;, �.,� ' <br /> ` � ''�-%'_,'` 4,�iiro�t b�'��.f1Yi��t1�e Note Holder txi later than 4S catca,d,ar days�rrsR iu+'tbtr Ma:esi�i,ry'datc.i�r:'�'i�t�Ho�der a��7�+`�`r:u3atc d� <br /> �� ��(ti�'�v.°i'i�l��te besed upam ttte Fedesa!Natiunat Ad'si���.!c As��iatiisii�apa(��s'rrr.�ubj's�'��';ia��ired r�:t+�ii'iir#:���«ri� �: . <br /> ' , . ,. . j. <br /> � : i�iiu�#�art��e�f day notifcratian is receiveaf by the l�ot�°13i�l�er and as calcu�at�;i in�;K�:tion;sbote.t wild�Si.�1�aF+:�I3;:s9;e+a�r . <br />. . � daye tb ptovicd��!!tp lVote Nutdet with acceptahte{+roofi;i�f.my reyuinxf owner��Yp..Uilr:ujssncy and propecty�iir:Yi.:ta1i��'_�t3c�iir4'th� i � <br /> ' � Maturity Dace j)i��[lote Hotder will advue�of thc ncw intc�csl�ate�the l�ew� 1Wi�t�Itatc►.ne�v month(}{�ti�l3l}:ii1`iullounC�lu�8 � <br /> ��. � ` date�time andplacc at which 1 mu�t appe3r Ib�si�n any d�umcnts rcquircd tn campletc thc rcquir��,t rcfinr►t�ihk;'h under.rand the � <br /> . Note HoWer will C�t�'C`me an�ri�ination C�ee oF 1.Up� ��r 56qd.whichevcr is tccc. ` <br /> ''�� � ' BY SIGNII�Ifi BELE3W. Sorrawer arrcp�s and�grces ta thc terms aad covenan[,containcd in this riaif�x+n Rider. � <br /> . ., .. ..... . . . . t <br /> . . ; <br /> � � . <br /> - ._.. . . , � - - - - . .. <br /> � � .�� � i . �� � ��, ; . ` .: <br /> • � � . � t5ra11 �° (5c�1► , , <br /> ,'` ' t G W1JI)1 H G h FiEDk2 C:b:S -�.rrmtier RI i_Hi�F L �► c-..�iiii��_t•:y �Borru+►cr i , . <br /> ,f' 4 <br /> . . ,..{ . <br /> ,, .. <br /> ��� ���� <br /> ,•;:: -. . <br /> . . _ — . <br /> . - . <br /> ,.�.. _ � — - . <br /> .. . .. .. <br /> . �:.............. .�_ ...__.._ ._ -Ce.-raa.es tA�n.ace <br /> ___ •---- _=- - -- � -- .. . . _ . _ . . . _... _ . _ - -- - - -�------- -- •----- <br /> , f. <br /> ;�'�- ' '�' .� . /S1gn(lrigi�rut 0,11��) - . , . <br /> � �`�' � � rwar��wuaoreoES-s��„r,-�a.��.ur��,�.� � ; . . <br /> . F. . , <br /> � . ;; _ , : i wr��reffas+ _ , _ _ . -- - � ' ' <br /> �• <br /> �. <br /> .. • �:�:�;- _ t --- <br />