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m z Z)m p �y �j N n� � � Zm N m � �� ' � {� � D o �� C) O � � TZ w � �n T � 2m J Z o . T< � v y� V (n m� o � D �cDn o � �,o cn � � � � � m o� CY> Z o° � � ap Z O After Recording Return To: Prepared By:��f�1 �utd5� Genworth Financial Flome Equity Access, Inc. Genworth Finanaal Home Equity Access, 10951 White Rock Road, Suite 200 Inc. Rancho Cordova, CA 95670 10951 White Rock Road, Suite 200 ��(q f�� 7/�l3 j3 Rancho Cordova, CA 95670 a� a � �2-30 J-5'"!a-,5�� Space Ahove This Line For Recording Data State of Nebraska FHA Case Number: 321-3046590/952-255 Loan Number: 3000025464 MIN: 10079923000025464-5 ADJUSTABLE RATE HOME EQUITY CONVERSION DEED OF TRUST THIS DEED OF TRUST ("Security InstrumenY') is made on October 06, 2011 ("Date"). The trustor is KENNETH L BLY, AS SURVIVING JOINT TENANT whose address is 1103 EAST ST, WOOD RIVER, NE 68583-3112 ("Borrower"). The trustee is'�"^^ " ^^ ^"' ^'-•'-'-- -` ^'---- T:°_ .._____.. �,..e L�,�=e�°; ("Trustee"). The beneficiary under this Security Instrument is Mortgage Electronic Registration Systems, Inc. ('MERS'). MERS is a separate corporation that is acting solely as nominee for Lender, and Lender's successors and assigns. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. Genworth Financial Home Equity Access, Inc. which is organized and existing under the laws of THE STATE OF CALIFORNIA, and whose address is 10951 White Rock Road, Suite 200, Rancho Cordova, CA 95670 ("Lender"). Borrower has agreed to repay to Lender amounts which Lender is obligated to advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement dated the same date as this Security Instrument ("Loan AgreemenY'). The agreement to repay is evidenced by Borrower's Note dated the same date as this Security Instrument ("Note"). The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors and assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (a) the repayment of the debY evidenced by the Note, with interest at a rate subject to adjustment, and all renewals, extensions and modifications of the Note, up to a maximum principal amount of TWO HUNDRE� TWENTY ONE THOl1SAND TWO HUNDRED FIFTY AND N0/1�0 (U.S. $221,250.�0); (b) the payment of all other sums, with interest, advanced under paragraph 5 to protect the security of this Security Instrument or otherwise due under the terms of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. The full debt, including amounts described in (a), (b), and (c) above, if not paid *Old Repuhlic National Title Insurance Company 7730 Forsyth, St. Louis� MO 63105 �. I IIIIIIIIIIIIIII4II lilll ll.11ll Finale Documenl Services� 0228 W/07 (1 of 11) Nebraska Oeetl of Trust HECM ADJl15TABLE RATE-MERS