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<br /> .The tnutor is " ' ` k",."`�!-
<br /> ' THIS DEED Ofi TRUST'("Security Instrument')is made on Ol J 18/97 �' � ":'��`"'
<br /> � r.,..•:.�..;s:�.ry„
<br /> -• �" Thomas J Goer3ng and Jane M Guering, Husbsnd and Ti�ife �.:�:'_..n..-_ .=-
<br />: � ___�_
<br /> : �. _�
<br />' • ("Borrower").The mutee is Notstest Baulc Nebtaska, National Association ��. ����� ��:�-��
<br /> . .,�•�; -___
<br /> � 4 -� �:.=�;j,
<br /> ("Trustee").The beneficiary is Norwest Bank Nebraska, National Association _ _ P .
<br /> ;,._ , • ,..
<br /> , which is organized and existing under the laws of the IInited States af America ,and whose Y �
<br /> 's W 3rd St Grand Tslsnd, Nebraska, 68801 ,� .•-
<br /> address� 202 . ;k�,,_;"'.�•-
<br /> � •;,�� ("L.ender">.Borrower owes F�der the principal sum of , �
<br /> [uS' "`z"�' �;��''L
<br /> �- � • DO�l8T5(U.$.�3 ), , '';��;Ji'.�.,.::
<br /> �rt ho d c,�nd no/ldm �O 000.00 �;;�.:�•:�
<br /> `. ,� This debt is �vi�enc��y �rivwer's note dated the same date as this Security Instrument('N'ote").wluch provides for _ . . . ;:; ;,
<br /> monthly paymenu,with the full debt.if not paid earlier.due and payable on Ol/18/2002 • � � � �� '_ �"
<br /> '`�°�'`:s; ,. -_
<br /> •�..�. This Security Ltstrument secures to Lender.(a)the repayment of the debt evidenced by the Note,with interest,and all rertewals, � • ,�_,;,�:.;_ :.•.
<br /> 'g"¢!�`,,,�,.�......
<br /> extensions and modi6rations of the Note: lb) the payment of all other sums. with interest, advanced under paragraph 7 to ,.� �'
<br /> - protect the security of this Security Instrument: and (c) the perforrnance of Borrower's covenants and agreements. For this ' ' ��b,';: ;-
<br /> ..- .. _-,-;_s"-_—
<br /> ' purpose. Borrower inevocably �ants and conveys to Trustee. in trust. with power of ssile. the foilowing descrihed prapetty - — -
<br /> located in flall County,Nebraslm: �__
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<br /> ' r�m�".
<br /> Lot 32, Western Heights Third Subdivision, City of Grand Island, Hall �`!u�� .� '' ;. . ��r `
<br /> ��k.�.. ....�..�.„
<br /> Couatp, Nebraska. �#�.,; - .::�n:
<br /> . V.r:�,, 't-'��=::Y,_
<br /> - ' Tt�is Deed of Trust securea an open end revolving 113n af credit. See attached �F;�.-.:;;"=-.::�.,��-�``
<br /> , Home Equitq Line of Credit &ider. N}; ,�'�^�'''.�^'."�
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<br /> � which has the a:�dress of 4224 Spus r n, Grand Island Isuee�.c;ry).
<br /> ��i ("Property Add •,�-��;,�;. -
<br /> .���'i� Nebraska C�Q�3 :�ss"): .:;�� ;�;�3jK,- �. ..
<br /> :�l:fi, (ZipCodcl r .,• ,h��,. .-�-
<br /> �Y':�. '.:J..:i.;.y' � �
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<br /> TO(3ETHER WITH atl tJ�E improvements now or here.zfter erected on the pm�zy.and all easements.appurtenances,and F�,��',--• •� .—
<br /> � fixtures now or hereafter a part of the property. All replacemenu and additior.s shall also be covered by this Security ";;,�-
<br /> � Instrument.All of the foregoing is referred ao in this Security Insuum�c as the"Properry." ., _�•
<br /> BORROWER COVENANTS that I�rr.�wer is lawfully seised of c��estate hereby conveyed�.nd has the right to gramt:ncE �;,.',.�r�
<br /> � convey the Property and that the Proper[y is unencumbe�ed.except for encumbrances of record. �orrower warrants and wil[ i �
<br /> . defend generally the title to the Property against all clai_::s and demands,subject to uny encumbrances of record.
<br /> � THIS SECURITY INSTRUMENT cambines uc:���r:i covenants far nationz uti:ru�d non-uniform rnvenants with limi[ed �
<br /> �� variations by jurisdictioa to constitute a uniform security inswment cv+.ering real�ur�rty. .•-:.:,_._.:`:
<br /> `�i'' UNIFORM COVENANTS.Bomower W.�ed Lender covenant and a,�+-ee as follows: '`""��
<br /> "�'r..t�� a.`_'
<br /> 1. Payment o!Prlacipal and Int�est; Prepayment and Lat� Charges. Eorrower shEdf prnmptly pay when due the .n=�;�rN,��r.w�_:_
<br /> • principal of and interest on the debt eviaenced by the Note and any prepayment and tute charges due under the Note. �`.`:���°�•.•
<br /> • Z. Funds for Taxes and lnsurance. Sub}ect to applicable law or to a wTirtsn waiver by I.ender, Borrower shall pay to �, �_. ..,. . . � '�
<br /> l,ender on the day monthly payments are due under the Note.until the Note is pa�rl in full,a sum("Funds")for:(a>yearly taxes :,,�x��n = .
<br /> • and assessmenu which may attain priority over this Security Instrument as a lien on the Property:(b)yearly(easehold paymenta •�,��,�,�„�� _—:
<br /> or ground rents on the Pmperty,if nny:(c>yearly hazard or propem•insurance premiums:(d)yearly flood insurance premium:t. .�r•.,�.��i4.r�:-
<br /> � if any:(e)yearly mortgage�nsurance premwms. �f any: and(� any sums payable by Borrower to l.ender, in accordance with � �
<br /> � - the provisions of paragraph 8, in lieu of the paymcnt of mortgage insurance premiums.These items are called"Escrow Items." '�y;�Y��_•:;
<br /> � i.ender may, at any time,collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally �' ._._ _
<br /> � related mortgage loan may require for Borrower's escrow account under the federal Real Estate 5ettlement Procedures Act of > � . _ .. .
<br /> 1974 as amended from time to time. 12 U.S.C. Section 2601 et seq. ("RESPA"). unless another law that applies to the Funds
<br /> sets a lesser amount. lf so. Lender may. at any time. callect and hold Funds in an amount not to exceed the lesser amount. ; •
<br /> . Lender may estimate the amount of Funds due on the basis of current data and rr.�sonable estimates of expcnditure�of future i .;
<br /> _ Fccmw Itemc or otherwise in accordance with applicable law. _ ,. '`"'' � —.
<br /> ' NEBRASKA•Smgie Fam�ty-Fannio MaolFreddlo Mac UNIFORI'd INSTRURIfENT Form 3028 9I90 : � �^
<br /> �N��n97�Q vMV rAOPTGAGE FORMS �313�793 8�00 �800�521 7291 Pape t of 4 Amanded SI�J1 ' � - '- �
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