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<br />Neither Bonower nox Lender may commence, join, or be joined to any judicial a.ction (as either an
<br />individual litigant or the member of a class) that arises from the other party's a;ctions pursua.nt to this
<br />5ecurity Instrument or that alleges that the other party has breached any provision of, or any duty owed
<br />by rea.son of, this Security Insirument, until such Borrower or Lender has notified the other pariy (with
<br />such notice given in compliance with the requirements of Section 15) of such alleged breach aud afforded
<br />the other parly hereto a reasonable period after the giving of such notice to take corrective a.ction. If
<br />Applicable Law provides a time period which must elapse before certain action can be taken, that time
<br />period will be deemed to be reasona.ble for purposes of this paragraph. The notice of a.cceleration and
<br />opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to
<br />Borrower pursuant to Section 18 shall be deemed to satisfy the notice a,nd opporlunity to take corrective
<br />action provisions of this Section 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those
<br />substances defined as tolcic or hazardous substances, pollutants, or wastes by Environmental Law and
<br />the following substances: gasoline, kerosene, other flatnmable or toxic petroleum products, toxic pesticides
<br />and herbicides, volatile solvents, materials contaming asbestos or formaldehyde, a,nd radioactive materials;
<br />(b) "Environmenta.l Law" means federallaws and laws of the jurisdiction where the Property is located
<br />that relate to health, safety or environmenta,l protection; (c) "Environmental Cleanup" includes any
<br />response action, remedial a.ct�on, or removal action, as defined in Environmental Law; and (d) an
<br />'Bnvironmental Condition" means a condition tha.t can cause, contribute to, or otherwise trigger an
<br />Environmental Cleanup.
<br />Borrower sha.11 not cazzse or permit the presence, use, disposal, stoxage, or release of any Hazardous
<br />Substances, or threaten to release any Hazardous Substances, on or in the Property: Borrower shall not
<br />do, nor allow anyotte else to do, anything affecting the Property (a) that is in violati.on of any Emrironmental
<br />Law, (b) which creates aaa Environmental Condition, or (c) which, due to the presence, use, or release of
<br />a Hazazdous Substance, creates a condition that adversely affects the value of the Property. The preceding
<br />two sentences shall not apply to the presence, use, or storage on the Property of snnall quantities of
<br />Hazardous Substances that are generally recognized to be appropriate to normal residenfial uses and Yo
<br />maintenance of the Property (including, but not limited to, hazardous substances in consumer pzoducts).
<br />Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or
<br />other action by any gavernmental or regulatory agency or private party involving the Property and any
<br />Hazaardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any
<br />Environmental Condition, includin,g but not limited to, any spilling, leaking, dischazge, release or threat
<br />of release of any Hazardaus Substance, and (c) any condition caused by the presence, use or release of
<br />a Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified
<br />by any governmental or regulatory authority, or any private party, that any removal or other remediatian
<br />of any Hazardous Substance affecting the Properly is necessary, Borrower shall promptly take all necessary
<br />remedial actions in accorda,nce with Environmetttal Law. Nothing hereiu shall creaxe any obligation on
<br />Lender for an Environmental Cleanup.
<br />Non-Uniform Covenants. Borrower and Lender fiuther covenant and agree as follows:
<br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration
<br />following Borrower's breach of any covenant or agreement in this Security Instrument (but
<br />H CFG-00359
<br />NEBRASKA-Single Family-Fannie Mae(Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01
<br />VMP� 03/11
<br />Woltere Kluwer Firrenclal Services 201110124.0.0.0.4002-J20110525Y Page 74 of 17
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