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� �, . _ __ � �. , �C) "Lender" isSIRVA Mortgage, Inc. Lender is a Corporati on organized and elcisting under the laws of t h e S t a t e o f 0 h i o Lender's address is 6200 Oak Tree B1 vd. , Sui te 300 Independence, OH 44131 (D) "Trustee"is Chicago Title Insurance Company, 704 West 3rd Street (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a sepazate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delawaze, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. (F) "Note" means the promissory note signed by Borrower and dated 0 c t o b e r 17 , 2 O 11 . The Note states that Borrower owes Lender one hundred fi fty-one thousand two hundred and 00/100 Dollars (U. S. $151, 2 0 0. 0 0 ) plus interest. Bonower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later than N o v e m b e r 1, 2 0 2 6 . (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Bonower [check box as applicable]: � Adjustable Rate Rider � Condominium Rider 0 Second Home Rider � Balloon Rider � Planned Unit Development Rider 0 1-4 Family Rider � VA Rider 0 Biweekly Payment Rider � Other(s) [specify] Exhibit 'A' Legal Description (J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that aze imposed on Bonower or the Properly by a condominium association, homeowners association or similar organization. IL) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine uansactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (M) "Escrow Items" means those items that aze described in Section 3. 11-11309 NEBRASKA-Single Family-Fannie Mae/Freddie Mac UlVIFORM INSTRUMENT WITH MERS III1tra1S Form 3028 1/01 VMP 0 VMP6A(NE) (1706) Wolters Kluwer Finandal Services � Page 2 of 17 1