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201107773 <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Borrower and recorded with <br />it. <br />IA J HOUSEL <br />Witnesses: <br />(Seal) <br />rrower <br />_ (Seal) <br />-Bortower <br />_ (Seal) <br />-Bonower <br />_ (Seal) <br />-Bonower <br />�B�S�I — Single Fawily — Fannie Mae/Freddia Mec iINIFORM QISfRUMENT Farm 3028 1101 <br />GCC - G3028-18 (09/Ol) (Page 18 of 19) <br />