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�� <br />�� <br />N � <br />0 .�, <br />�� <br />� �� <br />A <br />� �� <br />N � <br />0 <br />�� <br />�� <br />�� <br />�� <br />� <br />�� <br />Ne3028.dot.mnl <br />; {, <br />�r <br />'�i <br />� <br />s <br />�� <br />.�. <br />� <br />a� <br />D <br />r �' <br />r � <br />� �� <br />0 <br />� � <br />rn <br />� <br />� <br />� <br />m <br />� <br />a <br />� <br />G7 � _ <br />� <br />R7 <br />Q <br />� <br />After Recording Return To: <br />MUTUAL OF OMAHA BANK <br />P.O. BOX 80609 <br />LINCOLN, NEBRASKA. 68501 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />� <br />0 <br />� <br />--� <br />F—+ <br />CD <br />� <br />F--� <br />F--� <br />F-y+ <br />� <br />c� �n <br />c� —i <br />C A <br />Z rn <br />--I <br />-< � <br />O �'t <br />'*t � <br />= m <br />n w <br />r � <br />r � <br />cn <br />� <br />D <br />�� <br />ff� <br />Words used in multiple sections of this document aze defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Se�tion 16. <br />(A) "Security Instrument" means this document, which is dated OCTOBER 5, 2 011 <br />with all Riders to this document. <br />(B) "Borrower" is Penny Sue Skalka, A SINGLE PERSON � <br />Bonower is the trustor under this Security Instniment. <br />(C) "Lender" is MUTUAL OF OMAHA BANK <br />Lender is a FEDERAL THRIFT SAVINGS BANK <br />and existing under the laws of NEBRASKA <br />Lender's address is P. O. BOX 8 0 6 0 9, L I NCOLN, NEBRAS KA 6 8 5 01 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Mutual of Omaha Bank <br />, together <br />organized <br />(E) "Note" means the promissory note signed by Borrower and dated OCTOBER 5, 2 011 . <br />The Note states that Borrower owes Lender ONE HiTNDRED ONE THOUSAND AND 0 0/ 10 0 <br />Dollars (U.S. $ 101, 0 0 0. 0 0 ) <br />plus interest. Bonower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than OCTOBER 1, 2 02 6 . <br />(� "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(� "Riders" means all Riders to this Security Instrument that aze executed by Borrower. The following Riders aze <br />to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider <br />� Balloon Rider <br />� 1-4 Family Rider <br />� Condominium Rider <br />� Planned Unit Development Rider <br />� Biweekly Payment Rider <br />� Second Home Rider <br />� Other(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br />� A(edrask,a �fte Cvmpam/ <br />6Uth �a' D(d Cheney ,?tpa� <br />,Suite 300 <br />T.O. Bo� 61F9 <br />Lirrco.(tt, 11�� F8506 <br />��c�2)3�h-xsl8 <br />DodNa,g/c � <br />www,docmaglc.com <br />C3`�> <br />FV • .- <br />O . <br />� •.� <br />F�-�► '° <br />c�:. .>. � <br />-J .< <br />O� - a <br />f'�J F xv <br />0 <br />8 <br />8 <br />tA <br />(Z <br />� <br />�. <br />� <br />��➢�� <br />� <br />� <br />� <br />� <br />� <br />l� ; <br />� <br />� <br />�� <br />s - <br />� <br />� <br />�. <br />