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�� <br />�� <br />�� <br />�� <br />N � <br />0 = <br />e <br />� - <br />� �� <br />w <br />�� <br />�� <br />� <br />� <br />�� <br />� <br />� <br />� <br />THIS INSTRLJMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />�� <br />� <br />�..9 <br />� <br />x� D <br />r <br />r t <br />Q �. <br />� <br />m � <br />� <br />� <br />� <br />� <br />� <br />0 <br />� <br />0 <br />� <br />r•� <br />c3 <br />� <br />� <br />0 <br />.--. <br />.� <br />0 <br />h <br />�--1 <br />H <br />—r7 <br />� <br />3 <br />� <br />� <br />r� <br />� <br />c� -e� <br />c.� =i <br />cb <br />Z � <br />� <br />� O <br />O �7 <br />� � <br />z rn <br />D � <br />r x� <br />r A. <br />� <br />x <br />a <br />`...,.. <br />� <br />� <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />(PREAUTHORYZED (OPEN END) CY�DIT - FTJ'TITRE ADVANCES ARE SECURED <br />BY THIS DEED OF TRUS� <br />THIS DEED OF TRUST ("Security Insirument") is made on October 7, 2011. The grantor is BETTY A <br />CZAPLEWSKI, A SINGLE PERSON, whose address is 4319 MICHIGAN AVE, GRAND ISLAND, Nebraska <br />68803-1015 ("Borrower"). Bonower is not necessarily the same as the Person or Persons who sign the Equity - <br />Line of Credit ("Coniract"). The obligations of Borrowers who did not sign the Contract are explained further in <br />the section tided Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The <br />trustee is Arend R Baack, Attorney whose address is P.O. Boz 790, Grand Island, Nebraska 68802 ("Trustee"). <br />The beneficiary is Home Federal Savings & Loan Association of Grand Island, which is organized and existing <br />under the laws of the United States of America and whose address is 221 South Locust Street, Grand Island, <br />Nebraska 68801 ("Lender"). BETTY A CZAPLEWSHI has entered into a Contract with Lender as of October <br />7, 2011, under the terms of which Bonower may, from time to time, obtain advances not to exceed, at any time, a <br />**'�MAXIl�ZUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)*** of Ten <br />Thousand and 00/100 Dollars (U.S. $10,000.00) ("Credit Limit"). Any party interested in the details related to <br />Lender's continuing obligation to make advances to Borrower is advised to consult directly with Lender. ff not <br />paid earlier, the sums owing under Bonower's Contract with Lender will be due and payable on October 15, 2016. <br />This Security Insirument secures to L.ender: (a) the repayment of the debt under the Contract, with interest, <br />including future advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all <br />other sums, with interest, advanced to protect the security of this Security Instrument under the provisions of the <br />section titled Protect3on of Lender's Rights in the Property; and (c) the performance of Borrower's covenants <br />and agreements under this Security Instrument a.nd the Contract. For this purpose, Borrower, in consideration of <br />the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the <br />following described property located in the COUNTY of HALL, State of Nebraska: <br />Address: 4319 NIICHIGAN AVE, GRAND ISLAND, Nebraska 68803-1015 <br />Legal Description: LOT THREE (3), IN BLOCK ONE (1), IN JACK VOSS SECOND <br />SUBDIVISION, HALL COUNTY, NEBRASKA. <br />TOGETI�R WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br />"Properiy." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br />grant and convey the Property and that the Property is unencumbered, except for encwnbrances of record. <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />any encumbrances of record. <br />Bonower and Lender covenant and agree as follows: <br />Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and <br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract. <br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling <br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (tha,t have <br />the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attn'butable to the <br />Property which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. <br />At the request of Lender, Bonower shall promptly furnish to Lender receipts evidencing the payments. <br />� <br />6''t3': <br />� .; <br />F-� .. <br />� :, <br />G7 <br />� <br />� <br />c� <br />tC�3� <br />/ J � <br />�7 � <br />� 2004-2011 Compliance Sys[ems, Inc. ADCD-7FA6 - 2010L1.15.461 <br />Conauma Real Estate - Secucity Inshvment DL2036 Page 1 of 5 www.compliencesyatems.com <br />