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<br /> �,.�1� of Borrower's covenants and agreements under this Security lnstrument and the Note. For this purpose, Borrower i':__, �r.�,'a�,;,j;*:'`
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<br /> �,,,,,.�.��� inevocably grants and conveys to thc Ttustec, in trust,with power of sale, thc following descrlbed propetty located r.r: t'���, t.. ;,
<br /> ° .� in Hal l County,Nebrasku: r_� ��%L`
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<br /> Lot Four (4), in Block 7hirty (30), in Ch�rles Wasmer's Addition to the city of 4,�����=��•
<br /> Grand Island, Hall County, Nehraska. ��,i�:��.�-•-_ _ _
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<br /> �1' which has the address of 1619 W. Charl es,Grand Isl and �s�a�.ciry�. _°
<br /> N e b r a s k a 68801 lztP caie� ("Property Address'); �
<br /> ��; TOGETHER WITH all [he Improvements now or hereafter erected on the properry, and all easements, _
<br /> fi appurtenances and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> cavered by this Secudty Instrument.All of the foregoing is referred to in this Secudty Instrument as the "Properry,"
<br /> BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the r�ght to
<br /> --- _---- grant and canvcy the Propem�nd tha!shr Pioperty is uneacumbered,except for encumbrances of record. Borrower =-
<br /> • warrants and will defend generally the title to the Properry against all claims and deman�s, subject to any —
<br /> encumbrances of record.
<br /> THIS SECURITY INSTRUMENT comk�ines uniform covenants for national use and non-uniform covenants t;
<br />- with limited variations by jurisdlction[o constitute a uniform security instrument covering real properry.
<br /> " . Bonower and Lender cover:ant and agree as follows: _
<br /> UNIFORM COVENANTS.
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<br /> 1. Payment of Princ(pal, Interest and Late Charge. Borrower shall pAy when due the pdncipal of, and
<br /> interest on,the debt evidenced by the Note and late charges due under the Note.
<br /> - 2. Monthly Payment of Taxes, Insurunce end Other Charges. Borrower shall include tn each monthly
<br />' � ' �� payment,togetherwtth the pdncipai and interest as set forth in the Note and any late charges, a sum for(a)taxes nnd
<br /> special assessments levied or to be levied against the Property, (b) leasehold payments or ground rents on the
<br /> ' . Properry, and (c)premiums for insurance required under paragraph 4. In any year in which the Lender must pay a
<br />_. mortgage insurance premium to the Secretary of Housing and Urban Development ("Secretury'), or ln any yeaz in
<br /> } •- which such premium would have been required if Lender still held the Se¢urity Instrument, each monthly payment
<br />-- shull also include either: (i)a sum for the annual mortgage insurance premium to be paid by Lender to the Secretary, _
<br />=.�,�, ;i or(ii)a monthly charge instead of a mortgage insurance premium if this Security Instrument is held by the Secretary,
<br /> .� in a reasonable amount to be deteiTnined by the Secretary. Except for the monthty charge by the Secretary, these
<br /> items are called"Escrow Items" and the sums puid to Lender aze called"Escrow Funds.'
<br /> �`` Lender may,at any time, coilect and hold amounts for Escrow Items in an aggregate amount not to exceed the
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<br /> " , ma�cimum amount that may be required for Bottower's escrow account under the Real Estate Settlement Proce ures
<br />� Act of 1974. 12 U.S.C. Section 2601 et seq. and implementing regulations, 24 CFR Part 3500, as chey may be __ _
<br /> ' amended from timc to time("RESPA"), except that the cushion or reserve permitted by RESPA for unanticipated =M1=�:�- _-
<br /> disbursements or disbursements before the Borrower's payments are available in the account may not be based on �.�----_�__"_
<br /> - amounts due for the mortgage insurance premium. �==
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