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<br /> ' � TOGfiTHBR WITH all che imprrnements now i�r herexfter erected o��tl�e pruPerty, x���1�+��r��enlrnt',aPPurte��ances, and ••.• -_
<br /> ` fix tu r es n o w a r t i e r e a f t e r a p a r t af die pru perty. All replacemenGi xnd addttions ,hall al,c� be cervered hy diis Secueity _�i .;�_=
<br /> Instrument.All of the foregaing is referrcd cu iu Q�is Sccurity Instrunirnt�►�t he"P r��p e r ry." �
<br /> BORROWSR COVENANTS that Bonower is lawfully seisrd e�f die estate hereby a�mcyed and h�.'dle righc cu t;«�►����a � �.:,:�
<br /> � �. convey the Property und chat tlie Pr rt�n�Y��`��1`������aen�andy,:wb}e t�ta xnY encumbt��B��f re�T��n�nGti and will I -....,
<br /> defend generally the dde to the Prape y b _� '�
<br /> THIS SECURITY INSTRUMBNT combines utdform a�ven�►nG'for tutt[onxl t�ae and non-unifomi cav�nxtiGti with limtted � 1��`
<br /> vsuiadons by jurlsdicdon ta consdtute a uttifurni security juscNment coveriaS real pmperty. , `I _
<br /> �■.�f
<br /> UNIPORM COVBNANTS.Boaaw�r+uict Lxnder cavenunt und a8ree as follaws: when du� the - --
<br /> 1. Payment of�rincfpal and Interest; Prepayment and L�ee�chsu'S�dBa��ha�bes due undertlthe Nate.
<br /> priacipal of and interest oa the debt evidencecl by the Nate and any p P Ym �`_
<br /> 2. Funds for Taxes and insw�►ce• Subject to �P�te�unt I the N e as P d n fu 1�,a sum("FundSa)far: (a)y:ullY ataxey "'-�
<br /> Lender on the day montlely payments are due under the N eurl leaseuold paYments
<br /> and assesswents which may attain pdoriry aver this Security�Instrument xs a lien on the Propert edrlb,flood insurance prenuums. —
<br /> or ground rents on the Property,if any:(c)Ye�rly hazard or property insurance premiums:(d)Y ' Y
<br /> if xn • e early mortgage insurance preniiums, if uny;:tt►d(fl�ny'�u Ce a remiuu�s B'rn�r I�etms ure culled °Esctow Itemsa"
<br /> y�� �y h 8, in lieu af the paymeiit of mortgage insuran p
<br /> ' the provisions of puagrxP
<br /> A
<br /> • I.ender may. at any time, c ell�T� r�ponower's sc:row�ccaunt�under theefecteral a1�Estate�S t lement Procedures Act of
<br /> �` � related mortgage loan may q
<br /> � � 1974 as acnended fram tune to time, 12 U.S.C. Section 2601 et seq.("1�SPA"��u�ess another law that applies to the Fuads
<br /> , sets a lesser aa►ount. If so, Ixnder may, at any tinie. ��Il��f curre tadata and re�sun��lcnestimates of exp ncliletures of fu�e
<br /> �,'. Lender may estimate the u�nount af Funds due on the bas
<br /> Bscrow Items ur otherwise in accordance wtth aPPlicahle law.
<br /> ,� T'he Funds sUall be held i c� i,�'�G�uoA��T°.n any Federal Hame Lo�►nn Builc�l�nder shall apply the Funds to pay the
<br /> „ ' (inclnding I.ender,if Lender is su 1 �n the Funds.�nnw►11Y analYzing the escrow account,or
<br /> — Escto�v Item� I-ender may nat charge Bonower for holding and app y S licable law permits I.ender to make such
<br /> verifying che Bscrow Items,unless Lender pays Bunower iuceccyt on th�Funcis and�PP -
<br /> a charge.However, Lender may require Borrower ta pay x one-time charg�e i�e otherwisr•.aeUnless eun �Ere�no�' �de lor
<br /> . uSed by I.ender in connecdon witli this loan, unless applla►ble law pr
<br /> applicable law requires interest to be n�hoWever�thact nterest shulltbe puid on�thC Funcls.tl-enderrs�Sb e�o Bon wer.
<br /> . Bonower and Lender may abree in fi, ose for which each
<br /> ' without charge, an annual accounting of the Funds. showing credits�wd debits to th� Funds and the pucp
<br /> ? debit ro the Funds was made•The Funds:ue pledged as additional securiry for u11 iimbleelawe Lender shall cwuntt to orrower - -
<br /> If the Fands held by L.ender exceed the aniounts pemutced to be held by app -
<br /> ,�; licable law. If the amount of the Funds held by Lender at xny
<br /> for the excess Funds in accordance with the reyuirements of app
<br />_ � dme is not sufficieat ro pay che Escrow Items when due, [.ender may so noufy Bonawer in wridng,and,in such case Bonower -
<br /> i, shall pay to Lender the uraouut necessary to m:�lce up the deficiency. Bonower shall make up the deficiency in no mon than :__�
<br /> '• twelve monthly paynients.at Ixnder's sole diacreuon. �,;-
<br />_ � Upon payment in full of all sunu secured by this Security Instnunent, LenJer shall promptly refuad to Borrower any �I�
<br /> �� Funds held by Lender.If.under p:uugraPh 21,Ixnder shall acquire or sell the Property,Lender,prior to the xcquisition or sale QY-��
<br /> - � � �f the Property.shall apply any Funds held by Ixnder at the tinie of acqui�ition or sale:u a creclit a8ainst che sums seeurecl bY �G�__
<br /> this Securiry Ii�stmment. ents received by Lender under paragraPhs �';;-
<br /> .�..-
<br /> � �t' 3.Appltcation of Payments.Unless apPl�nb`har es due underlche Note;ec d,to amounts payable uuder paragraph 2; �._,���_
<br /> 1 and 2 shall be applied: first. ro any prepaYa b �:
<br /> �.�.� _. .
<br /> third,to inrerest due;fourth.to principal due;and last,to any late charges due under the Note. �,,
<br /> ' 4.Charges; Liens. $onower shall pay all G►xe�, ussessments, charges, fines and imPnsitions attributable ro the Property �
<br /> Bonower shall pay Y�___
<br /> which may attain priarity °Ver trov ded ntpa yr ph 2t�or if not pd dan thalt n aiwer. H now�rs hall payythem on time directly '.F}:,+,� .
<br /> these obligadon+in the mann p
<br /> �.:.
<br /> to the person owed paymen�t. B n��irec.tly 1 B nower sh Irl pmmptlynfurniti�ll��t�L.�n�1er eceipt�eviden i�b the PaymenG a�raph. r> ` :, �.�;.:`(
<br /> If Bonower makes diese p ym +rees in �_� :
<br /> Bonower shull promptly disch:ugn se ured b ltthel li�pn a nixnnerraccepwble to lixnder:(b)�onteswintgood i th the lien .'a'g,��;.�, „
<br /> writing to the payment of the obhbano Y -
<br /> � by, or defends ag:tiiut enforeentent of tlie lien ���e!�f the lien an ag eement w�tactorY�o LenJe��ube��i u+t ng the lien�to �,
<br /> enforc:ement of the lien; or(c)secures fram the ho
<br /> � d�is Security Ins`�rument. Lenclernr yegive1Burr'wer a notice�ici ntify ngetl r 1 e ubBc nowerlsl�all,y.��tisfy1the lientortaketane or ,
<br /> dus Ser.uriry Im I
<br /> more of the actiony set fortli alx�ve within 10 days of the giving of notice. porm so2e slso
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